Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

The latest episode of the Charles Kelly Money Tips Podcast he explores the truth behind thebuy-to-let market and exactly why he is getting out of buy-to-let after 30years. Please like and subscribe - https://www.youtube.com/@charleskellymoneytipspodca9121Watch video -  https://youtu.be/pA2Co2zk4zMWhy I’m quitting buy-to-letbut not property - Part 2 Update Thanks for the amazing comments from first video! Lots of positive commentsfrom landlords. Some of them agree with me others do not. Several landlords, one whohad 60 buy-to-let properties, have already started selling and getting outcompletely. Many of the commentsindicated that there was a general sentiment that the UK, as well as buy-to-let,is finished. Many are planning to leaveand quite a few have left already. We already know that asubstantial amount of wealth as left the UK and more capital will betransferred out of the country in the coming years.  Billions in tax revenue willbe lost to the exchequer. Jobs are also being affectedby labour’s ‘jobs tax’

The latest episode of the Charles Kelly Money Tips Podcast he explores the truth behind thebuy-to-let market and exactly why he is getting out of buy-to-let after 30years. Please like and subscribe - https://www.youtube.com/@charleskellymoneytipspodca9121Watch video -  https://youtu.be/pA2Co2zk4zMWhy I’m quitting buy-to-letbut not property - Part 2 Update Thanks for the amazing comments from first video! Lots of positive commentsfrom landlords. Some of them agree with me others do not. Several landlords, one whohad 60 buy-to-let properties, have already started selling and getting outcompletely. Many of the commentsindicated that there was a general sentiment that the UK, as well as buy-to-let,is finished. Many are planning to leaveand quite a few have left already. We already know that asubstantial amount of wealth as left the UK and more capital will betransferred out of the country in the coming years.  Billions in tax revenue willbe lost to the exchequer. Jobs are also being affectedby labour’s ‘jobs tax’

Why I’m Quitting Buy-to-letProperty MarketThe latest episode of the Charles KellyMoney Tips Podcast he explores the truth behind the buy-to-let market and exactlywhy he is getting out of buy-to-let after 30 years. Please like and subscribe -https://www.youtube.com/@charleskellymoneytipspodca9121Brief history of thebuy to Let market Watch video - https://youtu.be/Vy6NTf38uR8

Why I’m Quitting Buy-to-letProperty MarketThe latest episode of the Charles KellyMoney Tips Podcast he explores the truth behind the buy-to-let market and exactlywhy he is getting out of buy-to-let after 30 years. Please like and subscribe -https://www.youtube.com/@charleskellymoneytipspodca9121Brief history of thebuy to Let market Watch video - https://youtu.be/Vy6NTf38uR8

Nigel Farage has once again ignited controversy, this timeturning his sights on the UK’s House in Multiple Occupation (HMO) sector.Speaking out this week at a Reform press conference in Dover, Farage claimedthat HMOs are not only damaging communities but are increasingly being used tohouse illegal migrants and asylum seekers, often at the taxpayer’s expense.Watch video - https://youtu.be/NKaPZj-APgwFarage, who could become the next UK Prime Ministeraccording to the polls and recent local election results, argued that the rapidgrowth of HMOs—particularly in urban areas—is "a symptom of a failedimmigration and housing policy." He criticised how private landlords andgovernment contracts are turning residential streets into overcrowded multi-letproperties, undermining local cohesion and public services.While HMOs can be a profitable property strategy, especiallyfor landlords seeking higher yields, they’ve become controversial. Localresidents often complain about noise, rubbish, overcrowding, parking and

