Nc Real Estate Podcast

Bridging finance, refinancing, and VAT are some of the most misunderstood areas in commercial property investment. Whether you are unsure about when to use bridging, how refinancing actually works, or why VAT is sometimes charged on commercial properties, this episode breaks it down in plain English.By the end of the episode, you will have the clarity you need to make better decisions on your deals — and you will see why VAT is not as complicated as it first appears.What You’ll Learn in This EpisodeHow bridging, refinancing, and VAT all fit together in structuring commercial property deals.What bridging finance is, when to use it, and the pros and cons.Why investors refinance, how lenders assess deals, and how refinancing links to bridging.When VAT applies on commercial property, whether tenants mind paying VAT on rent and service charges, and why VAT can actually be beneficial.How VAT registration works: the 40 business day timeline, who can register (individuals, SSAS, companies), and why registration appli

 On 7th August 2025, the Bank of England cut the base rate to 4% — a move that’s already sparking questions from commercial property investors. Prime yields often move in line with the base rate, and with yields tightening, is now the right time to buy… or should you wait?In this episode of The Honest Property Investment Podcast, I break down:What the rate cut means for prime yieldsWhy tighter yields can make deals more competitiveHow to approach investing when borrowing is cheaper but returns are slimmerThe value-add strategies that still make sense in this market — including ESG upgradesWhether you’re actively looking for your next deal or just keeping an eye on the market, this episode will help you decide how to position yourself for the months ahead.Links & Resources:Book a strategy callFree investment calculator Take the quiz

One of the biggest fears I hear from commercial property investors is, "What happens if my tenant stops paying rent?" It’s a worrying situation, but there are clear steps you can take to protect yourself and your property.In this episode, I walk you through exactly what to do if a tenant stops paying rent:The crucial first step you must take before you even contact the tenant.When (and how) to use forfeiture – and why timing matters so much.How the Commercial Rent Arrears Recovery (CRAR) process works and when it’s appropriate.Other legal and practical options for recovering arrears.Negotiation strategies that can help you protect long-term income and property value.How to reduce the risk of rent arrears in the future.Whether you’re new to commercial property investment or have been at it for years, this episode will give you the clarity and confidence to deal with rent arrears the right way.Resources & Links Mentioned in This Episode:Need help dealing with rent arrears? Book a call with me and

Understanding the legal terms in commercial leases is essential for protecting your investment and avoiding costly surprises. In this episode of The Honest Property Investment Podcast, I break down the key sections of typical Heads of Terms and explain what each one means in plain English.Whether you're negotiating your first commercial lease or adding to your portfolio, this episode will help you feel confident about what you’re agreeing to.What Heads of Terms are and why they matter in the leasing processThe most important clauses you must understand before signing, including:Rent, rent-free periods and rent reviewsBreak clauses and how to use them effectivelyFull Repairing and Insuring (FRI) leases and what they mean for youPermitted use and alteration clausesReinstatement and dilapidations obligationsWhich clauses could save (or cost) you money if you overlook themTake our free quiz: What Commercial Property Should You Buy Next?Book a call with the NC Real Estate team: ncrealestate.co.uk/bookacallAt N

You’ve found a commercial property. The yield looks decent on paper. But… how do you actually know if it’s good enough?In today’s episode, I’m answering one of the most frequently asked questions from commercial property investors: How do I know if the yield is good enough to justify the investment?I’ll walk you through:What yield really tells you – and what it doesn’tWhat factors influence whether a yield is “good” or notWhat I compare it to when analysing dealsRed flags to look for when yields look too goodAnd how to decide if a property is really going to meet your goalsIf you’re relying on yield alone to make your decision, this episode will help you avoid some very expensive mistakes.

If you’ve ever found yourself Googling commercial property investment and ending up more confused than when you started — you’re not alone.In this episode, I’m cutting through the noise and showing you what actually matters when investing in commercial property. I’ll walk you through the exact process I use with my clients to move them from feeling overwhelmed to confidently investing — no hype, no jargon, just straight-talking advice that works. Here’s what I cover:Why there’s so much conflicting advice out there — and how to spot what’s worth listening toWhat really matters when you’re buying commercial propertyThe 5-step method I use with clients to help them focus, take action, and invest with confidenceReal client stories (like Luke and his industrial strategy) that show how getting clear leads to results

I'm sure you've seen the memes... this week I'm going through all the recession indicators I've seen in the commercial property market.If you've seen any, I want them in the comments section please, the weirder the better!

