Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Renters and Leasehold Reform Bills Update... See also: Leasehold SCAM - https://youtu.be/b-wlBMTtmhg?si=K71E-JNDBsfi3UFM References: - "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html) - The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal) - BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform) Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: • Not only survive, but thrive in a recession or depression? • Get control of your finances and spending? • Save and invest for your future? • Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live

Renters and Leasehold Reform Bills Could Fall as UK July General Election Announced See also: Leasehold SCAM - https://youtu.be/b-wlBMTtmhg?si=K71E-JNDBsfi3UFM References: - "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html) - The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal) - BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform) Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: • Not only survive, but thrive in a recession or depression? • Get control of your finances and spending? • Save and invest for your future? • Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financiall

Renters and Leasehold Reform Bills Could Fall as UK July General Election Announced See also: Leasehold SCAM - https://youtu.be/b-wlBMTtmhg?si=K71E-JNDBsfi3UFM References: - "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html) - The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal) - BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform) Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: • Not only survive, but thrive in a recession or depression? • Get control of your finances and spending? • Save and invest for your future? • Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financiall

Why leaseholds are ripping you off!   The UK leasehold system has long been a contentious issue, and many argue it’s one of the biggest scams in history. The current system, which dates back to feudal times, sees homeowners purchasing property but not the land it stands on. Instead, they lease the land from a freeholder, often for 99 years or more. This feudal relic is under scrutiny as the Leasehold Reform (Ground Rent) Bill moves through Parliament, aiming to address some of the system's inherent unfairness.   Leasehold ownership can feel like a trap for many. Despite buying their homes, leaseholders must pay ground rent to freeholders, which can increase significantly over time. Additionally, they often face hefty fees for minor alterations, high service charges, and exorbitant costs to extend their lease. Failure to comply with these terms can lead to severe penalties, including forfeiture of the property. This situation creates a financial burden and an ongoing dependency on freeholders, making it ha

Why leaseholds are ripping you off! The UK leasehold system has long been a contentious issue, and many argue it’s one of the biggest scams in history. The current system, which dates back to feudal times, sees homeowners purchasing property but not the land it stands on. Instead, they lease the land from a freeholder, often for 99 years or more. This feudal relic is under scrutiny as the Leasehold Reform (Ground Rent) Bill moves through Parliament, aiming to address some of the system's inherent unfairness.   Leasehold ownership can feel like a trap for many. Despite buying their homes, leaseholders must pay ground rent to freeholders, which can increase significantly over time. Additionally, they often face hefty fees for minor alterations, high service charges, and exorbitant costs to extend their lease. Failure to comply with these terms can lead to severe penalties, including forfeiture of the property. This situation creates a financial burden and an ongoing dependency on freeholders, making it hard

We are told that we get what we deserve, but is that true?   We get what we tolerate, accept and put up with.    People will put up with the most terrible situations in their lives including abusive relationships, bad jobs and low wages for years.   Have you noticed that there are people who seem to get treated better than others?   Have you heard the expression he or she is “nobody‘s fool”?   He or she just seems to demand respect and they get it! That doesn’t mean they are rude or arrogant.   Then there are those unfortunate people who just soak it up!   They are the person that gets all the crap jobs, the family member that’s bossed around and bullied!   And it goes through their whole life and never seems to change, unless they do. I’ve seen two elderly sisters where one of them is dominating the other to the extent that it’s almost an abusive relationship.   What unwanted things have you been tolerating in your life for years?   ·        Relationships ·        Abusive boss ·        Abusive family me

We are told that we get what we deserve, but is that true?   We get what we tolerate, accept and put up with.    People will put up with the most terrible situations in their lives including abusive relationships, bad jobs and low wages for years.   Have you noticed that there are people who seem to get treated better than others?   Have you heard the expression he or she is “nobody‘s fool”?   He or she just seems to demand respect and they get it! That doesn’t mean they are rude or arrogant.   Then there are those unfortunate people who just soak it up!   They are the person that gets all the crap jobs, the family member that’s bossed around and bullied!   And it goes through their whole life and never seems to change, unless they do. I’ve seen two elderly sisters where one of them is dominating the other to the extent that it’s almost an abusive relationship.   What unwanted things have you been tolerating in your life for years?   ·        Relationships ·        Abusive boss ·        Abusive family me

