Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. I have read thousands of books and articles on success. I’ve listened to thousands of audios, podcasts and even cassettes by successful people talking about the various principles of achievement. They talk about the seven traits of this and the ten things successful people do and so on. But out of all of the successful people I’ve followed, only one person specifically mentions energy. The energy you need to make it to the top in any endeavour. He is.....Full Article and other articles at www.moneytipsdaily.com There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. Would you like an opportunity to attend a free No Money Down Property Discovery Day? email me at Charles@CharlesKelly.netor send me

Weekly Money News Round Up 251019 If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. Would you like an opportunity to attend a free No Money Down Property Discovery Day? email me at Charles@CharlesKelly.netor send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com In the news this week How to Use Creative Property Financing to Beat the Banks 5 Tips to Make Saving Fun Should banks control our spending? UK Population to Hit 70 Million in 10 years Brexit Property Effect – Invest or Wait? Get on the super highway to financial freedom The traditional method used by 95% of property investors is the slow road to financial freedom. Good news, experts have been able to discover proven ways

In the last few years, the UK mortgage lending rules have been tightened up. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but gone and even buy to let mortgages have become far more difficult to obtain. Most people think that getting a mortgage from the bank is the only way to finance a property purchase, but this is not true. There are many more creative strategies for raising finance to buy or control property which can liberate you from the monopoly of the banks. In any case, using the standard method of saving for a deposit and then applying for a mortgage in order to buy an investment property has its obvious limitations. The main problem with this method is that you soon run out of deposits. Many investors using this method have run out of cash and hit a brick wall before they could buy enough properties to enable them to quit their jobs and be financially free. Experts have been able to discover proven ways to secure, co

5 Tips to Make Saving More Fun Saving is at its lowest rate on record. Experts predict that by 2060, 15 million retired workers will be living on inadequate incomes. How can we encourage people to save more? Behavioural economics is a blend of psychology and economics. One of its leading exponents is David Halpern who heads the Behavioural Insights Team. He and his team spend a lot of his time thinking about how to incentivise us to save more money. Here are some of their most important findings courtesy of BBC’s Money Box which you can find on BBC Radio 4: 1. Use a photo to help visualise your goal 2. Make saving money more fun 3. Keep it simple 4. Rainy day money 5. Save more without reducing your income See full article text at www.moneytipsdaily.com Having worked in financial services, including banks, insurance companies and my own IFA practice, for over 25 years, I have seen first-hand how people manage their money. This is why I wrote Yes, Money Can Buy You Happiness to help people feel better and mana

Should banks control our spending? By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. Analysis has shown that people with bipolar disorder, depression or obsessive compulsive disorder (OCD) are more prone to overspending and potential problems with money management and debt, the BBC reports. Now the Money and Mental Health Policy Institute is calling on banks and building societies to monitor customers' data to spot signs of problems, such as sudden drops in income, dramatic increases in spending, or persistent use of unauthorised overdrafts. Banks argue that many customers would have more than one account, making it difficult to gather a comprehensive picture of a customer's finances. There are also data protection rules in place that would make any intervention difficult. The institute wants regulators to publish guidance on how customer data can be used legally and safely. Helen Undy, chief executive of the institute said: "About 1

UK Population to Hit 70 Million in 10 years In this episode: · The latest projections by the ONS show that the UK population will rise above 70 million by 2029. · UK population will grow by 3.6 million, most of it coming from international migration. · Biggest population rise of 538,000 occurred in 2016. · The government needs to build 200,000 homes a year to cope with current demands. · Property is still a good long-term investment providing you also invest in education. If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Word of the Day Money Consciousness Money consciousness describes an important thought process when considering your financial wellbeing. Other articles at www.moneytipsdaily.com The rich do these things, the poor do not The rich do these things, the poor do not By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy

Weekly News Round Up 181019 If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. Would you like an opportunity to attend a free No Money Down Property Discovery Day? email me at Charles@CharlesKelly.netor send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com In the news this week Brexit Deal Agreed Brexit Deal Agreed   By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.   In this episode:   UK Prime Minister Boris Johnson has agreed a Brexit deal with the European Union, but has yet to convince Parliament to... The rich do these things, the poor do not The rich do these things,

Brexit Deal Agreed By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. In this episode: UK Prime Minister Boris Johnson has agreed a Brexit deal with the European Union, but has yet to convince Parliament to ratify it when they sit on Saturday. This comes after we were previously told that the EU would not change the previous deal on offer and that there would be no further negotiation. The lesson here is that when you enter into any negotiation, you should negotiate from a position of strength, which often means that you are prepared to walk away from the table. Word of the Day Crowdfunding and peer-to-peer lending. Crowdfunding and peer-to-peer platforms are vehicles to allow to enable private investors to earn a higher return on their money by investing more directly into projects. Unlike banks, they pay a higher rate of return, but the risks are not the same as leaving your money in the bank account. If you’d like more information

The rich do these things, the poor do not By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. In this episode: The things the rich do that the poor do not In my 25 years in financial services advising thousands of clients, these are the things that I have observed that the rich and successful people, which the poor neglect to do. Word of the Day Disaster Recovery Disaster Recovery is a strategy and set of policies, tools and procedures to enable the recovery or continuation of vital technology infrastructure and systems following a natural or human-induced disaster. If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com 5 Traits of the Rich Vs Poor 5 Traits of the Rich Vs Poor   By Charles Kelly, Property Problem Solver, Author of Yes,

Drowning in Sea of Debt By Charles Kelly, Property Investor, former IFA, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. In this episode: Millions in debt Debt charity deals with 9500 earning £40,000 If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com Brexit Property Effect – Invest or Wait? Brexit Property Effect – Invest or Wait? By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.   In this episode: Brexit Effect Wait or Invest Is this a flip market? Are we due for a correction? Long term... UK Property – £60,000 for a house in Wales or £6 million for a room in Mayfair UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money

