Nc Real Estate Podcast

Using your SSAS to Invest in Commercial Property. My inbox has been buzzing with this topic and so I thought I’d start addressing it. I’m a surveyor, I get involved at the point a client already has a SSAS and then wants to invest in commercial property. My job is putting together the property investment strategy and executing it. So, if you’re someone who doesn’t yet have a SSAS and wants one please make sure to speak to your financial advisor. Getting started: you need to make the decision to either hold the properties in your SSAS or in a Ltd Company. This informs the strategy. > In your SSAS we need to consider what lending is available. > In a Ltd company we have to consider how much your SSAS can lend, the interest rate at which it's lending, ensuring the SSAS always has the first charge, and then repaying the SSAS at a minimum of 20% of the loan per year, or repaying it all so the investor has enough cash to go again. I’m breaking this down into sections as it's a huge topic to cover. So once yo

Today I want to talk about finding investment finance. This is a throwback episode to when I invited Daniel Woods from Momentum Property to chat with me about 25 ways to find money for a deposit. This was such a succinct and successful podcast that I thought I would bring it out again so that you can go through it. It's certainly worth every minute of your time! We chat about creative ways of finding finance too and not just from bridging loans and your regular mortgages. It’s about thinking out of the box when it comes to finding investor finance. Cryptocurrency included! I’m really excited to share this with you all today. P.S. Have you accessed my "Crossing over to Commercial" mini-course? You're going to love it! It's an hour-long and covers all the basics, PLUS I included a Commercial Deal Analysis (you'll receive that in an email once you sign up). Sign up here: https://ncrealestate.co.uk/crossingovertocommercial

Today's podcast is a throwback on the topic of Rest with one of my favorite authors, Alex Soojung-Kim Pang.  I’ve been using the wisdom from the podcast over the last few weeks while taking some "off the camera" time off (maternity leave). This doesn't mean I haven't been working! The full story is in my weekly newsletter. If you'd like to sign up for that, you can email Lorenza (lorenza@ncrealestate.co.uk) and she'll get you signed up.  The content of this podcast helped me to come up with new ideas (watch this space) and just feel good in myself. So I wanted to re-release it for you today, have a listen, see how you too can incorporate a little more rest into your life.

On the 27th of July 2021, I did an awesome webinar on how to search and buy your next investment property. I’m not sure if you were able to attend it, but even if you were there is some *really life-changing* info in it. So what I’ve done is recorded an abridged version of the webinar because I think you need the goodness that is included in these slides. Essentially, these are your key takeaways...Don't skip out on this. I've put in the work, can I expect the same standard from you? I'm pretty sure you have 25 minutes to invest in yourself. I purposely made it short enough for you to be able to listen to...and importantly digest the info. So, notebooks at the ready... Natasha

I guarantee that if you are struggling to find the right property the reason will be one or all of the following: You haven’t set goals and conditions for the right property You aren’t being targeted enough in your search area You’ve not spoken to enough agents You haven’t been to enough viewings You haven’t made enough offers and negotiated hard enough If any of the above is true, then you must circle back and do the work. Today on the podcast I’ve invited Danielle Bell to come and talk to me about how to find the right property… it’s far simpler than you think! We also go through other myths in the industry and why the simplest strategies are the best strategies! This is a throwback pod originally aired in 2020- but I feel that it’s as relevant as ever. I’d love to hear what you think- send me a line or two after you’ve listened to it. Remember, keeping it simple and staying consistent is how you will create the most success. Natasha

In this week’s podcast, I do a throwback to an incredibly popular interview with Adam Vickers. We chat about how he’s built his property portfolio in Reading and his property business across the rest of the UK through using JV’s and investors. This is jam-packed full of tips and tricks, it’s one not to miss! Have you watched my "Crossing over to Commercial" mini-course? You're going to love it! It's an hour-long and covers all the basics, PLUS I included a Commercial Deal Analysis (you'll receive that in an email once you sign up). Sign up here: https://ncrealestate.co.uk/crossingovertocommercial  If you want to continue the conversation, head over to the Property Investment Mastery Facebook Group: https://www.facebook.com/groups/propertyinvestmentmastery/ Read my blog at: https://ncrealestate.co.ukplus don’t forget to sign up for my newsletter whilst you’re there! If you want to find out more about Adam: www.adamvickers.co.uk

