Sinopsis
Money Tips Daily is a daily money tips podcast brought to you by Charles Kelly who spent 25 years in financial services and is the author of Yes, Money Can Buy You Happiness, to be published in April 2018.
Episodios
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Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut
06/03/2025 Duración: 14minInflation Jumps To 3% Dashing Hopes Of Interest Rate Cut The Bank of England cut base interest rates from 4.75% to4.5% in February, their lowest level for 18 months and raising hopes of further cuts in 2025.But now inflation has reared its ugly head again with anunexpected rise to 3%, largely driven by higher government borrowing and spending, as well as public sector pay rises.See video version - https://youtu.be/7Sc0oL4BHdMMortgage holders and property buyers were hoping that theBank of England would continue cutting rates this year and whilst this couldstill happen there is unlikely to be a further cut when the bank’s monetarycommittee meets on 20 March.Higher interest rates have a direct impact on how much youcan borrow to buy a property, as the banks apply strict affordability criteria.However, the government has talked about easing mortgage lending to stimulatethe flagging market and help first time buyers.Higher stamp duty does NOTHING to help people who want tobuy their own home.End of tax year tipsAs
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Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut
06/03/2025 Duración: 14minInflation Jumps To 3% Dashing Hopes Of Interest Rate Cut The Bank of England cut base interest rates from 4.75% to4.5% in February, their lowest level for 18 months and raising hopes of further cuts in 2025.But now inflation has reared its ugly head again with anunexpected rise to 3%, largely driven by higher government borrowing and spending, as well as public sector pay rises.See video version - https://youtu.be/7Sc0oL4BHdMMortgage holders and property buyers were hoping that theBank of England would continue cutting rates this year and whilst this couldstill happen there is unlikely to be a further cut when the bank’s monetarycommittee meets on 20 March.Higher interest rates have a direct impact on how much youcan borrow to buy a property, as the banks apply strict affordability criteria.However, the government has talked about easing mortgage lending to stimulatethe flagging market and help first time buyers.Higher stamp duty does NOTHING to help people who want tobuy their own home.End of tax year tipsAs
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6 End of Tax Year Tips: Maximize Savings and Reduce Your Bill
27/02/2025 Duración: 11minUK Chancellor Rachel Reeves has talked about “simplifying” ISAs, which could mean slashing the annual allowance for savings ISAs, currently £20,000.The government wants your money…Watch full video atCharles Kelly Money Tips Podcast - https://youtu.be/uXcCqWj_xfsThey don’t producewealth, they just tax those who do! They take from us to spend our money. Hightaxation is one of the reasons 10,000 millionaires left the UK last year. Checkout my video on this.As the tax yeardraws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.1. Maximize YourISA AllowanceYou can save up to £20,000tax-free in an Individual Savings Account (ISA). If you haven’t used your fullallowance, now is the time to top it up.2. UtilizePension ContributionsContributing toyour pension not only
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6 End of Tax Year Tips: Maximize Savings and Reduce Your Bill
27/02/2025 Duración: 11minUK Chancellor Rachel Reeves has talked about “simplifying” ISAs, which could mean slashing the annual allowance for savings ISAs, currently £20,000.The government wants your money…Watch full video atCharles Kelly Money Tips Podcast - https://youtu.be/uXcCqWj_xfsThey don’t producewealth, they just tax those who do! They take from us to spend our money. Hightaxation is one of the reasons 10,000 millionaires left the UK last year. Checkout my video on this.As the tax yeardraws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.1. Maximize YourISA AllowanceYou can save up to £20,000tax-free in an Individual Savings Account (ISA). If you haven’t used your fullallowance, now is the time to top it up.2. UtilizePension ContributionsContributing toyour pension not only
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Gold and Silver Rises 40% in 12 months!
21/02/2025 Duración: 08minThe price of precious metals like gold, sliver and platinum have soared in price in the last 12 month amid market fears and rising inflation. Why Invest in Gold and Silver? See full video - https://youtu.be/or-8kiTZZxM See my interview with Josh Saul, gold expert, discussing the merits ofincluding precious metals in your portfolio. Click herehttps://pure-gold.co/charles-kellyfor a free gold, investment report, and discovery call. The age-old appeal of precious metals like gold andsilver remains steadfast. Investors are often confronted with a myriad ofchoices, ranging from the digital allure of cryptocurrencies to the stabilityof stocks and the tangibility of real estate. In this comparison, we explorewhy investing in gold and silver continues to be a compelling option comparedto the alternatives.1. Historical Stability:Gold and silver have stood the test oftime as reliable stores of value. Throughout history, these precious metalshave retained their purchasing power, acting as a hedge against inflation andec
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Gold and Silver Rises 40% in 12 months!