Brexit Property Effect – Invest or Wait? By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. In this episode: · Brexit Effect · Wait or Invest · Is this a flip market? · Are we due for a correction? · Long term investment – get rich long, not get rich quick. · Education is the key. If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com UK Property – £60,000 for a house in Wales or £6 million for a room in Mayfair UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth... More money looking for places to invest that there are good places to invest More money

Weekly Money News Roundup If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. Other articles at www.moneytipsdaily.com UK Property – £60,000 for a house in Wales or £6 million for a room in Mayfair UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth... Why Pizza Express and Thomas Cook went bust – A tale of two fallen high street outlets Why Pizza Express and Thomas Cook went bust – A tale of two fallen high street outlets By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Mone

UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Word of the Day Capital Gain A capital gain is the difference between what you pay for an asset, such as a property or share, and what you sell it for. Other articles at www.moneytipsdaily.com 3 Myths of Property Investment Creative Finance Tools for Owning or Controlling Property Using NONE of Your Own Money 5 Traits of the Rich Vs Poor House Price Growth Slowest Since 2012, Say ONS UK economy is slowing down and could go into recession says new report Should you be buying Gold? When is a ‘Freehold’ not worth the paper it’s written on 10 tips to survive and thrive in the recession - https://podcasts.apple

Why Pizza Express and Thomas Cook went bust – A tale of two fallen high street outlets By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Word of the Day Leveraged Buyout A leveraged buyout (LBO) is the acquisition of another company using a significant amount of borrowed money to meet the cost of acquisition. The assets of the company being acquired are often used as collateral for the loans, along with the assets of the acquiring company. Other articles at www.moneytipsdaily.com 3 Myths of Property Investment Creative Finance Tools for Owning or Controlling Property Using NONE of Your Own Money 5 Traits of the Rich Vs Poor House Price Growth Slowest Since 2012, Say ONS UK economy is slowing down and could go into recession says new report Should you be buying Gold? When is a ‘Freehold’ not worth the paper it’s written on 10 tips to survive and thrive in the recession - https://podcasts.apple.com/gb/podcast/money-tips-daily-by-charles-k

More money looking for places to invest that there are good places to invest By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Word of the Day Securitisation Securitisation is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt obligations (CDOs). Investors are repaid from the principal and interest cash flows collected from the underlying debt and redistributed through the capital structure of the new financing. Securities backed by mortgage receivables are called mortgage-backed securities (MBS), while those backed by other types of receivables are asset-backed securities (ABS). Other articles at www.moneytipsdaily.c

When is a ‘Freehold’ property effectively worth the paper it’s written on and is more like a leasehold? By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Other articles at www.moneytipsdaily.com UK economy is slowing down and could go into recession says new report 5 Traits of the Rich Vs Poor House Price Growth Slowest Since 2012, Say ONS Should you be buying Gold? 3 Myths of Property Investment Creative Finance Tools for Owning or Controlling Property 10 tips to survive and thrive in the recession - https://podcasts.apple.com/gb/podcast/money-tips-daily-by-charles-kelly-former-ifa-and-author-of/id1347175960?i=1000444007011 There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Weekly Money News Roundup 041019 By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast UK economy is slowing down and could go into recession says new report 5 Traits of the Rich Vs Poor House Price Growth Slowest Since 2012, Say ONS Should you be buying Gold? 3 Myths of Property Investment Creative Finance Tools for Owning or Controlling Property 10 tips to survive and thrive in the recession - https://podcasts.apple.com/gb/podcast/money-tips-daily-by-charles-kelly-former-ifa-and-author-of/id1347175960?i=1000444007011 There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

UK economy is slowing down and could go into recession By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast A report by the IHS Markit/CPS purchasing managers suggests that the UK service sector is slowing down following construction and manufacturing. The report suggests that the economy shrunk by 0.1% in the three months to September following a 0.2% fall in the previous quarter. Yesterday, I reported that property price growth has almost ground to a halt. I recently reported that the ONS said that the house prices had slowed to the slowest growth rate since 2012. Germany is economy is all but in recession and stock markets are going through a rocky patch. Many people are blaming Brexit, but I believe that this is not the only factor. Economies go through regular cycles of expansion and contraction, boom and bust. It doesn’t seem like we have had much of a boom since the last crash in 2008, but a longer session was avoided by governments

Money news and Property prices slow to 0.2% in September UK house price growth "almost ground to a halt" year to year in September, with property prices 0.2% higher, the Nationwide has said. The country’s biggest building society also said that prices fell by 0.2% compared with August, according to figures based on its own mortgage data as a major lender. The average home was now valued at £215,352, it said. The Chancellor, Sajid Javid announced that the National Living Wage will rise to £10.50 within the next five years. He will also lower the age threshold for those who qualify from 25 to 21. Speaking at the Tory Party Conference, Mr Javid said the policy would "help the next generation of go-getters to get ahead".

Bank Scammers Stealing £1 million a Day in UK By Charles Kelly, Property Problem Solver, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Scammers stole over £200 million from UK bank customers in the first half of 2019, over £1 million a day, and the banks only refunded £39 million because they say the victims are to blame. Learn ‘no money down’ property strategies for free! If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Would you like an opportunity to attend a free No Money Down Discovery Day on 10th October? Word of the Day Phishing – Not Fishing! Phishing is the fraudulent attempt to obtain sensitive information such as usernames, passwords and credit card details by disguising oneself as a trustworthy entity in an electronic communication. There are more examples and practical steps to getting rich and being happy in m