Nigel Farage has once again ignited controversy, this timeturning his sights on the UK’s House in Multiple Occupation (HMO) sector.Speaking out this week at a Reform press conference in Dover, Farage claimedthat HMOs are not only damaging communities but are increasingly being used tohouse illegal migrants and asylum seekers, often at the taxpayer’s expense.Watch video - https://youtu.be/NKaPZj-APgwFarage, who could become the next UK Prime Ministeraccording to the polls and recent local election results, argued that the rapidgrowth of HMOs—particularly in urban areas—is "a symptom of a failedimmigration and housing policy." He criticised how private landlords andgovernment contracts are turning residential streets into overcrowded multi-letproperties, undermining local cohesion and public services.While HMOs can be a profitable property strategy, especiallyfor landlords seeking higher yields, they’ve become controversial. Localresidents often complain about noise, rubbish, overcrowding, parking and

US stock markets have crashed 20% in the last three months and trillions has been wiped off the value of companies worldwide since Donald Trump’s election and his recent tariffs on US imports. Watch full story- https://youtu.be/XJlQ2cAzG3I3 Steps To Unlocking Financial Freedom!I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free. Join me online on my free live money management trainingWednesday at 7.00PM. Places are limited, so registernow below to avoid disappointment.https://bit.ly/3QPp8IH

US stock markets have crashed 20% in the last three months and trillions has been wiped off the value of companies worldwide since Donald Trump’s election and his recent tariffs on US imports. Watch full story- https://youtu.be/XJlQ2cAzG3I3 Steps To Unlocking Financial Freedom!I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free. Join me online on my free live money management trainingWednesday at 7.00PM. Places are limited, so registernow below to avoid disappointment.https://bit.ly/3QPp8IH

Three simple steps to retiring early and financially free.Interview with top Broker and Financial Planner Tim Smith.Watch full interview -https://youtu.be/zgwmtnADPyELinks inks to Tim's website and online profiles:Website: https://www.aurorapw.com/Facebook: https://www.facebook.com/auroraprivatewealthIG: https://www.instagram.com/thefinancialdad_/LinkedIn: https://www.linkedin.com/in/timothy-l-smith-cfp-r-b1293443/US stock markets have crashed 20%to 25% since their highs in February and $10 trillion has been wiped off thevalue of companies worldwide in the last five days since Donald Trump announcedhis tariffs on US imports. Watch video - https://youtu.be/8U9drRMpf2M3 Steps To Unlocking Financial Freedom!I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free. Join me online on my free live money management trainingWednesday at 7.00PM. Places are limited, so registernow below to avoid disappointment.https://bit.ly/3QPp8IH

Three simple steps to retiring early and financially free.Interview with top Broker and Financial Planner Tim Smith.Watch full interview -https://youtu.be/zgwmtnADPyELinks inks to Tim's website and online profiles:Website: https://www.aurorapw.com/Facebook: https://www.facebook.com/auroraprivatewealthIG: https://www.instagram.com/thefinancialdad_/LinkedIn: https://www.linkedin.com/in/timothy-l-smith-cfp-r-b1293443/US stock markets have crashed 20%to 25% since their highs in February and $10 trillion has been wiped off thevalue of companies worldwide in the last five days since Donald Trump announcedhis tariffs on US imports. Watch video - https://youtu.be/8U9drRMpf2M3 Steps To Unlocking Financial Freedom!I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free. Join me online on my free live money management trainingWednesday at 7.00PM. Places are limited, so registernow below to avoid disappointment.https://bit.ly/3QPp8IH

Donald Trump’s return to the spotlight and renewed talk of tariffs and trade wars has investors wondering: Will this trigger a stock market crash in 2025? As Trump vows to impose tougher tariffs on China and other countries, fears of rising inflation, global trade tensions, and supply chain disruptions are resurfacing.Historically, Trump’s tariff policies had mixed effects. Some U.S. industries benefited, but overall market volatility increased. The stock market reacted to trade war headlines with sharp dips and recoveries. If anew Trump trade war begins, sectors like tech, automotive,and manufacturing could feel the pinch first, while defensive stocksand commodities may perform better.Investors are asking: Should I sell now? Will Trump crash the stockmarket again? While no one can predict with certainty, smart investorsdiversify and prepare for volatility. Watch how China, the EU, and the Fedrespond.Stay informed with the Charles Kelly Money Tips Podcast forweekly updates on Trump, trade wars, and how they a