21/02/2025 Duración: 08minThe price of precious metals like gold, sliver and platinum havesoared in price in the last 12 month amid market fears and rising inflation. Why Invest in Gold and Silver? See full video - https://youtu.be/or-8kiTZZxM See my interview with Josh Saul, gold expert, discussing the merits ofincluding precious metals in your portfolio. Click herehttps://pure-gold.co/charles-kellyfor a free gold, investment report, and discovery call. In the ever-evolving landscape ofinvestment opportunities, the age-old appeal of precious metals like gold andsilver remains steadfast. Investors are often confronted with a myriad ofchoices,Watch YouTube video: https://youtu.be/woBQBtavLUM1. Historical Stability:Gold and silver have stood the test oftime as reliable stores of value. Throughout history, these precious metalshave retained their purchasing power, acting as a hedge against inflation andeconomic uncertainties. Unlike cryptocurrencies, which can be highly volatile,and stocks, which are subject to market fluctuations, gold
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Tech Stocks Jitters Causes Market Panic
14/02/2025 Duración: 15minTech Stocks Jitters Causes Market PanicShould you be worried about recent sharp falls in the USstock market?Watch video - https://youtu.be/Cfpksgfp0r8?si=4SSODNAxpictCwrlSee also:10,000 Millionaires Leave The UK..Why are millionaires quitting Britain at the rate of oneevery 45 minutes?Watch full video - https://youtu.be/AcI6g-O3yxs?si=qCTDkB3p8MVsTOOUIs Great Britain Finished?As the UK faces mountingeconomic challenges, many are asking, "Is Great Britain finished?"The debt crisis in the bond market, combined with political and economicturmoil, paints a grim picture.Watch full video - https://youtu.be/smyXgIM0lWgUK Economy Is Flatlining Like a patient on the operating table with no pulse, theUK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reevesare desperately banging on the chest of the patient trying to revive it, butthey don’t know how to bring it back to life. Watch video version - https://youtu.be/FgXuoDMFE3c 3 Steps To Unlocking Financial Freedom!I want to take you to th
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Tech Stocks Jitters Causes Market Panic
14/02/2025 Duración: 15minTech Stocks Jitters Causes Market PanicShould you be worried about recent sharp falls in the USstock market?Watch video - https://youtu.be/Cfpksgfp0r8?si=4SSODNAxpictCwrlSee also:10,000 Millionaires Leave The UK..Why are millionaires quitting Britain at the rate of oneevery 45 minutes?Watch full video - https://youtu.be/AcI6g-O3yxs?si=qCTDkB3p8MVsTOOUIs Great Britain Finished?As the UK faces mountingeconomic challenges, many are asking, "Is Great Britain finished?"The debt crisis in the bond market, combined with political and economicturmoil, paints a grim picture.Watch full video - https://youtu.be/smyXgIM0lWgUK Economy Is Flatlining Like a patient on the operating table with no pulse, theUK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reevesare desperately banging on the chest of the patient trying to revive it, butthey don’t know how to bring it back to life. Watch video version - https://youtu.be/FgXuoDMFE3c 3 Steps To Unlocking Financial Freedom!I want to take you to th
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10,000 Millionaires Leave the UK: What Does It Mean for the Economy?
30/01/2025 Duración: 09minIn recent years, the UK has seen an exodus of high-net-worth individuals (HNWIs), with over 10,000 millionaires leaving the country in the past decade. This trend is raising concerns about its long-term impact on the economy and tax revenues. Why Are Millionaires Leaving? Factors driving this migration include high taxes, rising living costs, and stricter regulations. The UK’s top income tax rate of 45% on earnings above £125,140 is a significant burden for wealthy individuals. Add to this inheritance taxes, capital gains taxes, and the cost of living in cities like London, and the UK becomes less appealing compared to countries like the UAE, Monaco, or Singapore, which offer lower taxes and more favourable business conditions. Watch full video - https://youtu.be/AcI6g-O3yxs Economic Implications This migration of wealth has broader consequences. High-net-worth individuals contribute significantly to tax revenue and economic activity through investments, business creation, and philanthropy. Their departure co
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10,000 Millionaires Leave the UK: What Does It Mean for the Economy?
