Fintech Insider By 11:fs

Sarah Kocianski is joined by a fantastic panel of guests to discuss digital payments innovation the global shift away from cash. Here to discuss the matter are: Jennifer Duncan - Vice President of Global Government Innovation at Mastercard Chirag Patel - Global Head of Payments at Santander Mario Shiliashki - CEO of Payments at PayU Even before the pandemic, the use of cash was on the decline. Countries like the UK and Sweden were already heading towards cashless futures, and the current pandemic has only accelerated the global shift away from cash and move towards digital payments solutions. Whilst the jury is still out on whether cash is truly a transmitter of the virus, on this week's Insights show we dive into the various ways digital payments have been advancing across the world and the wider implications that come along with it. What will a move to a cashless society mean for financial inclusion? What are the potential repercussions in terms of data and privacy? And what are the risks when big

Sam Maule and Jason Bates, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the US in the past week. This week's guests include: Nick Sando, Fintech investor at Octopus Ventures Krystal Hu, M&A Reporter, Reuters We cover the following stories from the fintech and financial services space: US bank results are in: and trading helps mask significant problems (01:56) Marqeta eyes IPO (16:50) SoFi files banking charter application with OCC (28:52) Robinhood’s raises (again) and reaches a new valuation (36:25) Fintech startup Lanistar raises £15 million to earn a £150M valuation (44:45) Your weekly Wirecard roundup (57:09) *This podcast is brought to you by Jack Henry Digital * the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. So how do they do it? With the Banno Digital Platform—a comple

Simon Taylor is joined by a fantastic panel of guests to discuss the transformation of finance in Africa and how fintechs are building up the industry. Here to discuss the matter are: Benjamin Fernandes - CEO, NALA Fara Ashiru Jituboh - Co-Founder & CEO/CTO, Okra Akeem Lawal - Divisional Chief Executive Officer for Transaction Processing and Enablement Business, Interswitch In the past couple of decades, the introduction of mobile money, digital payments channels and APIs has started to reshape finance in the world’s youngest and fastest-growing continent. Focusing on East and West sub-Saharan Africa, in this show, Simon and guests discuss the concept of "leap-frogging", growing foreign interest in the African fintech market, and the implications and limitations of Africa's financial revolution for everyday people. Moreover, as the continent makes greater strides towards a digital financial future, who is still left out and what more can be done to ensure fair and equal access to the financial system

Simon and Jason are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Frean, Head of Corporate Affairs at Starling Mike Dudas, Chairman of the Board at The Block We cover the following stories from the fintech and financial services space: Square Rally Sends Valuation Into Ranks of Biggest U.S. Banks EU banks to take on Visa, Mastercard with new payments system Starling do all the things including launching a dollar account, an SMB toolkit and applying for more remedies funding SocGen acquire NeoBank Shine The mysterious case of Wirecard’s missing COO 123456 is still most popular online password This podcast is brought to you by Equinix. Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the m

Simon Taylor is joined by some great guests to talk about the future of fintech hubs. Up until now, London has been known as a global fintech hub where talent and business come to work in this booming fintech industry. As we've all gone remote, theoretically we are no longer constrained to offices and industry hotspots, so will the industry spread out more internationally after this? To talk about this, Simon Taylor is joined by a range of amazing guests, dialing in from all over the world: Freddy Kelly - CEO of Credit Kudos Marina Gracias - General Counsel at Varo Money Ned Phillips - CEO of Bambu This podcast is brought to you by Equinix. Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. Small business financial services are only 1% finish

Our expert hosts, Simon and David, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Joe Bloemendaal, Head of Strategy at Mitek Nathalie Oestmann, COO, Curve Emily Nicolle, Tech Editor, City AM We also hear from: Daljit Singh, Chief Design Officer, Marketing Director and Co-founder at Anna Money, and Michael Ducker, co-founder of Pinch who is the Director of Product at Chime We cover the following stories from the fintech and financial services space: The Wirecard saga continues to unravel - taking UK fintechs along with it Banking platform solarisBank raises $67.5 million at $360 million valuation US challenger bank Chime launches Credit Builder, a credit card that works more like debit Galileo launches Galileo Instant for creating branded debit card & digital banking experiences Monzo educate their followers on online puppy scams This podcast is brought to you by Mitek (NASDA

Our expert host, Sam Maule is joined by some great guests to talk about credit scoring for US immigrants. Credit scoring is a huge role in people's financial life in the US, and a "good" credit score help you get access to a lot of basic services such as renting an apartment, getting better quotes on insurance and access to credit cards. But what do you do as a US immigrant arriving in the country with no US credit score to prove? As always Sam is not alone but joined by two amazing guests: Maureen MacIsaac - Data Analytics Lead at Nova Credit Angela Galardi Ceresnie - CEO at Climb Credit This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated mar