Are you ready to dive into a thought-provoking discussion? In today's episode of the Charles Kelly Money Tips Podcast, we're delving deep into a topic that affects us all: "The Banks Own The World." Strap in as we uncover the layers behind this statement and explore its implications on our financial landscape.   In an era where financial institutions wield immense power, understanding the dynamics at play is crucial. From mortgages to investments, the influence of banks permeates every aspect of our economic lives. But what does it truly mean for the banks to "own" the world?   First and foremost, it's essential to recognize the sheer scale of the banking industry's reach. With assets totalling in the trillions, major banks possess unparalleled control over global capital flows. Through intricate financial mechanisms, they shape economies, dictate interest rates, and influence government policies.   Moreover, the notion of ownership extends beyond mere monetary control. Ban

Are you ready to dive into a thought-provoking discussion? In today's episode of the Charles Kelly Money Tips Podcast, we're delving deep into a topic that affects us all: "The Banks Own The World." Strap in as we uncover the layers behind this statement and explore its implications on our financial landscape.   In an era where financial institutions wield immense power, understanding the dynamics at play is crucial. From mortgages to investments, the influence of banks permeates every aspect of our economic lives. But what does it truly mean for the banks to "own" the world?   First and foremost, it's essential to recognize the sheer scale of the banking industry's reach. With assets totalling in the trillions, major banks possess unparalleled control over global capital flows. Through intricate financial mechanisms, they shape economies, dictate interest rates, and influence government policies.   Moreover, the notion of ownership extends beyond mere monetary control. Ban

How do you feel about debt?   Do you think debt is good or bad?   Are you using debt to increase or decrease your wealth?   This comes back to your mindset around money and debt.   For instance, older people tend to be debt and risk averse. They try to pay off their mortgages as quickly as possible and often buy one house and stay there for the rest of their lives.   They are certainly not open borrowing money against their house, using leverage, to buy a second or third investment property to increase their passive income or wealth.   I’m not talking about bad debt or consumer debt, like charging everything to your credit card or borrowing to buy expensive cars and big TVs.   I am talking about, good debt and leverage to buy properties or start a business.     My relationship with that sort of debt is healthy, and I’ve always used leverage to make my money work harder for me.   However, you also need to take some precautions so that it does not get out of hand and you over leverage yourself or your company.

How do you feel about debt?   Do you think debt is good or bad?   Are you using debt to increase or decrease your wealth?   This comes back to your mindset around money and debt.   For instance, older people tend to be debt and risk averse. They try to pay off their mortgages as quickly as possible and often buy one house and stay there for the rest of their lives.   They are certainly not open borrowing money against their house, using leverage, to buy a second or third investment property to increase their passive income or wealth.   I’m not talking about bad debt or consumer debt, like charging everything to your credit card or borrowing to buy expensive cars and big TVs.   I am talking about, good debt and leverage to buy properties or start a business.     My relationship with that sort of debt is healthy, and I’ve always used leverage to make my money work harder for me.   However, you also need to take some precautions so that it does not get out of hand and you over leverage yourself or your company.

Words can cut you like a knife. Jim Rohn   Whoever wrote, sticks and stones may break my bones, but words will never hurt me, must’ve been drunk!   Be careful of the word you used to people because you can affect them deeply.   A young amy Winehouse went to an event in a vintage black dress and looked gorgeous.   Press said that she looked plump or fat, which was not true. A friend later said that that affected her deeply, and she went into an eating disorder which stayed with her.    I wonder if the so-called journalist, who wrote that realises that those words could’ve led to her eventual, tragic death.    Paul McCartney once confronted a journalist over something he written. The journalist was surprised and said he didn’t think Paul would take any notice of what he wrote, but he was wrong.   Even talented superstars have feelings and can be hurt by words or criticism.   Steve Martin went into a six-month depression after a spoof journalist, called out to him at a movie premiere “why are your movies, not

Words can cut you like a knife. Jim Rohn   Whoever wrote, sticks and stones may break my bones, but words will never hurt me, must’ve been drunk!   Be careful of the word you used to people because you can affect them deeply.   A young amy Winehouse went to an event in a vintage black dress and looked gorgeous.   Press said that she looked plump or fat, which was not true. A friend later said that that affected her deeply, and she went into an eating disorder which stayed with her.    I wonder if the so-called journalist, who wrote that realises that those words could’ve led to her eventual, tragic death.    Paul McCartney once confronted a journalist over something he written. The journalist was surprised and said he didn’t think Paul would take any notice of what he wrote, but he was wrong.   Even talented superstars have feelings and can be hurt by words or criticism.   Steve Martin went into a six-month depression after a spoof journalist, called out to him at a movie premiere “why are your movies, not