30/01/2025 Duración: 09minIn recent years, the UK has seen an exodus of high-net-worth individuals (HNWIs), with over 10,000 millionaires leaving the country in the past decade. This trend is raising concerns about its long-term impact on the economy and tax revenues. Why Are Millionaires Leaving? Factors driving this migration include high taxes, rising living costs, and stricter regulations. The UK’s top income tax rate of 45% on earnings above £125,140 is a significant burden for wealthy individuals. Add to this inheritance taxes, capital gains taxes, and the cost of living in cities like London, and the UK becomes less appealing compared to countries like the UAE, Monaco, or Singapore, which offer lower taxes and more favourable business conditions. Watch full video - https://youtu.be/AcI6g-O3yxs Economic Implications This migration of wealth has broader consequences. High-net-worth individuals contribute significantly to tax revenue and economic activity through investments, business creation, and philanthropy. Their departure co
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America’s Economic Golden Age: What It Means for the UK’s Future
23/01/2025 Duración: 09minThe U.S. economy is being hailed by President Donald Trump as entering a "Golden Age" as it capitalizes on innovations in technology, renewable energy, and manufacturing reshoring. With record-low unemployment and robust GDP growth, the U.S. is setting a strong example for global markets. But what does this mean for the UK economy? Watch video version - https://youtu.be/ZyAPSXa8Ie8 Implications for the UK Opportunities for the UK The U.S. Golden Age could also provide opportunities, such as increasing demand for UK services in finance, education, and tech partnerships. Collaboration, such as a favourable trade deal, between the nations could foster mutual economic benefits. For more insights on navigating financial trends and managing wealth, subscribe to the Charles Kelly Money Tips Podcast on YouTube. See also: Is Great Britain Finished? As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with p
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America’s Economic Golden Age: What It Means for the UK’s Future
23/01/2025 Duración: 09minThe U.S. economy is being hailed by President Donald Trump as entering a "Golden Age" as it capitalizes on innovations in technology, renewable energy, and manufacturing reshoring. With record-low unemployment and robust GDP growth, the U.S. is setting a strong example for global markets. But what does this mean for the UK economy? Watch video version - https://youtu.be/ZyAPSXa8Ie8 Implications for the UK Opportunities for the UK The U.S. Golden Age could also provide opportunities, such as increasing demand for UK services in finance, education, and tech partnerships. Collaboration, such as a favourable trade deal, between the nations could foster mutual economic benefits. For more insights on navigating financial trends and managing wealth, subscribe to the Charles Kelly Money Tips Podcast on YouTube. See also: Is Great Britain Finished? As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with p
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UK Economy Flatlining
18/01/2025 Duración: 28minLike a patient on the operating table with no pulse, the UK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reeves are desperately banging on the chest of the patient trying to revive it. December figures show that the economy barely grew by just 0.1%. They talk of growth, but where is it going to come from? 10,000 millionaires have quit the UK in the last six months! China’s economy grew by 5% last year. Watch video version - https://youtu.be/FgXuoDMFE3c Retail sales were down in December! I’ve never heard of retail sales falling over Christmas. More inflation is expected as UK borrowing costs and bond yields have risen sharply. The country’s additional borrowing costs will run to £12 billion per annum. Paid by us, taxpayers of course. Governments screw up, we foot the bill. This could mean higher interest rates and higher mortgage costs for all of us at a time, and the Bank of England should be cutting rates. The market has lost confidence in the UK cha
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UK Economy Flatlining
18/01/2025 Duración: 28minLike a patient on the operating table with no pulse, the UK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reeves are desperately banging on the chest of the patient trying to revive it. December figures show that the economy barely grew by just 0.1%. They talk of growth, but where is it going to come from? 10,000 millionaires have quit the UK in the last six months! China’s economy grew by 5% last year. Watch video version - https://youtu.be/FgXuoDMFE3c Retail sales were down in December! I’ve never heard of retail sales falling over Christmas. More inflation is expected as UK borrowing costs and bond yields have risen sharply. The country’s additional borrowing costs will run to £12 billion per annum. Paid by us, taxpayers of course. Governments screw up, we foot the bill. This could mean higher interest rates and higher mortgage costs for all of us at a time, and the Bank of England should be cutting rates. The market has lost confidence in the UK chance
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Is Great Britain Finished? The Debt Crisis Unveiled