Donald Trump’s return to the spotlight and renewed talk of tariffs and trade wars has investors wondering: Will this trigger a stock market crash in 2025? As Trump vows to impose tougher tariffs on China and other countries, fears of rising inflation, global trade tensions, and supply chain disruptions are resurfacing.Historically, Trump’s tariff policies had mixed effects. Some U.S. industries benefited, but overall market volatility increased. The stockmarket reacted to trade war headlines with sharp dips and recoveries. If anew Trump trade war begins, sectors like tech, automotive,and manufacturing could feel the pinch first, while defensive stocksand commodities may perform better.Investors are asking: Should I sell now? Will Trump crash the stockmarket again? While no one can predict with certainty, smart investorsdiversify and prepare for volatility. Watch how China, the EU, and the Fedrespond.Stay informed with the Charles Kelly Money Tips Podcast forweekly updates on Trump, trade wars, and how they af

US Tariffs could lead to a trade war and a global economicslowdown, according to the OECD.China, Mexico, Canada and the EU have said they will beimposing reciprocal tariffs on America. The UK has yet to react to a “reciprocal”10% Tariff announced by Donald Trump today. Prime Minister Sir Kier Starmersaid a trade war is in nobody’s interest.Stock markets have been falling around the world puttingmillions of people’s savings and pension pots at risk of a correction or even acrash.The S&P 500 had its worse quarter since 2022. 3 Steps To Unlocking Financial Freedom!I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free. Join me online on my free live money management trainingWednesday at 7.00PM. Places are limited, so registernow below to avoid disappointment.https://bit.ly/3QPp8IH#FinancialFreedom #WealthBuilding#SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance#moneytraining #moneymanagement #wealth #money #debt #financ

US Tariffs could lead to a trade war and a global economicslowdown, according to the OECD.China, Mexico, Canada and the EU have said they will beimposing reciprocal tariffs on America. The UK has yet to react to a “reciprocal”10% Tariff announced by Donald Trump today. Prime Minister Sir Kier Starmersaid a trade war is in nobody’s interest.Stock markets have been falling around the world puttingmillions of people’s savings and pension pots at risk of a correction or even acrash.The S&P 500 had its worse quarter since 2022. 3 Steps To Unlocking Financial Freedom!I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free. Join me online on my free live money management trainingWednesday at 7.00PM. Places are limited, so registernow below to avoid disappointment.https://bit.ly/3QPp8IH#FinancialFreedom #WealthBuilding#SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance#moneytraining #moneymanagement #wealth #money #debt #financ

Watch full video at Charles Kelly Money Tips Podcast: https://youtu.be/VRexfc258N4Interview with Chartered Tax Adviser and Accountant on changes to Furnished Holiday Lettings tax regime, IHT, Trusts and Wills, SDLT, pensions, ISA, Non-Dom tax status andend of year tips. High taxation is one of the reasons 10,000 millionaires left the UK last year. Check out my video on this.As the tax yeardraws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.1. Maximize YourISA AllowanceYou can save up to£20,000 tax-free in an Individual Savings Account (ISA). If you haven’t usedyour full allowance, now is the time to top it up.2. UtilizePension ContributionsContributing toyour pension not only grows your retirement fund but also reduces taxableincome, with tax relief of up

Watch full video at Charles Kelly Money Tips Podcast: https://youtu.be/VRexfc258N4Interview withChartered Tax Adviser and Accountant on changes to Furnished Holiday Lettings tax regime, IHT, Trusts and Wills, SDLT, pensions, ISA, Non-Dom tax status and end of year tips. High taxation is one of the reasons 10,000 millionaires left the UK last year. Check out my video on this.As the tax year draws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.1. Maximize YourISA AllowanceYou can save up to£20,000 tax-free in an Individual Savings Account (ISA). If you haven’t usedyour full allowance, now is the time to top it up.2. UtilizePension ContributionsContributing toyour pension not only grows your retirement fund but also reduces taxableincome, with tax relief of u