GET ACCESS TO CROSSING OVER TO COMMERCIAL BY CLICKING HERE If you’re not here for Pregnancy content, you can skip this weeks newsletter/pod.But let me tell you it’s been my most requested podcast and so here it is, warts and all. Currently I’m on Maternity leave. Team NCRE have me covered and are still running the ship because I have the best team of Surveyors and  Property experts so service was never going to slip. But I may have got ahead of myself. I originally recorded this pod on the 28th Jan, thinking that I had a planned C Section a few weeks later so was feeling pretty together after just handing everything over to my interim MD and then planning for a 2 week crossover period… well I ended up having a real living baby in my arms 4.5 hours after I finished recording.  One of my good friends and mentors once said to me ‘there’s a reason pregnancy is 9 months… its so you can get everything ready and in your case that means your business too!’ And so I had two choices, stop NCRE during maternit

Have you started my free mini-course Crossing Over to Commercial?  It’s prompting a lot of questions, which I’m more than happy to answer… here’s a biggie: ‘You say only search in one location, but I can’t find any BMV deals there, so can I expand my search?’ No

I’m going to start by celebrating the fact that after 3 valuations I finally got a valuation for my remortgage that is what I wanted it to be… the RIGHT VALUE! I had to get to that figure mainly because I had my second charge mortgage relying on it and quite frankly, anything less and I was going to be out of pocket, which I’m not doing. To keep you in suspense, I’ll give you the names of the lenders and valuers in my pod ;) All I can say is, if you know the Comps state your property should be higher, keep pushing for it! Next Topic… Asset Management 101. When was the last time you ACTUALLY looked at the stats for your property portfolio? I mean really and truly compared them to see what’s working and what’s not. As an Asset Manager that’s the very first thing I do, I look at the figures, as they don’t lie. They give a true picture of how the portfolio is performing. From there I can make changes. If you want details on how to use it and what to measure, you are going to need to follow along with this weeks p

You can sign up to Crossing Over to Commercial HERE First things first, I need to get a public announcement out there to ask… please, commercial agents, stop with the Catfishing! I just can’t… What do I mean?! Pricing property deals way too low so that you get eyeballs or bids and then being shocked when I call up and give you an offer at the market price and you saying ‘No that’s way too low!’. Errm yass… so why bother listing at that price… grrrr! The problem being that I have to look into it because I couldn’t possibly tell my clients I overlooked it, in case it’s actually correct and I’ve found myself a unicorn. **Rant over** Second point I want to cover today is ITZA’s. I’m noticing a lot of commercial property investors ignoring this because they just don’t understand. NOTE: You cannot ignore this if you want to be successful here!! This is about valuing retail rents! I'll explain in the podcast...

It may sound obvious that you MUST be good at decision making in order to be a property investor… But it truly shocks me the number of investors who say to me ‘is this a good deal, would you buy it?’ Because that’s not the question you should be asking. That’s asking me to judge a deal based on decisions I’d make for my own portfolio… that’s not your portfolio and your goals. I know for a fact that clients of mine and friends definitely wouldn’t buy the same things that I buy and that’s brilliant because I’m not led by what they do. Instead the question you should be asking is: ‘I've found this deal, my goals are X, Y and Z, does it hit those goals?’ But before asking that, you have to make an important decision. What is it you’d actually like to achieve?! Yield / Purchase Price… any other stat you’re measuring by. That way, when it comes to purchasing property the next decisions become easier: Choosing the right location Identifying if a deal really works for you, or deciding to let it go Knowing what financ

Now it's time to focus and I want you to listen closely because there are some tripping hazards in 2022, that if you don’t concentrate on, will slow your property investment success this year. The biggest tripping hazard… F

After last weeks podcast about the 10 business mistakes I’ve made, it also got me thinking about the biggest risks I’ve taken to get to where I am right now. Success doesn’t happen through luck or coincidence, it happens because you keep putting yourself out there again and again and again until something sticks… here’s a summary of the risks I have taken which have made me laugh and cry, I go into the learnings in detail on this week's podcast. And just like that… it’s the end of 2021. Thank you so much for being part of my community this year and supporting me. Have a very Merry Christmas and a Happy New Year! I’ll see you in 2022.