12/01/2025 Duración: 13minIs Great Britain Finished? The Debt Crisis Unveiled · Debt crisis in the bond market · Rachel Reeves flies off to China · £3 trillion national debt rising by £5170 per second · Higher taxes, low investment, slow growth · GDP per capital lower that 17 years ago. Is Great Britain Finished? The Debt Crisis Unveiled · As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture. · Debt Crisis in the Bond Market The national debt has surpassed a staggering £3 trillion and is rising by £5,170 every second. With interest rates climbing, servicing this debt becomes increasingly expensive, putting immense pressure on the government’s budget. The bond market, a critical mechanism for financing this debt, is showing signs of instability as investor confidence wanes. · Rachel Reeves Flies to China While Britain’s economic foundations
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Is Great Britain Finished? The Debt Crisis Unveiled
12/01/2025 Duración: 13minIs Great Britain Finished? The Debt Crisis Unveiled · Debt crisis in the bond market · Rachel Reeves flies off to China · £3 trillion national debt rising by £5170 per second · Higher taxes, low investment, slow growth · GDP per capital lower that 17 years ago. Is Great Britain Finished? The Debt Crisis Unveiled · As the UK faces mounting economic challenges, many are asking, "Is Great Britain finished?" The debt crisis in the bond market, combined with political and economic turmoil, paints a grim picture. · Debt Crisis in the Bond Market The national debt has surpassed a staggering £3 trillion and is rising by £5,170 every second. With interest rates climbing, servicing this debt becomes increasingly expensive, putting immense pressure on the government’s budget. The bond market, a critical mechanism for financing this debt, is showing signs of instability as investor confidence wanes. · Rachel Reeves Flies to China While Britain’s economic foundations
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Start Building Wealth In 2025 And Break The Spending Habit
06/01/2025 Duración: 14minStart Building Wealth In 2025 And Break The Spending Habit · Stop spending! You can’t spend your way to financial freedom! · Stop blowing every penny and start saving and investing for your future. · Stop running up credit card debt and using credit to buy consumer goods. · Stop shopping! Make investing your hobby instead of shopping! · Stop living beyond your means and get a grip on your finances. · Stop wasting time and learn about money and investing. · Stop hoping and wishing for financial freedom and start taking ACTION! Watch video - https://youtu.be/up2SaynhQM4 See also: 7 Powerful Steps to Transform Your Finances in 2025 As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRy
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Start Building Wealth In 2025 And Break The Spending Habit
06/01/2025 Duración: 14minStart Building Wealth In 2025 And Break The Spending Habit · Stop spending! You can’t spend your way to financial freedom! · Stop blowing every penny and start saving and investing for your future. · Stop running up credit card debt and using credit to buy consumer goods. · Stop shopping! Make investing your hobby instead of shopping! · Stop living beyond your means and get a grip on your finances. · Stop wasting time and learn about money and investing. · Stop hoping and wishing for financial freedom and start taking ACTION! Watch video - https://youtu.be/up2SaynhQM4 See also: 7 Powerful Steps to Transform Your Finances in 2025 As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRy
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7 Powerful Steps to Transform Your Finances in 2025
31/12/2024 Duración: 10minAs we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY 1. Set Clear Financial Goals The foundation of financial success is knowing what you want to achieve. Whether it’s saving for a house, clearing debt, or growing your investments, set specific, measurable, and realistic goals. 2. STOP BLOWING IT ALL AWAY - Create and STICK to a Budget A budget is your financial roadmap. Track your income and expenses to identify areas where you can cut back and save more. Apps like Money Dashboard or Yolt can simplify this process. 3. Pay Yourself First Automate your savings by setting aside a percentage of your income as soon as you’re paid. This ensures your financial priorities come first, not last. 4. Reduce Debt Eliminating high-int
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7 Powerful Steps to Transform Your Finances in 2025
31/12/2024 Duración: 10minAs we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY 1. Set Clear Financial Goals The foundation of financial success is knowing what you want to achieve. Whether it’s saving for a house, clearing debt, or growing your investments, set specific, measurable, and realistic goals. 2. STOP BLOWING IT ALL AWAY - Create and STICK to a Budget A budget is your financial roadmap. Track your income and expenses to identify areas where you can cut back and save more. Apps like Money Dashboard or Yolt can simplify this process. 3. Pay Yourself First Automate your savings by setting aside a percentage of your income as soon as you’re paid. This ensures your financial priorities come first, not last. 4. Reduce Debt Eliminating high-int