Our expert hosts, Sam Maule and David Brear are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Erika Lucas - CEO of StitchCrew Gerti Dervishi - Co-Founder and Chief Growth Officer at Flybits Jillian Williams - Investment Principal at Anthemis and head of BLCK VC NYC We cover the following stories from the fintech and financial services space: Wirecard says €1.9bn of cash is missing and have now filed for insolvency (03:48) The US banking sector is seeing huge growth, despite (or because of) the pandemic (18:34) Global payments space hots up (36:00) Stories we didn’t have time to cover (52:23) Goldman traders mock CEO’s ‘cringeworthy’ cameo on TV show ‘Billions' (57:58) *This podcast is brought to you by Jack Henry Digital * the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of Mega

Sam Maule is joined by some great guests to talk about PPP lending in the US from the lenders perspective. This week's guests include: Corey LeBlanc, Chief Digital and Innovation Officer at Origin Bank Neil Kahrim - Director of Growth and Operations at OakNorth Kathryn Petralia - Co-Founder and COO at Kabbage The panel tells us what the PPP lending programme was like for the lenders: how did the application process go? Was there enough money available? And how do you prioritize when you recieve 100k PPP loan applications in in 8 hours? This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory re

Sam Maule is joined by a fantastic panel of guests to discuss the impact of the coronavirus pandemic on the US' underbanked communities. Here to discuss the matter are: Abbey Wemimo - Co-founder, Esusu John Hope Bryant - CEO and Chairman of Operation Hope Thea Garon - Senior Director, Financial Health Network As COVID-19 spreads across the globe, the US is facing a financial crisis that is hitting ethnic minorities and those left out of the formal financial system the hardest. In this week's Insights show, Sam and guests discuss the origins of financial inequality in the States, the social implications of unequal access to finance and credit, and the future of the underbanked in a world turned on its head by a global pandemic. This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification sol

Our expert hosts, Sarah and Ross, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sanjay Gupta VP and Global Head of Products and Corporate Development - Mitek US Rachael Pollard, Chief Growth Officer at Starling Anti-Jussi Suominen, CEO of Holvi We cover the following stories from the fintech and financial services space: Is now a good time to start a challenger bank? As Vivid Money launches in Germany and we hear from their co-founder Alexander Emeshev to give us his perspective Marcus shuts to new UK clients Fintech in the MENA region is hotting up as islamic finance start up Wahed raises $25m to grow it’s Saudi Arabia hub - and we hear from their Chief Product Officer Kareem Tabbaa to learn more Onfido, Deloitte and Evernym Prove that Re-usable Digital Identity is Market-Ready with the FCA Regulatory Sandbox - and we hear from Onfido CEO Hussayn Kussai to tell us more Mastercard, Axis

Sarah Kocianski is joined by a fantastic panel of guests to discuss the impact of the coronavirus pandemic on digital infrastructure and transformation, as the pandemic has already forced FS organisations to innovate quicker than they’ve ever done before, out of necessity . Our guests are: Lance Homer - Global Head of Digital Payments and Banking Ecosystem at Equinix Andrew Smith – CTO and founding member RTGS Limited Scott Abrahams, SVP, Business Development & Fintech at Mastercard Nick Funnell - Head of Consulting Engineering- 11:FS Sarah and her guests discuss how businesses even define infrastructure, what changes they've already seen already for both themselves and their customers, and to discuss the really big question: how do you create truly digital infrastructure that will be sustainable long after the pandemic is over? This podcast is also brought to you by Equinix. Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency a

Our expert hosts, Adam Davis and Sarah Kocianski, are joined by some great guests to talk open finance. We want to know what it is, how is could work and improve customers' lives, what hurdles and regulation might have to be overcome or changed, and what learnings it could take from open banking, This week's guests are all experts in open banking and finance who help us lift the lid on this new and unexplored topic. Including: Dan Morgan, Policy Lead, Europe, Plaid Daniel Globerson, Head of Open Banking, RBS Faith Reynolds, Independent Consumer Representative for the Open Banking Implementation Entity The FCA, the UK’s regulator put out a Call for Input on the development of Open Finance to which we at 11:FS submitted our own input, as did our panel, and its our joint views on open finance, and its evoution and eventual roll out, that we discuss in this show. We have also teamed up with Dan Morgan and the team over at Plaid to publish our joint ideas on how we see Open Finance evolving in a writte

Our expert hosts, Sam and David are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Scott Harkey, Chief Strategy Officer & Head of Payments at Levvel Ben Metz, Sr Managing Director at Jack Henry Maia Bittner, Head of Business Operations at Chime We cover the following stories from the fintech and financial services space: E-commerce platform Shopify to launch ‘Shopify Balance’ for businesses 05.42 Afterpay Reaches Five Million Active Customers after Two Years in U.S. Market 16:33 2. Bank of America leak exposes business details of PPP relief applicants as applications across the board decline 22:00 Raisin launches deposit solutions for US banks and credit unions - 30:59 Aspiration raises $135 million 41:25 New York stock exchange reopens… but with some changes 47:50 Are we back at Animal Crossing again? I think so. 57:03 *This podcast is brought to you by Jack Henry Digital