The number of UK buy-to-let property companies listed atCompanies House has soared to record levels since George Osbourne introduced his ‘Section 24’ tax bombshell onlandlords.If you are stuck in the Section 24 tax trap contact me at charles@charleskelly.net to arrangea free consultation with a property tax specialist.There are now over 400,000 limited property companiesregistered, more than any other businesses and four times as many as fast foodfirms. Since 2016 there has been a fourfold rise in incorporated buy-to-letbusinesses, much of which is due to George Osbourne’s ‘Section 24’ tax hike on landlords.The change in the law meant that buy-to-let landlords with propertiesheld in their own names could no longer offset mortgage interest against theirrent (pre-profit gross income).Almost 700,000 properties are now held in limited companies,rather than in individual names, which has become the standard method used tobuy investment property in the UK.Watch full videoversion - https://youtu.be/tdcdZDdu7qYSectio

The number of UK buy-to-let property companies listed atCompanies House has soared to record levels since George Osbourne introduced his ‘Section 24’ tax bombshell onlandlords.If you are stuck in the Section 24 tax trap contact me at charles@charleskelly.net to arrangea free consultation with a property tax specialist.There are now over 400,000 limited property companiesregistered, more than any other businesses and four times as many as fast foodfirms. Since 2016 there has been a fourfold rise in incorporated buy-to-letbusinesses, much of which is due to George Osbourne’s ‘Section 24’ tax hike on landlords.The change in the law meant that buy-to-let landlords with propertiesheld in their own names could no longer offset mortgage interest against theirrent (pre-profit gross income).Almost 700,000 properties are now held in limited companies,rather than in individual names, which has become the standard method used tobuy investment property in the UK.Watch full videoversion - https://youtu.be/tdcdZDdu7qYSectio

As one of the top global influencers in the future offinance, Emmanuel David is renowned for his ability to illuminate how financeis being transformed through a combination of geopolitics, cutting-edgetechnologies and decentralised finance. Watch video - https://youtu.be/-Wf4d2pH2mA?si=0RZyBau3f4RffJS5His work covers the full range of topics including:•⁠  ⁠the future of the dollar as areserve currency, •⁠  ⁠the BRICS payment system,•⁠  ⁠the failure of CBDCs and therise of stablecoins •⁠  ⁠when the U.S. embraces crypto,•⁠  ⁠the impact of AI on finance, •⁠  ⁠traditional banking and DeFi,•⁠  ⁠APIs and the cloud in finance•⁠  ⁠The personalization of financeEmmanuel is the founder of TAB Global, which encompassesplatforms like The Asian Banker, Wealth and Society, and The Banking Academy.These platforms have been instrumental in building vital connections within thefinancial industry, fostering collaboration, and driving innovation on a globalscale.End of tax year tipsAs the tax yearcomes to a close, now is the pe

As one of the top global influencers in the future offinance, Emmanuel David is renowned for his ability to illuminate how financeis being transformed through a combination of geopolitics, cutting-edgetechnologies and decentralised finance. Watch video - https://youtu.be/-Wf4d2pH2mA?si=0RZyBau3f4RffJS5His work covers the full range of topics including:•⁠  ⁠the future of the dollar as areserve currency, •⁠  ⁠the BRICS payment system,•⁠  ⁠the failure of CBDCs and therise of stablecoins •⁠  ⁠when the U.S. embraces crypto,•⁠  ⁠the impact of AI on finance, •⁠  ⁠traditional banking and DeFi,•⁠  ⁠APIs and the cloud in finance•⁠  ⁠The personalization of financeEmmanuel is the founder of TAB Global, which encompassesplatforms like The Asian Banker, Wealth and Society, and The Banking Academy.These platforms have been instrumental in building vital connections within thefinancial industry, fostering collaboration, and driving innovation on a globalscale.End of tax year tipsAs the tax yearcomes to a close, now is the pe