How do you feel about debt?   Do you think debt is good or bad?   Are you using debt to increase or decrease your wealth?   This comes back to your mindset around money and debt.   For instance, older people tend to be debt and risk averse. They try to pay off their mortgages as quickly as possible and often buy one house and stay there for the rest of their lives.   They are certainly not open borrowing money against their house, using leverage, to buy a second or third investment property to increase their passive income or wealth.   I’m not talking about bad debt or consumer debt, like charging everything to your credit card or borrowing to buy expensive cars and big TVs.   I am talking about, good debt and leverage to buy properties or start a business.     My relationship with that sort of debt is healthy, and I’ve always used leverage to make my money work harder for me.   However, you also need to take some precautions so that it does not get out of hand and you over leverage yourself or your company.

Social Media is an integral part of life and business.   Billions of people spend several hours a day on a social media platform.   Are you a consumer or a creator of social edia content?   Are you providing a product or a buyer of someone’s product?   You are making money on social media.    The question is for who?   You are either making money for yourself or for someone else!   You can learn how to monetise your time on social media and start making money for yourself or your business.   If you like to find out more click here to subscribe to my Financial Education newsletter.   (https://contexttraining.aweb.page/p/4a278f33-c9d0-44e4-a847-7bf02a63f713).   #finance #moneytraining #moneymanagement #wealth #money #marketing #sales #socialmedia #financialeducation #makemoney #tiktok #financialfreedom

Social Media is an integral part of life and business.   Billions of people spend several hours a day on a social media platform.   Are you a consumer or a creator of social media content?   Are you providing a product or a buyer of someone’s product?   You are making money on social media.    The question is for who?   You are either making money for yourself or for someone else!   You can learn how to monetise your time on social media and start making money for yourself or your business.   If you like to find out more click here to subscribe to my Financial Education newsletter.   (https://contexttraining.aweb.page/p/4a278f33-c9d0-44e4-a847-7bf02a63f713).   #finance #moneytraining #moneymanagement #wealth #money #marketing #sales #socialmedia #financialeducation #makemoney #tiktok #financialfreedom

Marketing is generating leads.   Sales is converting those leads into customers.   If you want to become a successful entrepreneur, you must become good at marketing and sales.   However, these are skills that are useful to everyone in life, even if you are an employee.     Check out my book, Borrow and Grow Rich, using OPM Other people’s money –   https://amzn.eu/d/1RjjABX   Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: ·        Not only survive, but thrive in a recession or depression? ·        Get control of your finances and spending? ·        Save and invest for your future? ·        Learn about money and finance? To help you, I am running a free training webinar.  3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limite

Marketing is generating leads.   Sales is converting those leads into customers.   If you want to become a successful entrepreneur, you must become good at marketing and sales.   However, these are skills that are useful to everyone in life, even if you are an employee.     Check out my book, Borrow and Grow Rich, using OPM Other people’s money –   https://amzn.eu/d/1RjjABX   Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: ·        Not only survive, but thrive in a recession or depression? ·        Get control of your finances and spending? ·        Save and invest for your future? ·        Learn about money and finance? To help you, I am running a free training webinar.  3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limite

Which of these represents you best?   Some people are asset rich, but time poor.   They are willing to work with people who are time rich lack money.   I wrote about this in my book, Borrow and Grow Rich, using OPM Other people’s money –   https://amzn.eu/d/1RjjABX   Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: ·        Not only survive, but thrive in a recession or depression? ·        Get control of your finances and spending? ·        Save and invest for your future? ·        Learn about money and finance? To help you, I am running a free training webinar.  3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #finance #moneytraining #moneymanagemen

Which of these represents you best?   Some people are asset rich, but time poor.   They are willing to work with people who are time rich lack money.   I wrote about this in my book, Borrow and Grow Rich, using OPM Other people’s money –   https://amzn.eu/d/1RjjABX   Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: ·        Not only survive, but thrive in a recession or depression? ·        Get control of your finances and spending? ·        Save and invest for your future? ·        Learn about money and finance? To help you, I am running a free training webinar.  3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #finance #moneytraining #moneymanagemen