Sunilprasad360

 When you give pure value to someone, it sticks with them. In this case I had a deal come my way that looked great in the short-term but had no real viable long-term exit.   Being a business owner is about seeing the bigger picture and making decisions based on longevity - so I take that mentality into my work as a mortgage broker. Commissions will come as long as you are focused on your client first. Whipping up a quick deal to make some cash will give you only that - cash. I think this is a big mistake that a lot of mortgage brokers or loan officers will make, as they often look to jump into any deal they can find just to cash out quick. Number one is the interests of the client, and then look for the long-term viability. How much you get paid as a broker will often be the result of those practices.  If I took that deal and in 12 months time it didn't work out for, that client will likely never deal with me again and is more than likely to tell his friends/colleagues/etc that I didn't se

In this video I outline the basic process in putting together a private mortgage deal - from the initial consultation all the way to funding.  I know some of you are familiar with the traditional mortgage process and less familiar with the private mortgage process, so I thought this was a good way to introduce the basic procedure of how to get a private deal funded.  I focus on the 10 key steps that occur after a deal comes across my desk: 1) Initial Consultation, 2) Service Offered, 3) Substantiate Borrower's Strength, 4) Crafting the Mortgage Proposal, 5) Present Proposal to Lenders, 6) Negotiate with Lender,  7) Order Appraisal, 8) Commitment Letter, 9) Lawyers Instruct, 10) Funding.  Feel free to leave a comment if you have more in-depth questions regarding the private mortgage process.  ___  Stay up to date on my day to day business life:  https://www.facebook.com/sunilprasad360 

 (Time-codes for each question below - 1st question begins at 00:24)  Here are my answers to some frequently asked questions regarding private mortgage that I thought could provide some basic understanding on the topic.   I wanted to outline the main differences between traditional and private lending services and why someone may choose to pick a private mortgage over going to a major lender (banks, etc)...  We will be making a series on mortgage related questions and information where I'll get a little more in-depth into some of these topics and phrases.  Feel free to send me a DM if you guys have any further questions, my Instagram handle is down below :)  1) What is Private Mortgage / Hard Money Lending? 00:24 -  01:04  2) Why choose Private Mortgage over traditional lending services? 01:04 - 02:25  3) Are the fees/rates higher on the private side? 02:25 - 03:44  4) What is the main difference between private & traditional mortgage lending? 03:44 -

There may have been times in my past where I've lost a deal because I was a jerk or inexperienced or not competitive enough - but I've never lost a deal because of my skin color as far as I know. If I have, I would have no idea of ever knowing and I really wouldn't give a crap either way.  I guess I am a "minority" but I don't think of it that way at all. Business is about providing service and value and in my experience I've never dealt with anything negative because of my skin color.    Maybe I'm "lucky" or maybe it's because I don't care about that stuff but regardless, I've always put service, value, and compassion first. And I would say the market is the same way.   So if you're a minority business owner, I wouldn't be worried. And, if you ever have to deal with any of that, forget em'! They're a waste of your time.   Stay up to date on my day to day business life: https://www.facebook.com/sunilprasad360 

Had a meeting last week with Fraser Valley Virtual (links below) and talked primarily about how to grab attention and grow your business when you're starting out.    In my mind it comes down to: 1) Producing Content to Spark Interest (00:36 - 03:00) 2) Who to Target & How (03:00 - 04:20) 3) Advertising via Social Media (04:20 - 08:15) 4) Produce as Much Content as Possible (08:15 - 09:40)   I get into more detail on each point throughout the video and provide some examples of what we've done and some more generic examples as well.    Fraser Valley Virtual is an all-in-one visual marketing service currently focused on servicing the real estate sector, with plans to expand into other industries. Even though much of the content in the video is centered around their business, I give some more general insight as well so that there is context for everyone.    Thanks for dropping by Meena & Sundeep - you guys can check them out here:   www.fraservalleyvirtual.com 

 It’s been almost a year since I posted my first rant on the state of the Vancouver housing market where I had said that things had gotten stupid. (Honestly doesn’t feel like a year ago). But things have changed a little bit.    The market has slowed considerably due in part to some government intervention and also because of some other trends like affordability and livability. Downsizing plays into that as well with some people realizing now that they don’t need the big house anymore - or if they do, they go to Surrey, Langley, Abbotsford and other places in the Fraser Valley.   But the big thing here is what do you do next? Maybe you were looking to buy in Vancouver and now you’re not sure because of the cooling market. Maybe you’re in the real estate game and you’ve got to figure some shit out in your life now. Regardless, hopefully this video can help you figure some of that shit out, or at least just give you some insight into the current trends.   I know I am doing some reevalua

Been getting some questions lately on what is needed to start vlogging so I wanted to show you guys what I started with (before hiring Dylan) and what we use now. The equipment used really hasn’t changed from then till now, other than a few upgrades. But I go over the basics of what is needed in terms of equipment - some of it you might already own!   I also talk about the more important side of vlogging and what you need for that. It’s not so much about the camera and sound equipment but the equipment you have in your head. Getting your mind right before vlogging is more important than having the best gear.    Stay up to date on my day to day business life:  https://www.facebook.com/sunilprasad360 

 I see a lot of real estate IG pages that are all the same… All the photos are of the house you just listed or the house you just sold. I’m sure a few people out there like seeing what your commission may have been on your last sale but most people want to see some sort of value brought to them. I touch on that in this week’s chat.    This week’s questions: “What are your thoughts on 50/50 partnerships?” “What are your thoughts on minimum wage? I personally think we should get rid of it but then again I’ve always paid way over minimum…” “What are the best types of social media posts you have seen for real estate?” “What’s the one buzz-word or phrase that warns you to stay away from potential partnerships or business deals?” ___________   Stay up to date on my day to day business life:  https://www.facebook.com/sunilprasad360 

