Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Money Tips 365 Day 2 – Save It’s not how much you earn that counts, it’s how much you keep that makes you wealthy.   The average person can build wealth without a high income, but you cannot build wealth without a high savings rate.   We cannot easily control the return on investment, but we can easily control our rate of savings.   I’ve known many clients on average incomes become wealthy, but many more on high incomes end up broke.    Get into the habit of living on a percentage of your income for life’s essentials, and saving and investing the rest to build wealth.   The wealth that you accumulate through your savings efforts will be what is left over after you’ve spent the rest on living.    Exercises for today   Start with what you can get started, and from the habit of saving a percentage of your income.    What percentage of your income do you save right now?     How much can you start saving right now?   Save for short-term emergencies, medium-term goals and retirement.   Join my Money Tips

Money Tips 365 Day 2 – Save It’s not how much you earn that counts, it’s how much you keep that makes you wealthy.   The average person can build wealth without a high income, but you cannot build wealth without a high savings rate.   We cannot easily control the return on investment, but we can easily control our rate of savings.   I’ve known many clients on average incomes become wealthy, but many more on high incomes end up broke.    Get into the habit of living on a percentage of your income for life’s essentials, and saving and investing the rest to build wealth.   The wealth that you accumulate through your savings efforts will be what is left over after you’ve spent the rest on living.    Exercises for today   Start with what you can get started, and from the habit of saving a percentage of your income.    What percentage of your income do you save right now?     How much can you start saving right now?   Save for short-term emergencies, medium-term goals and retirement.   Join my Money Tips

Money Tips 365 Day 1 – Live Within Your Means Starting March 2024, each day I will be recording a short daily money tip - each day for 365 days.   You’ll be able to find these tips, wherever you listen to your podcast, as well as my YouTube channel Charles Kelly money tips podcast.   This episode is exclusive, more in depth exclusive content for my supporters on Spotify.   Live within your means.   The fastest way to go broke is to spend money you don’t have, buying things you don’t need, to impress people you don’t like and who don’t give a damn about you!   Look, I get it! We live in a consumer led economy where big business and the government need us to spend money to grow the GDP. But that doesn’t mean you have to spend money you don’t have.   When singer Rihanna almost went bankrupt, after earning millions and then spending it, she sued her financial advisor who responded:   “Was it really necessary to tell her that if you spend money on things, you will end up with the things and not the money”.   

Money Tips 365 Day 1 – Live Within Your Means Starting March 2024, each day I will be recording a short daily money tip - each day for 365 days.   You’ll be able to find these tips, wherever you listen to your podcast, as well as my YouTube channel Charles Kelly money tips podcast.   This episode is exclusive, more in depth exclusive content for my supporters on Spotify.   Live within your means.   The fastest way to go broke is to spend money you don’t have, buying things you don’t need, to impress people you don’t like and who don’t give a damn about you!   Look, I get it! We live in a consumer led economy where big business and the government need us to spend money to grow the GDP. But that doesn’t mean you have to spend money you don’t have.   When singer Rihanna almost went bankrupt, after earning millions and then spending it, she sued her financial advisor who responded:   “Was it really necessary to tell her that if you spend money on things, you will end up with the things and not the money”.   

Money Tips 365 - Day 1 – Live Within Your Means Starting March 2024, I will be recording a short daily money tip - each day for 365 days.   You’ll be able to find these tips, wherever you listen to your podcast, as well as my YouTube channel Charles Kelly money tips podcast.   For those of you who want more in depth exclusive content, I will also be producing a more detailed money tip for my paid supporter subscribers on Spotify.   For just £4.99 per month you can access exclusive content for my Money Tips supporters.   You can register to become a supporter on my Spotify channel clickig the link: ⁠⁠https://podcasters.spotify.com/pod/show/charles-kelly/subscribe⁠⁠⁠ Day 1 - Live within your means.   The fastest way to go broke is to spend money you don’t have, buying things you don’t need, to impress people you don’t like and who don’t give a damn about you!   Look, I get it! We live in a consumer led economy where big business and the government need us to spend money to grow the GDP. But that doesn’t m