It’s getting to the end of the year and firstly I’m getting reflective… for the second year in a row we’re about to double NC Real Estate’s income… in fact it’s doubled today and we’ve still got 4 months until the end of the year. It’s crazy, certainly something that when I sit down and reflect with Lorenza and the rest of my team, I wouldn’t have even imagined being able to do back in 2016-17 when I really started to push forward on this. In the spirit of transparency and to help those of you out there who are running a business and feel like its both heaven and hell all at once I thought I’d share with you the 10 worst mistakes I’ve made in business… I’ve hashed out the details in my podcast.

I didn’t know how to sum up this email and subsequent podcast in anymore of a succinct way then simply: Moving House, Serviced Accommodation Sometimes Sucks and Resident Meetings because that has been the last two weeks of my life. Maybe… now I’m reflecting on the podcast I just recorded, all of the chaos happened with my US portfolio and I’m just not used to dealing with Amercians and I’m a fish out of water. What I can confirm is that: Hosting an Air BnB in the US seems to come with more demands from ‘local’ guests who want 5* hotel standard or their money back.... But not before blowing your whole electricity board and blaming you because they didn’t read the instructions Apparently when storing furniture, its usual for it to leave storage looking like someone just beat it with a baseball bat. And yes, Parks and Recreation is actually based on real life stories of what goes on at residents meetings… there is armed police in attendance and yes residents do shout at each other as well as the local area

Click Here to join my Webinar on Monday 6th December The 5 Step Process to nailing down and executing your Property Investment Strategy...over the next 12 months - https://ncrealestate.co.uk/december2021 It took 6 months to go through but finally the commercial property in Barnstaple completed!! There are a lot of lessons that I’ve learnt here: If you buy a commercial property (that’s wholly commercial not mixed use) lending is harder to get which makes it more expensive… eurgh 7.3%. The reason being, lenders think its risky because its low value which MUST mean your tenant isn’t that great If you simultaneously exchange and complete on the same day the lender is going to want you to get insurance on the building before you own it… to resolve the problem make sure you agree a quote with the insurer first and get them to start it on the day you want to complete Second charge loans are expensive and the legal fees may mean its better to go through a private investor… I’ll let you make that decision when yo

SIGN UP For the December webinar HERE I float this question because there is always so much buzz around the next creative strategy… HMO’s, which are a product of the private investment market and have been picked up and ran with by small time investors thinking they are about to make a quick buck… when over the years legislation and increased health and safety (which is necessary) have decreased net yields. SA’s whereby investors, excited to get nightly prices rather than monthly prices, oversaturate the market without thinking about offering a quality product, give up after a few months because they aren’t seeing the ‘nice’ income streams they want. Rent 2 rent… glorified property management The list goes on. Instead sometimes it really is easier to think about property investment simply. You buy a property and offer good quality long term lets. Now, I’ll warn you, that doesn’t mean you get to sit on your laurels and just count the cash. No, instead you need to be proactive, focus on bringing your property a

Sign up for the Webinar on the 6th December HERE If you’ve seen where the hype is in the commercial property market, you’ll know it’s great big massive sheds somewhere around the midlands where all the big online retailers are gathering on good supply routes. We’ve seen cap rates (yields) down as low as 3.5%, the reason being, they are seen as ‘safe bet investments’ for large pension pots and big investors. Caroline Saxon, our in house commercial surveyor believes that, for now, these larger investments should be left to the big players with deeper pockets because for the most part they are around the top of the market (why? You’ll have to listen to the podcast to find out). Instead there’s still money to be made for smaller investors in other commercial asset classes that are still bubbling away… especially in secondary and tertiary locations. Retail and office is still exciting. Mix it with a little bit of resi and you’re moving towards a recipe for success. But of course with all these shiny pennies, there

I’ve invited the next Team NCRE member onto the Pod, Doug Parker, our asset management surveyor. We talk about how the mundane actually can be the most lucrative. Why you need to be patient and the secondary / tertiary locations we’d be investing in for good commercial property deals RIGHT NOW… but you’re going to need to listen to the podcast to find that out! Fill out this questionnaire for what you want to see coming up on the podcast WEBINAR Sign up here - Monday 6th December @ 6:30pm The 5 Step Process to nailing down and executing your Property Investment Strategy...over the next 12 months 

This week I've invited Lorenza Allan who is the community manager for the Members Club onto the podcast to discuss how small wins add up to big things in property investment! Remember to come and follow this podcast @honestpropertyinvestment