In today's episode, we bring you an interview with Arlan Hamilton, founder and managing partner of Backstage Capital. From improbable beginnings, Arlan Hamilton is making waves in the venture capital space by investing in companies led by underrepresented founders. Less than 10% of all venture capital deals go to women, people of colour, and LGBT founders and Arlan has made it her mission to change that. We kick things off talking about her book It's About Damn Time. With rave reviews from Mark Cuban, Stacey Abrams, and Jameela Jamil, Sam and Arlan discuss the book writing process and how to turn being underestimated into your greatest asset. From sleeping on the floor of the San Francisco International Airport to becoming the first non-celebrity black woman to be featured on the cover of Fast Company, we hear about how Arlan's upbringing, her past life as a tour manager and her unconventional journey through Silicon Valley has shaped both her and the company she runs. This podcast is brought to you by

In today's insights show, we lift the lid on digital identity. What it is, how it works, how it varies from country to country and what are the next use cases now and in the future - especially with the impact of COVID-19. They are joined by 3 fantastic experts in the space: Joe Bloemendaal - Head of Strategy for Mitek Emma Lindley, Women in Identity and CCO for Truststamp Marcel Wendt - CTO and Founder - Digidentity With the help of our expert panel, Jason Bates and Simon Taylor dig into the three key components of digital identity: verification, authentication & authorisation, and how these are evolving. They also touch on how the covid-19 pandemic is speeding up interest in identification and making it more important than ever. This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verifica

Our expert hosts, Sarah Kocianski and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sara Castelhano - EMEA Head of Payments and Digital Product, J.P. Morgan. Oliver Baxter - Head of Brand, Communications & Product, ByMiles Hannah Dawson, CEO and Founder, FUTRLI We cover the following stories from the fintech and financial services space: Your Coronavirus and financial services news round up 01:54 Samsung Pay team up with Sofi to launch a debit card 23:24 Mastercard’s massive financial inclusion pledge 34.16 86 400 drops mortgage rates and completes approvals in just a few hours 42.20 Monkey business: primate goes bananas at ATM 54.09 We also hear from Scott Abrahams, Senior Vice President, at Mastercard to give us the inside scoop on their 1 billion financial inclusion pledge. This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile

In today's show, Sam Maule lifts the lid on SMB banking practices in the US, and how they're being chronically underserved. Joined by 11:FS' Jobs to be Done guru Ryan Garner and our panel of guests, they discuss how SMBs could be better served in the future and how products and services should be designed to suit their needs. This week's guests include: Adrian Oropeza, Gen 6 Ventures Laura Cummings, Financial Health Network Jo-Ann Barett, Co-founder and owner Aromas Boutique Bakery Ryan Garner, Principal Customer and Product Lead, 11:FS It’s not new news that SMBs are historically and critically underserved by banks, despite being the biggest employer and the lifeblood of the US’ economy and in fact, most economies. So who are they turning to instead? We get our panel's expert opinions as SMB owners themselves, as well as mostly being in the fintech space. Ryan and his team have also produced some bespoke research specifically examining the needs of US SMBs and what are the jobs to be done by fi

Our expert hosts, Simon Taylor and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Iana Dimitrova, CEO at OpenPayd Caroline Casey, VP of Innovation, Partnerships & Labs at Mastercard Jamie Campbell, CEO at Fronted We cover the following stories from the fintech and financial services space: UK Chancellor announces 100-percent backed coronavirus business loans 03:24 Coronavirus cuts HSBC profits in half 14.00 Coronavirus drives up deposits at US banks 25:17 Monzo applies for US banking licence 33.31 BCR offers new details on grant allocations 41:48 FIS starts fintech venture fund - 48:18 Animal Crossing slashes interest rates to near-zero 56:28 We also hear exclusively from Asif Ramji, Chief Growth Officer at FIS, about their newly announced fintech venture fund. This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digita

In this episode, Sam Maule, Americas MD, digs into the impact COVID-19 is having, this time specifcally on US small businesses; the options they have from banks, lenders and the government; and the ways that fintechs are trying to help. One of the hardest hit of the economic impact of the coronavirus pandemic are small businesses and the self employed, and at the time of recording in the US, the stimulus funding had already been syndicated out. To dig into the implications of this alongside Sam, this week's guests include: Jane Barratt, Chief Advocacy Officer, MX John Pitts, Policy Lead, Plaid Jill Castilla, CEO, Citizens Bank of Edmond Our panel also have a crack at giving some future predictions for how the current crisis could change US SMB financing long term, even after the impact of pandemic subsides. This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vis