Money Tips 365 - Day 1 – Live Within Your Means Starting March 2024, I will be recording a short daily money tip - each day for 365 days.   You’ll be able to find these tips, wherever you listen to your podcast, as well as my YouTube channel Charles Kelly money tips podcast.   For those of you who want more in depth exclusive content, I will also be producing a more detailed money tip for my paid supporter subscribers on Spotify.   For just £4.99 per month you can access exclusive content for my Money Tips supporters.   You can register to become a supporter on my Spotify channel clickig the link: ⁠https://podcasters.spotify.com/pod/show/charles-kelly/subscribe⁠⁠ Day 1 - Live within your means.   The fastest way to go broke is to spend money you don’t have, buying things you don’t need, to impress people you don’t like and who don’t give a damn about you!   Look, I get it! We live in a consumer led economy where big business and the government need us to spend money to grow the GDP. But that doesn’t mea

Smart Money Going Into Assets, Such As Gold and Silver, Stocks and Property, not leaving their money in the bank. Join me online on my free live money management training Wednesday at 8.00PM. Register now ⁠https://bit.ly/3QPp8IH⁠ In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, ranging from the digital allure of cryptocurrencies to the stability of stocks and the tangibility of real estate. Watch video version - https://youtu.be/KYP1OGVhdMQ Before making any investment decisions, make sure you are financially educated ad informed, as well as taking independent financial advice. Where to find me: Money Tips website: https://moneytipsdaily.com/ YouTube Channel: https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6Eg Money Tips Facebook Community: https://www.facebook.com/groups/No1businessopportunities LinkedIn: www.linkedin.com/in/charles-kelly-ba-cmgr-fcmi-b530

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s In this 45 minute interview we discuss: ·        What is Section 24 and when did George Osbourne introduce this tax hike on landlords? ·        6 options available to landlords with buy-to-let properties in their own name ·        What is classed as a property business and property partnership? ·        Ramsay v HMRC (2013) case explained ·        Incorporation Relief, Stamp Duty, CGT (Capital Gains tax) and much more… Over 29,000 people signed a petition calling on the government to reverse this unfair tax o landlords to no avail.  Find out what you can do in this video. Email charles@charleskelly.net for a free consultation on how to deal with Section 24.   #buy

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s In this 45 minute interview we discuss: ·        What is Section 24 and when did George Osbourne introduce this tax hike on landlords? ·        6 options available to landlords with buy-to-let properties in their own name ·        What is classed as a property business and property partnership? ·        Ramsay v HMRC (2013) case explained ·        Incorporation Relief, Stamp Duty, CGT (Capital Gains tax) and much more… Over 29,000 people signed a petition calling on the government to reverse this unfair tax o landlords to no avail.  Find out what you can do in this video. Email charles@charleskelly.net for a free consultation on how to deal with Section 24.   #buy

UK In Recession As Economy Shrinks Again The UK is officially in recession after negative growth of -0.3% in the last two quarters of 2023. The economy barely grew last year by 0.1% following inflation, cost of living crisis and high interest rates. Inflation remained at 4% this month prompting hopes of a cut in interest rates in March or April. The government borrowed £7.8 billion in December and the national debt stands at £2.7 trillion and 97% of GDP. UK house prices rose in January according to the Halifax, but ONS figures a small fall in England. Watch video version - https://youtu.be/baA4SoLPaLk Financial Education In my upcoming free live money training session this Wednesday at 8:00 PM, we'll delve into the factors contributing to the gender pension pay gap and explore actionable strategies to bridge this divide. By attending, you'll gain valuable insights into: 1. Understanding the root causes of the gender pension pay gap. 2. Navigating career breaks and their impact on retirement savings. 3

