Ride Your Money Wave

Lesson: (habits x a little money) + patience = millions 

Here is the beauty about money and success...it isn't genetic.  You can study it, practice it, and grow it.  Markets don't care who you are or what your name is.  That is refreshing because that means that anyone can become wealthy.  To help you on your journey, here are my top 10 best financial decisions.

This one hurt.  It was slightly embarrassing.  But, that is how we learn, no?  Today's episode I talk about my five worst financial decisions.  What do almost all of them have in common?  Ego.  

Change is tough, especially change you don't see coming or have any control over.  In this episode, I examine three things I implemented to make my Covid-19 quarantine to be as productive as possible.  

Whether it is a tax return, a small inheritance, or a stimulus check, getting unexpected money can lead to a lot of unnecessary wants.  Here, I explain the best ways to spend your stimulus check. 

On today's podcast, I examine my five favorite books on money that changed my views and therefore, changed my life. 

A podcast listener emailed me asking for some advice.  In short, he got a later start on his financial journey.  35 years old and $0 net worth.  The good news is, he is ready to make changes and work.  He is hungry...and that is all you need to differentiate yourself from everyone else.  On this episode, I go through his numbers  and give him some actionable steps to take to start developing his own money wave. 

What a crazy, bat sh*t month this has been.  Is 2020 offering any refunds?  Since this whole economic shut/quarantine, I have been pivoting my business and my time.  Recently, I turned the microphone off and the camera on.  Yep, I brought RYMW to YouTube.  My brother suggested that I talk to my audience, to the demographic of people who I think are watching.  So here you go, 10 Things I Wish I Knew in my 20s.  Funny thing is, only one deals with money.   Be sure to subscribe to the YouTube channel and share with your friends. 

Tracy emailed me stating that she is getting serious about her money but is afraid to invest her money in the stock market.  She is looking for a little advice as to where to start.  In this episode, I gave her a few of my ideas.  

Two weeks ago, I got a check for $36,000.  ($36,125 to be exact.)  Following two simple principles - you want your money to work for you and it is better to make one BIG great decision than 1000 smaller good decisions - I spent all $36,000 in a single day and don't regret it.  What did I buy?  Take a listen and find out. 

The secret to becoming rich?  There is no secret, just behavior insights.  

Do you ever get frustrated because you can't find the time for something you value?  Working out, reading, and this podcast has been subject to that frustration for me.  Luckily, I have changed the structure of my day to account for these important things.  I have had the best of intentions to buy life insurance for the past two years.  Yesterday, I woke up and made it happen.  Why?  Take a listen and find out. 

Hello 2020!  First podcast of the year.  This one comes from a conversation card that I was asked while on a trip to London.  My music "career" plateaued despite my love for it.  Why?  The answer, when applied to finances, can make you a "rockstar."

Last night, I had a big purchase.  It made me feel something I haven't felt in years.  Today, I talk about what it was and what I learned from it.   

I'm back!  Sorry about that.  Last two months have been doozies for a multitude of reasons.  I fell off the podcast bandwagon there for a bit.  Luckily, I carved out some time this evening to sit down and share some thoughts about the high cost of wealth.  In short, wealth is accessible, but few achieve it.  Why?  Because of what the ticket to wealth costs...

Today's podcast is a special one for me - I sit down and talk with my cousin Nate, who started his financial journey at the age of 18 by opening up a Roth IRA.  He talks about how he was able to put savings first, even in college, and max out his Roth every year since he opened it.  Now, he balances the needs of his financial future with living a fulfilling life today.  Be sure to stick with the episode all the way to the end; there are some gems of insight in the last 5 minutes.  

Today, I sat down with Colleen, owner of Silver Bean Events, a wedding and event planner in Metro Detroit.  At 26 years old, she has already amassed a net worth of $60,000, is setting goals and teaching herself about investing and personal finance.  We talk today about how she got there and I answer several of her questions at the end of the show.   

I just came back from a week in California, climbing in Yosemite and sipping wine in Napa.  It was amazing.  I had a special moment where I felt in complete harmony, living my best life.  Today's podcast is about that moment and what you can do to live your best life. 

It has been a while since I have had time to podcast.  (You can blame my photography schedule.)  Anyway, I gave a speech the other day to a group of industry professionals and it was interesting to see where we all were in our financial journey.  One thing became clear though: money truths are applicable at all ages.  The truth behind getting wealthy is applicable at any age and can be implemented at any age.  On today's podcast, I recap the 4 Rules of Money and what steps you can take to implement them.   

In today's podcast, I discuss some financial statistics and why your earliest decisions are your most important decisions.  Also, I answer a listener email about what are some of options to make passive income.