Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

First, we had the George Osbourne 2015 finance act phasing out tax relief on buy-to-let mortgages. Tax relief will be gone by next year as will many property owners and landlords as they start to pay more tax and even struggle to show a return on their investment. This is a travesty and goes against all principles of business lending. The then Chancellor George Osbourne also removed wear and tear allowance, which will cost small landlords dearly. If that wasn’t enough, the government are now proposing new rules to do away with Section 21 notices, which enables landlords to legally regain possession of their property without having to give a reason or find fault. Many property owners have already sold up or reduced the size of their portfolio in order to cut borrowing. Property prices in many parts of the country have dropped for a number of reasons, including of course Brexit. Some see this as an opportunity to buy more property as so-called amateur landlords run for the hills. Others worry that long term ope

Money News – Mortgages, Monza Bank, FTSE100 and MLM Scams Finance news round-up including: Best Mortgage Rates,  Monza Bank,  FTSE100 Returns 1, 3 5 and 10 years Vs Property MLM Diet Coffee Scam Pre-Pay Funeral FCA Investigation UK Economy Check out my book, Yes, Money Can Buy You Happiness, on Amazon - http://bit.ly/2MoneyBook

Making money and keeping money are two different skills You may have read recently that Jamie Oliver’s restaurant empire has gone into administration. The talented TV chef had rapidly built up a chain of around 50 restaurants over the last few years. Like his new restaurant branches, Jamie seemed to be popping up everywhere on television, in the newspapers and on the Sunday Times Rich list. We don’t know exactly why his restaurant business went wrong. Some say that his prices were a little too high for basic Italian food, but I think it also has a lot to do with the expensive city centre locations and over expansion.  Jamie apparently put in £30 million of his own money when the company was on the rocks over a year ago. Evidently, he could not let it go and tried to rescue a sinking ship. What this proves is that it is far easier to make money, or start a successful business venture, than it is to keep it.  In my book, Yes, Money Can Buy You Happiness, there is a section on the celebrities who lost

I know it’s early but Christmas can be stressful and expensive for many, so here are 3 quick money saving tips avoid the January hangover.

The governor of the Bank of England predicts that property prices will crash by 35% if we leave the European Union without a deal on the 29th of March 2019. Is the right? Here’s my take on it.

Who is the highest paid BBC presenter? If you are not working for a public sector organisation, like the BBC or your local council, how would you save enough to retire comfortably? I have a few complimentary tickets for an event which will show you how to invest in property. Email me for tickets: Charles@CharlesKelly.net

It’s not Brexit, the economy or whether is Prime Minister or Foreign Secretary that maters as much as your own economy- your U’Conomy!

Learn how Paris Lees turned her life around and went from prison to huge success.

This simple, 4 step process will help you stay on top of things and feel better about yourself what ever the outcome.

Most new business people focus on long-term goals instead of short-term activities to gain new clients.

Changes to student Visa rules announced by the Home Secretary this week could provide a much-needed boost for landlords and property investors.

Agents reports a glut of properties on the market at over £1 million in London. In some cases properties have been on the market for years and discounts of up to £10 million are not unheard of! In other news Brexit is causing uncertainty in the UK and shares could be overheating.

More opportunities for overseas doctors and nurses could open up this week as UK Home Office is set to relax Working Visa rules.

Your valuables may not be fully insured and your household policy. In this episode we look at household insurance and safety deposit boxes.

How to avoid being caught in the banking poverty trap.

What contributions are you making to the world? How is your life impacting those around you? I recently attended a funeral and the priest asked the congregation to think about the day when it will be their funeral. What will people say about you? How many people will show up? In a business sense you can relate this to the service you offer and how it impacts your clients. Are you doing it to make their lives better or just make a fast buck? Great businesses and people are passionate about their product or service.

There are 3.5 billion reasons why you cannot ignore your online audience. Use these 3 simple tips to build your social media audience. For information on an exclusive new course on Amazon, email me. I have 10 complimentary tickets left! charles@charleskelly.net

Procrastination is a universal problem that causes stress and anxiety. Use these 4 quick tips to rid yourself of procrastination and help declutter your life.

Don’t be like the UK government and take 70 years to come to a decision to build a new runway at Heathrow airport! In his book, Think and Grow Rich, Napoleon Hill lists lack of decision as one of the major causes of failure! In this episode, I give you real life examples of how making a decision has turned my life around in more ways than one.

Follow my 12 steps to get out of debt fast and stay out of debt for good. Follow me on Facebook on the money tips daily community group.