UK In Recession As Economy Shrinks Again The UK is officially in recession after negative growth of -0.3% in the last two quarters of 2023. The economy barely grew last year by 0.1% following inflation, cost of living crisis and high interest rates. Inflation remained at 4% this month prompting hopes of a cut in interest rates in March or April. The government borrowed £7.8 billion in December and the national debt stands at £2.7 trillion and 97% of GDP. UK house prices rose in January according to the Halifax, but ONS figures a small fall in England. Watch video version - https://youtu.be/baA4SoLPaLk Financial Education In my upcoming free live money training session this Wednesday at 8:00 PM, we'll delve into the factors contributing to the gender pension pay gap and explore actionable strategies to bridge this divide. By attending, you'll gain valuable insights into: 1. Understanding the root causes of the gender pension pay gap. 2. Navigating career breaks and their impact on retirement savings. 3

Gender Pensions Pay Gap Hits Women Savers Women falling behind men in pension savings due to gender pay gap and career breaks say Legal and General. Join me online on my free live money training Wednesday at 8.00PM. Register now below to book your seat and get regular money updates through my free newsletter. ⁠https://bit.ly/3QPp8IH⁠ What can you do to manage your money and become financially free? Watch video - https://youtu.be/XDkF9LSpQgk Buy-to-Let investors pension plans devasted by George Osborne’s Section 24 landlord tax hike. See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty t offset Sec 24. ⁠https://youtu.be/mtGq7WaVxLA ⁠ Where to find me: Money Tips website: https://moneytipsdaily.com/ YouTube Channel: https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6Eg Money Tips Facebook Community: https://www.facebook.com/groups/No1businessopportunities LinkedIn: www.linkedin.com/in/charles-kelly-ba-cmgr-fcmi-b5300a2 For a free gold, investment report, and Discovery Call, click

Gender Pensions Pay Gap Hits Women Savers Women falling behind men in pension savings due to gender pay gap and career breaks say Legal and General. Join me online on my free live money training Wednesday at 8.00PM. Register now below to book your seat and get regular money updates through my free newsletter. ⁠https://bit.ly/3QPp8IH⁠ What can you do to manage your money and become financially free? Watch video - https://youtu.be/XDkF9LSpQgk Buy-to-Let investors pension plans devasted by George Osborne’s Section 24 landlord tax hike. See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty t offset Sec 24. ⁠https://youtu.be/mtGq7WaVxLA ⁠ Where to find me: Money Tips website: https://moneytipsdaily.com/ YouTube Channel: https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6Eg Money Tips Facebook Community: https://www.facebook.com/groups/No1businessopportunities LinkedIn: www.linkedin.com/in/charles-kelly-ba-cmgr-fcmi-b5300a2 For a free gold, investment report, and Discovery Call, click

House Prices Rise Bucking The Trend As Mortgage Costs Ease House prices rose by .7% in January and are down by just .2% compared to this time last year, according to figures from the Nationwide Building Society. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to book your seat and get regular money updates through my free newsletter. ⁠https://bit.ly/3QPp8IH⁠ The Bank of England held interest rates this at 5.25% while indicating a possible rate cut this year, subject to getting inflation under control. Watch full video episode - https://youtu.be/NSgjkJeuqYg Why Invest in Gold and Silver Compared to Crypto, Stocks or Property – An in interview with Josh Saul, gold expert, discussing the merits of including precious metals in your portfolio. Click here https://pure-gold.co/charles-kelly for a free gold, investment report, and discovery call.   In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals l

House Prices Rise Bucking The Trend As Mortgage Costs Ease House prices rose by .7% in January and are down by just .2% compared to this time last year, according to figures from the Nationwide Building Society. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to book your seat and get regular money updates through my free newsletter. ⁠https://bit.ly/3QPp8IH⁠ The Bank of England held interest rates this at 5.25% while indicating a possible rate cut this year, subject to getting inflation under control. Watch full video episode - https://youtu.be/NSgjkJeuqYg Why Invest in Gold and Silver Compared to Crypto, Stocks or Property – An in interview with Josh Saul, gold expert, discussing the merits of including precious metals in your portfolio. Click here https://pure-gold.co/charles-kelly for a free gold, investment report, and discovery call.   In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals l