This is a controversial topic... mainly because of the speed that you work at and what is going on in your home life.This week I go through what works for me to create space in my life to continue to invest in commercial property.If you would like help with this please book a call with my team HERE.

The audio is really off this week, I'm sorry about that!However, the message is really important. This is exactly how to build and keep credibility with agents as a new commercial property investor.

Book your complimentary call to discuss buying your next commercial property HEREWhat You’ll Learn:A full walkthrough of the commercial property buying process from start to finishHow to set investment goals, analyse deals, source finance, and negotiate offersWhat to expect during the legal process and how to stay in controlTips for derisking each stage of the journeyIn this week’s podcast, I discuss the complete step-by-step process of buying commercial property—from setting your yield targets to completing the deal—so you know what to expect and how to keep your strategy on track.

This week is part 4 of the crossing over to commercial property series.I went through what it takes to get commercial property finance for new investors on THIS PODCASTToday I go through the methodologies for calculating the lending valuations... and I give you the exact formula for vacant possession value.If you want to take this one step further and discuss your commercial property goals, you can book a call with us HERE

Download the notes for this weeks podcast HEREAccess the What commercial property type to buy next quiz at ncrealestate.co.ukListen to Marks podcast episode HEREWhat You’ll Learn:Why there’s no universal “best place” to invest—and how to find the right one for youHow to align your strategy, goals, and property type with the right locationWhere to research local tenant demand and market trendsTools and techniques for identifying opportunities on and off marketIn this week’s podcast, I discuss how to choose the right location for your next commercial investment, including what data to review, how to read market signals, and how to spot areas with strong occupier demand.

Book a call with the team HERE to discuss your commercial property strategy. What You’ll Learn:The benefits of commercial property, including higher yields and tenant-paid expensesHow commercial leases give you more income stability and better legal protectionThe long-term financial advantages and tax efficiencyHow you can add value without needing to developIn this week’s podcast, I discuss why commercial property can be a better long-term investment than residential, and what makes it an attractive strategy for investors looking to increase income, reduce hands-on management, and scale strategically.

What You’ll Learn:Why residential and commercial property require totally different investment mindsetsHow lease terms, tenant relationships, and responsibilities differWhat shifts you need to make to treat commercial property as a businessThe role of professionals in a commercial portfolioIn this week’s podcast, I discuss the key differences between residential and commercial property, including how they’re managed, how income is generated, and what mindset you need to succeed in the commercial market.

This week I'm discussing a major problem area for first time commercial property investors... lending.I discuss the difference between market value and vacant possession value. How to work out what vacant possession value is (roughly) and what to expect when getting commercial lending for the first time!

This week I discuss how to put together a winning investment strategy and how I use my SSAS to add to this investment strategy.Jump to about 9 mins in if you want to skip me talking about selling my Charleston property and the mortgage implications there!

I've finally finished my remortgage and the cost of remortgaging a property and borrowing £183,750 was wild... think tens of thousands. In this podcast I talk through the REAL cost of remortgaging a Commercial Property and how I'd do it better!

This week I'm discussing the exact steps I take to build my commercial property investment strategy and how you can too in 20 minutes!If you want to overcome learning curves in commercial property investment you can buy the book Confident Commercial Property HERE

This week I'm answering another one of my listeners questions 'How do you Find the Right Properties in Commercial Property and Overcome Common Hurdles?' once you overcome the hurdles you'll find the right property so I've chosen the top 5 hurdles I see with investors and how to overcome these to successfully buy your next commercial property investment.

Remember I'm hosting a webinar on the 12th March about what's happened to commercial property in Q1 2025, you can register HERE.This week I discuss how to split commercial properties to maximise value... no I'm not talking commercial to residential conversion.