 You’ve gotta take a long-term approach to investing. Everyone seems to be looking for that quick and easy investment where you put $1,000 dollars into some cryptocurrency and make $15,000 by the end of the year.  Let me tell you, I have yet to find an investment that is safe and reliable in the short term. I don’t believe it exists.   I’d say that the hardest part of investing is the saving. Actually putting money aside to invest. It starts with cutting back on dumb shit and saving money and when you’ve got that in order it still takes a while to build your portfolio.   Hopefully this video gives you some insight into some of the investing practices that have enabled me to find some success over the years. Stay up to date on my day to day business life:  https://www.facebook.com/sunilprasad360 

 I deal with a lot of people in real estate in (and out) of my business. The way business is done is constantly evolving with new technology and with progress to existing platforms and it can be tough to navigate in typically traditional markets (like real estate).   Here is my best advice for all of you in the real estate game.  Stay up to date on my day to day business life:  https://www.facebook.com/sunilprasad360 

 I really cannot stress this enough. The amount of time wasted by others caring too much about others opinions blows my mind. I believe this one of, if not the most significant factor in holding people back. Fuck what others think. Live your life. Pursue your dreams.  ___________  Stay up to date on my day to day business life:  https://www.facebook.com/sunilprasad360 https://www.youtube.com/sunilprasad360

 -“I hit a home run with my client, got them 100 leads in 2 weeks, we discuss other opportunities and then crickets, only to realize later that they literally stole my entire funnel. What do you do? Confront them or let karma take its course?” - “How did you come up with names for your businesses? I’m stuck and I’ve got no more names popping into my head…” - “Dumb but honest question, I used to be a musician. Do you think any entrepreneurs would listen to entrepreneur-themed music? I know, sounds corny, but music centered around feeding your family, building a better life, and being successful?” - “When you started a new business, did you go all in or slowly transition between an occupation or venture until things picked up in your new business.” ___________  Stay up to date on my day to day business life:  https://www.facebook.com/sunilprasad360 

This week's questions: - “Are you an optimist, pessimist, or realist?” - “Is it possible to establish a freelancing business for the long term?” - “What is the best way to promote your promotional video?” - “What do you think of people starting businesses as business coaches when they’ve never owned a business?” ___________ Stay up to date on my day to day business life: https://www.facebook.com/sunilprasad360

Economic downturn, why I choose to be an entrepreneur, whether or not I use business cards.... Ask your questions down below! Business, personal, and everything in between. ___________ Stay up to date on my day to day business life: https://www.facebook.com/sunilprasad360

How to Gain Confidence When You're Starting Out - Business Development Q & A #035 - “If you could have dinner with one person, living or dead, who would it be and why?” - “What is the best way to stay innovative in your niche when you don’t have a multi-million dollar budget like your competitors?” - “How much content should you be putting out knowing that a large part of your audience may not have the same taste as you?” - “How do you gain confidence in yourself at the start of your career?” - “How important are your selling skills as an entrepreneur and what are the different things that have made you improve as a salesman?” __________ Stay up to date on my day to day business life: https://www.facebook.com/sunilprasad360

Back in September I was travelling a bit through the East Coast and came across this great store in Saint John, New Brunswick called Strong & Free. I spoke with the two owners, Denise and Patricia and thought it would be good to have them on the podcast to discuss the process of building a clothing brand in store and online and bring some info and value to those in the retail/apparel game. Check out their apparel in the links below, they make awesome stuff and it’s all made locally in Nova Scotia! Their contact is there as well for any other inquiries. Thanks for the chat Denise, keep up the good work. Shop Online (Men & Women’s): https://www.stanfields.com/men/catego... Instagram: @strongandfreecanada Facebook: @canadastrongandfree www.strongandfreeemblem.com Contact: canadastrongandfree@gmail.com strongandfreemarketing@gmail.com ___________ Stay up to date on my day to day business life: https://www.facebook.com/sunilprasad360

Another round of questions, another round of answers. - “Do you think there’s such thing as too much of a niche when picking your target market?” - “Do you still cold call in 2018?” - “How do you convert customers into recurring customers?” - “Do you see value in posting the same video on 2 platforms?” ___________ Some People by Dj PYC @pycmusic Music provided by Free Music for Vlogs youtu.be/To4lDU7gvNw ___________ Stay up to date on my day to day business life: https://www.facebook.com/sunilprasad360 Today’s Leaders Podcast: https://anchor.fm/sunilprasad360 ___________

There came a point in my life when I knew I needed to change my surroundings or otherwise I was gonna’ go nuts. It was mainly the people I had surrounded myself. I realized that they weren’t propping me up for success. Not necessarily in business but just life in general - my happiness, my passions, my relationships... So this is the story of when I did something about it and destroyed my phone... ___________ Stay up to date on my day to day business life: https://www.facebook.com/sunilprasad360 Subcribe to my YouTube Channel: https://youtube.com/sunilprasad360

Utilize all of the tools at your disposal. In today’s age that means they are likely technologically based. There are app developers out there that are constantly looking to provide apps that make your life easier every day. Use them! Here are 3 apps I use that make my life easier, in business or otherwise. ___________ Stay up to date on my day to day business life: https://www.facebook.com/sunilprasad360 Subscribe on YouTube: https://www.youtube.com/sunilprasad360

Rejuvenation is important. Grounding yourself is important. Making sure your head in the right place is important. I just wanted to have a quick chat about what it means to take the time you need while still focusing on your goals. It’s good to take time, but more importantly it’s better to understand WHY you are taking the time. ___________ Stay up to date on my day to day business life: https://www.facebook.com/sunilprasad360 https://youtube.com/sunilprasad360