Fintech Insider By 11:fs

About this episode: Host David Barton-Grimley, Fintech Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: JPMorgan is reportedly planning to charge fintech companies for access to customer data. Elsewhere, we explore what this development could mean for the industry. Wise joins us to discuss their latest partnership with UniCredit - a European first. In other news, Bilt's valuation has soared to $10.75 billion following a $250 million funding round. Is Lloyds Banking Group considering a takeover of Curve? And which British soap opera has been breaking the rules by promoting a fintech product on their show? This week's guests: Jason Mikula - Founder of Fintech Business Weekly  Julie Arnoux - Europe Commercial Head, Wise Platform Veronica Glab - Independent FinTech Strategist Also featuring a voice note from: Phoebe Chi

About this episode:  Today, we’re diving into fresh insights from our friends at Marqeta, who are gearing up to release their annual State of Payments report. This year’s survey spans 500 small and medium-sized businesses in the UK, 500 in the US, and 3,000 consumers across both regions. So, what’s keeping SMBs up at night? And how can next-generation payment solutions help them stay competitive in a rapidly evolving landscape? In this episode, David Barton-Grimley is joined by experts from Marqeta and a panel of industry leaders to answer these questions. This week's guests:  Marcin Glogowski - Senior Vice President and Managing Director for Europe and UK CEO of Marqeta Hanna Sommer - Director of GTM & Strategic Partnerships at Liberis Stéphane Dehaies - CEO of Spendesk Financial Services Visit Marqeta’s website to be the first to know when their State of Payments Report launches. --  Links to check out:  Join our WhatsApp community, where you can get the inside track on all all things

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

About this episode: On this week’s episode of Fintech Insider Insights, recorded live at Money20/20 Europe in partnership with Adyen, host David Barton Grimley is joined by some great guests to take a deep dive into the pain points of spend management - and how embedded finance can help solve them.Now, we’re all aware of spend management, but how important is it, exactly, for small and medium-sized businesses in particular?At the forefront of addressing some of these challenges is a new partnership between Adyen and Spendesk.So, how is embedded finance better serving SMBs, and what role can new technologies play in harnessing its capabilities? This week's guests:  Stephane Dehaies - CEO of Spendesk Financial Services Joëlle Bønding - VP of Vertical Strategy for Platforms at Adyen Links to check out:  Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to. ⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com

About this episode: Host  Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Curve launches Curve Pay to compete with iOS in Europe. Google pushes ahead with its AI offering with an agnostic shopping experience. We talk through what the CFPB’s ruling means for the future of banking in the US. We also take a closer look at the South Korean payments market with Kakao’s acquisition of SSG Pay and Smile Pay to further digital optimisation in the country. There’s also been a boom in UK fintech hiring — and are Singapore really considering corporal punishment as a consequence for scamming? This week's guests: Aditi Subbarao - Strategic Partnerships Lead at Instabase Edoardo Volta- SVP Partner Marketing and Business Development at Curve Kate Flocken-Principal at FS Vector Timestamps/stories:  Intro - (0

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

About this episode: On this episode of Fintech Insider, host David Barton-Grimley sits down with Matej Pfajfar, Group CTO at Monzo Bank, to talk about one of the fintech industry's least glamorous - but most critical - topics: outages. With banking apps now at the core of how we manage money, a few minutes of downtime can spark serious disruption. Back in February 2025, a wave of UK bank outages affected millions and it feels like the problem is only getting worse. So, how is Monzo planning to stay ahead? Enter Monzo Stand In, the bank’s behind-the-scenes solution designed to keep essential services running, even when things go wrong. On this episode we unpack what an outage actually means in modern banking, why they’re so hard to avoid, and how Monzo’s unique culture and architecture enabled them to build resilience into their platform by design. This week's guest: Matej Pfajfar - Group Chief Technology Officer, Monzo Bank Advertisements: If you're running an early-stage business with Seed o

About this episode: Host  Benjamin Ensor, Director of Research & Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Revolut, Europe’s largest digital bank, has announced plans to invest over €1 billion in France over the next three years, including establishing new headquarters in Paris and securing a French banking licence. Meanwhile, UK regulators are cracking down on the ‘wild west’ of Buy Now, Pay Later schemes with tougher regulations—raising questions about the impact on major players like Klarna. We also speak with JPMorgan Chase about the launch of their FintechForward Programme and the importance of supporting underserved founders and SMEs. Global fintech Airwallex has raised $300 million in a Series F funding round, bringing its total valuation to US$6.2 billion. In India, Paytm, the country’s largest digital payments platform, has intro

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.

About this episode: Host Benjamin Ensor, Director of Research & Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Monzo eyes up a potential IPO on the UK market whilst Chime announces their listing on the US market. Stripe and Ramp team up to enhance cross border payment solutions using Stablecoins. The Nordic countries are looking to collaborate on an offline card payment system for internet outages, helping to minimise cyber security issues. We also take a look at Monzo’s new product development and discuss if Klarna is rejecting AI in favour of a more physical workforce.. This week's guests: Monika Liikamaa - CEO and Co-founder of Enfuce  Jason Mikula - Founder of Fintech Business Weekly  Dave Morris - CEO of 11:FS Foundry Plus a voice note from: Andy Sacre - Head of payments at Monzo Timestamps/stories:  Intro - (00:00)