Nc Real Estate Podcast

We have been busy as a team setting up a lot of property management systems for commercial property over the last two weeks, so I thought I’d bring on NC Real Estates’ head of commercial property management, Harriet, to discuss the crucial steps to establish effective property management. You can email Harriet here: harriet@ncrealestate.co.uk Click this link to sign up for Property Data https://propertydata.co.uk/a/nc Use the code NC50 to get 50% off your first month

This week I discuss why I have such a dilemma with Air BnB and the low that almost always follows the high of buying a tenanted commercial property. Remember you can save 50% off month 1 of your property data subscription by using the code NC50. Click this link to try it out: https://propertydata.co.uk/a/nc

Property Data - Use the code NC50 at link: https://propertydata.co.uk/a/nc Thank you for supporting the pod!

Is it time to invest in commercial property at a discount? Potentially… But how? It's not just about timing; it's about market knowledge and negotiation. Listen to this podcast to find out more!

This week I go through the exact steps on how to purchase commercial property. Here are the resources I mention throughout: Which commercial property type should you buy next: https://nextcommercialproperty.scoreapp.com/ Set your commercial property goals: https://ncrealestate.co.uk/gtgwc/ The how to value commercial property calculator: https://open.spotify.com/episode/7cho3eMtfOOXteta8T4SeV?si=983d5d75902c48ba How to finance commercial property: https://open.spotify.com/episode/5qZZBLsu2FYxA40dUPOxsN?si=5152ce20ae3f4e16

This week I go through the most recent commercial property that exchanged!

This week I catch you up on what's happening with my commercial property portfolio PLUS What can commercial property be used for and how you can let your property quickly to innovative tenants!

This week I explore the three different ways in which you can finance your commercial property PLUS a case study of how I'm funding my next commercial property.

This week, its a short pod because I've got a download for this: https://ncrealestate.co.uk/commercial-valuation-calculator/

This week I discuss whether the commercial property market will recover. Yes, its been a little bit of a disaster recently, have you seen the prime yield guides: https://content.knightfrank.com/research/522/documents/en/investment-yield-guide-september-2023-10527.pdf But as always I'm optimistic and I'll share my findings in the market. Websites I refer to: Wetherspoons disposals: https://www.jdwdisposals.co.uk/ M7 Capital: https://m7capital.eu/services/lending/ Ban Box Shifting: https://banboxshifting.org/#our-mission Rainbow Rising: https://rainbowrising.org.uk/index.php/about-us-2/

Last call for the Members Club here: https://ncrealestate.co.uk/membersclub/ This weeks podcast is an excerpt from our getting to grips with commercial course and is presented by John Mansfield which is included within the Members Club! In the podcast we cover key valuation principals: Discounting - this is where the future income streams are discounted to their value today (the present value) Years Purchase (YP) Multiplier - A simple relationship between the yield and the time period of the rental stream Years Purchase into Perpetuity Multiplier - Used to value a property that has recently been let at full market rent

The Members Club is now OPEN you can join here: https://ncrealestate.co.uk/membersclub/ Welcome to "Invest Wisely: Choosing the Right Commercial Property." In this episode, I explore the critical factors to consider when investing in commercial real estate. Commercial properties offer unique advantages, such as tenant stability and income-based valuation. I'll guide you through the decision-making process. Commercial properties vary, from offices to warehouses. Tenant stability is a key benefit, often with long leases and reliable payments. Unlike residential properties, commercial ones are valued based on income potential, making valuation simpler. Hands-on management is reduced with tenants responsible for maintenance. Market analysis is crucial. Examine local attributes and accessibility. Connect with prominent brands for insights. Diversify your portfolio based on your goals and risk tolerance, considering warehouses, retail, offices, leisure facilities, and more. Stay adaptable to marke

You can take the what commercial property type should you buy next quiz here Welcome to this week's podcast show notes. Today, I'm tackling a pressing question: "Why the world should fear a commercial property crash." While I'm not typically pessimistic about property, there are valid concerns circulating, and it's essential to be informed and prepared. I start with a client case study that highlights the challenges in the current market. A property purchased in 2021 with ambitious plans faced setbacks due to shifting interest rates, affecting yield projections. Investors are now comparing property investments to bank accounts, which offer attractive returns, challenging the appeal of real estate. Several factors contribute to this landscape, including slower property value appreciation and quicker-than-expected interest rate hikes. However, properties in prime locations remain resilient. To manage risks, maintaining a conservative loan-to-value ratio of 60-65% for commercial propert