Investing is often perceived as a rational and analytical process driven solely by numbers and market trends. However, beneath the surface lies a complex web of emotions that can significantly influence investment decisions. Understanding the psychological aspect of investing is crucial for investors looking to navigate the markets successfully. In this article, we delve into why investing is often based on emotional decisions and how recognizing and managing these emotions can lead to better financial outcomes. Gold and silver have a long-established reputation as effective hedges against inflation. When fiat currencies lose value due to inflationary pressures, the purchasing power of gold and silver tends to rise. This characteristic makes them particularly attractive to investors seeking to protect their wealth from the eroding effects of inflation. While the investment landscape continues to evolve with the emergence of new opportunities such as cryptocurrencies, the enduring appeal of gold and silver re

Investing is often perceived as a rational and analytical process driven solely by numbers and market trends. However, beneath the surface lies a complex web of emotions that can significantly influence investment decisions. Understanding the psychological aspect of investing is crucial for investors looking to navigate the markets successfully. In this article, we delve into why investing is often based on emotional decisions and how recognizing and managing these emotions can lead to better financial outcomes. Gold and silver have a long-established reputation as effective hedges against inflation. When fiat currencies lose value due to inflationary pressures, the purchasing power of gold and silver tends to rise. This characteristic makes them particularly attractive to investors seeking to protect their wealth from the eroding effects of inflation. While the investment landscape continues to evolve with the emergence of new opportunities such as cryptocurrencies, the enduring appeal of gold and silver

How Will The War In Gaza Affect You? The Israel Gaza ware could have far reaching consequences for western economies and your finances. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, register now below to avoid disappointment. ⁠https://bit.ly/3QPp8IH⁠ Watch video on Charles Kelly Money Tips Podcast - https://youtu.be/umoG7t3qGNE In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, ranging from the digital allure of cryptocurrencies to the stability of stocks and the tangibility of real estate. In this comparison, we explore why investing in gold and silver continues to be a compelling option compared to the alternatives. Watch YouTube video Part 1: https://youtu.be/woBQBtavLUM While the investment landscape continues to evolve with the emergence of new opportunities such as cryptocurrencies, the enduring appeal of gold

The Israel Gaza ware could have far reaching consequences for western economies and your finances. Watch video on Charles Kelly Money Tips Podcast - https://youtu.be/umoG7t3qGNE In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, ranging from the digital allure of cryptocurrencies to the stability of stocks and the tangibility of real estate. In this comparison, we explore why investing in gold and silver continues to be a compelling option compared to the alternatives. Watch YouTube video Part 1: https://youtu.be/woBQBtavLUM For a free gold, investment report, and Discovery Call, click here.   https://pure-gold.co/charles-kelly   Where to find me: Money Tips website: https://moneytipsdaily.com/ YouTube Channel: https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6Eg Money Tips Facebook Community: https://www.facebook.com/groups/No1businessopportunities LinkedIn: ww

Why Invest in Gold and Silver Compared to Crypto, Stocks or Property – part 2 of an interview with Josh Saul, gold expert discussing precious metals in your portfolio. Click ⁠here⁠ for a free gold, investment report.   In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, ranging from the digital allure of cryptocurrencies to the stability of stocks and the tangibility of real estate. In this comparison, we explore why investing in gold and silver continues to be a compelling option compared to the alternatives. 1. Historical Stability: Gold and silver have stood the test of time as reliable stores of value. Throughout history, these precious metals have retained their purchasing power, acting as a hedge against inflation and economic uncertainties. Unlike cryptocurrencies, which can be highly volatile, and stocks, which are subject to market fluctuations, gold and silve