Want to see our podcast nominate at number 6 in the top 25 podcasts in London --> blog.feedspot.com/london_real_estate_podcasts/ Here's what I'm covering this week: Podcast Summary Outline: "No-Money-Down Entry into the Property Business" Introduction Desire to enter property business without personal funds. Realities behind the notion: expertise, determination, calculated risks. Strategy 1: Leveraging Existing Equity Use existing property equity for new acquisitions. Collateral for securing funds. Example: Second charge loan against higher-value property. Caution on extended reliance due to high interest. Importance of negotiation skills and networking. Strategy 2: Negotiating Deep Discounts Target properties undervalued for purchase. Financing based on perceived higher value. Rarity of such deals, requiring negotiation prowess and market understanding. Conclusion Feasibility of no-money-down property entry with expertise. Emphasis on strategic t

Take the Quiz here Welcome to an episode packed with essential insights for conquering the realm of commercial property investment. Discover the art of successful investment in just a few minutes! 1. **Goal Setting**: Kick off your journey by defining your investment goals – target a solid gross yield of 8% to 10% and determine your purchase price. 2. **Strategic Location**: Choose a search location within an hour and a half's drive from home, ensuring efficient property inspections and negotiations. 3. **Smart Searching**: Simplify your property hunt using online portals like BrightMove LoopNet and property links. Create a dedicated inbox for tailored alerts. 4. **Deal Analysis**: Expertly analyze deals by evaluating purchase prices, rental incomes, lease terms, and property value alignment. 5. **Financing Made Easy**: Explore lending options through brokers, banks, or existing commercial property lenders, understanding terms and fees. 6. **Negotiate with Confidence**: Engage in negotiations, conduct ins

Complete the what commercial property should you buy next Quiz HERE Discover the essential steps in successfully leasing commercial property with our concise guide. Whether you're a property owner or prospective tenant, we've got you covered: 1. **Basics of Commercial Leasing:** Understand the nuances of renting non-residential spaces like offices, warehouses, and retail units. 2. **Lease Terms and Negotiations:** Nail down key aspects, including rent, lease duration, and incentives, through effective negotiations. 3. **Heads of Terms and Solicitors:** Lay out initial terms in "heads of terms," then rely on solicitors to finalize the legally sound lease agreement. 4. **Drafting the Lease Agreement:** Transform agreed terms into a comprehensive and binding lease document. 5. **Tenant Improvements:** Clarify responsibilities for tenant modifications and enhancements to the property. 6. **Security Deposits and Finances:** Safeguard against potential issues with a security deposit, held separate

Access the WHAT COMMERCIAL PROPERTY SHOULD YOU BUY NEXT QUIZ In this podcast episode, we delve into the intricate relationship between rising interest rates and the fluctuations within commercial real estate markets. Interest rates play a vital role, with commercial property yields generally mirroring the prevailing base rate to maintain competitiveness against other investments. Prime central locations, however, often see exceptions, maintaining lower yields despite broader trends. Understanding the impact of rising interest rates involves decoding valuation mechanics, evaluating capital value based on potential rental income and risk yield multipliers. Historical context reveals that commercial properties have traded at remarkably low yields during robust market phases, indicating closely tied perceived property risks. Stronger covenant tenants, such as major retailers, carry lower risks, while weaker financial standings in tenants imply higher risks. As interest rates and base rates fluctuate, commerc

Take the 'What Commercial Property Investment Should You Buy Next Quiz' HERE I’m going back to basics this week and addressing the question What’s Commercial Property? (Did you know that's the most googled thing about commercial property) Here’s the basics… - Commercial property encompasses various spaces beyond residential use, including retail, offices, and industrial units. - Unique Regulations: Commercial properties are governed by the Landlord and Tenant Act 1954, Part Two, distinct from residential properties. - Valuation Methods: Commercial property valuation focuses on income potential, using investment methods based on rental income projections. - Investment Advantages: High yields of 8-10% or more are possible, and long-term leases (5-10 years) provide stable income. - Market Trends: Commercial property markets shift every five years, offering opportunities to adapt strategies. Resilient areas include tourist hubs and university towns. - Navigating Change: Long-term investment str

Yield is a representation of risk. The higher the yield, the higher the risk. The lower the yield, the lower the risk  Choose your yield wisely based on your ACTUAL risk appetite.  If you are happy doing developments or changing tenants around to go for the big win, knowing that if it doesn’t pan out, you’ll be leaving a lot of money in the deal then go for those double digit yields. But make sure to do your sensitivity analysis. See what will happen if you are £10k out on your predictions or even £5k, how does that impact your yields. Could you live with that? Compare this to the yield of a building where you would just buy it and sit and hold, collecting the rent and maybe organising the annual building insurance… maybe the yield is 9%, but how far off is that from your higher yielding property not working? The risk is yours, don’t be swayed by what someone else tells you. This needs to be constantly evaluated in your investment strategy. Interestingly enough I’m starting to see the tale of two property mar

For the most part, property is painfully slow. Property is also not glamorous. Read that again