Paypod: The Payments Industry Podcast

Credit Unions play a pivotal role in the financial world, and can offer incredible benefits for their members. Still, in a landscape that is increasingly digital and more competitive than ever, how can Credit Unions have sustained success? Dr. David Tuyo, CEO of University Credit Union (UCU), has helped his Credit Union navigate a sometimes challenging landscape (particularly in the wake of COVID19). Listen in as he offers up his unique perspective and insights on Credit Union success. Find show notes and more: https://www.soarpay.com/2021/07/ucu/

Digital banking continues to take the financial world by storm, and Decentralized Finance (DeFi) offers up a new frontier for unparalleled access to financial services. When combined with powerful underlying technology, the results are tremendous. Jason Blick, Director & CEO of EQIBank joins the show to share his company's success story and to cover what's next in De-Fi and digital banking. Find show notes and more: https://www.soarpay.com/2021/07/eqibank/

With the continued rise of digital financial services (everything from banking to payments)… security and customer experience have taken center stage. Despite the growing capabilities delivered by AI, human interaction must also be at the heart of certain services - such as agreement processes. Sameer Hajarnis, e-signature Product Leader at OneSpan joins the show to explore these crucial and connected topics. Find show notes and more: https://www.soarpay.com/2021/06/onespan/

There are many businesses out there, such as SaaS businesses or ISVs where payments play a crucial role… and can even present a greater opportunity if brought in house. But when should an ISV, for example, bring payments in house? How is it done effectively? When should becoming a PayFac be considered? Jareau Wadé, Chief Growth Officer of Finix, a fintech company that has developed a robust a payment processing platform for businesses, joins the show to offer his insights. Find show notes and more: https://www.soarpay.com/2021/06/finix/

Payments solutions and technology can transform many industries.. On this episode we focus in on how digital payments are revolutionizing the way the insurance world runs. Our guest is Chris Ewing, who is the CEO of One Inc. One Inc provides insurance companies a digital payments platform designed to increase retention, decrease admin expenses, and mitigate data security risk – while simplifying compliance. Listen along as Chris walks us through the power of digital payments in insurance. Find show notes and more: https://www.soarpay.com/2021/06/one-inc/

Gen Alpha and Gen Z make up an increasingly important cohort when it comes to spending and saving money. Financial literacy is more important for kids and teens than ever before. From the fintech side, over the last year amidst the pandemic their earnings and spending habits have changed. Dean Brauer, co-founder of gohenry, a kids debit card and financial education app, joins to discuss his business and the fascinating results from their research into children's money habits. Read show notes and more: https://www.soarpay.com/2021/06/gohenry/

We all know that credit card rewards can enable cheaper flights, hotel upgrades, and more… but it can be difficult to maximize these benefits. While some individuals are able to optimize their credit card usage, it takes a lot of time, research, and effort to get it right. What if there was an app that leveraged technology to enable credit card reward maximization? John Taylor Garner joins the show to discuss the company he founded, Card Curator, which does just that. Read show notes and more: https://www.soarpay.com/2021/06/card-curator/

Like so many things in the financial world, how payroll is run continues to evolve with technology developed by innovative organizations. It’s ripe for a digital transformation.. This became a necessity as global businesses struggled with managing payroll amidst an unprecedented pandemic. Fidelma McGuirk, Founder and CEO of PaySlip joins the podcast to share how her companies tools helped organizations better navigate it all. Find show notes and more at: https://www.soarpay.com/2021/06/payslip/

Whether it’s a fintech, payments business, or a bank… actually meeting the needs and wants of consumers is critical to success. But what does a successful digital banking and payments ecosystem look like? Eric Solis, Founder and CEO of MovoCash, one of the fastest-growing digital cash networks, joins to discuss. Find show notes and more at: https://www.soarpay.com/2021/05/movocash/

Technology continues to transform eCommerce in many ways beyond just the payments and banking side. In this episode we take a look at how one company is revolutionizing the way merchants offer extended warranties on their products. Woody Levin, the CEO & Co-Founder of Extend, an API-first product protection and extended warranty provider, joins to discuss. Find show notes and more at: https://www.soarpay.com/podcast/

It’s no secret that the payments and fintech industry offers huge opportunities for businesses, their founders, and employees. Many of these opportunities come in the form of mergers, acquisitions, and even IPOs. On this episode, Lawrence Lee, partner with the Baker McKenzie lawfirm, joins to discuss all things M&As in the fintech world. Lawrence was also a formerly in-house counsel for the digital currency exchange Coinbase, and has a tremendous amount of knowledge to share on the landscape. Find show notes and more at: https://www.soarpay.com/podcast/

Cryptocurrencies aren't going away, neither is the need for financial organizations of all kinds to follow the best KYC practices... particularly if they want to continue expanding globally. Identity verification tools sit at the center of it all, and can be the key to widespread crypto adoption. Zac Cohen, COO of Trulioo joins the podcast to discuss. Find show notes and more at: https://www.soarpay.com/2021/05/trulioo/

How data is leveraged to create Mathematical models impacts many industries, particularly those such as finance and insurance. As technology improves, the possibilities for fintech applications are nearly endless. Amrit Santhirasenan, Co-founder and CEO of Hyperexponential, as well as host of the Startup Dads Podcast joins to explore. Find show notes and more at: https://www.soarpay.com/podcast/

Open Banking is revolutionizing the way the finance world operates, and APIs are a key component of its emergence. Still, open banking and APIs are often misunderstood. On this episode, Eyal Sivan, Head of Open Banking at Axway, and host of the podcast Mr. Open Banking, is our guest. Listen along as he breaks down why open banking is so powerful, how it all runs. Find show notes and more at: https://www.soarpay.com/podcast/

Chargeback fraud, and Card Not Present (CNP) fraud present ongoing challenges for many merchants, particularly those in eCommerce. Fortunately, there are solutions out there that can help in a big way. Helping walk us through it all is our guest Ron Hynes, CEO of Vesta. Vesta is a leading FinTech company and the forerunner in guaranteed e-commerce payment solutions. Vesta pioneered the process of fully guaranteed card-not-present (CNP) payment transactions for the telecommunications industry. Listen along for an in-depth look at this crucial topic! Find show notes and more at: https://www.soarpay.com/podcast/

Unfortunately many people in the US, and around the world have faced, and continue to face, financial challenges... and having to wait for payday can exacerbate these challenges. What solutions does fintech offer? On this episode, Richard Liu, CTO of Earnin joins the show to explore. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. It's the definition of financial empowerment, and the perfect vehicle with which to explore a crucial topic. Find show notes and more at: https://www.soarpay.com/podcast/

Gold has been utilized as a store of value and exchanged for goods and services throughout history. On this episode, David Dorr, Founder & CEO of Coro Global Inc, joins the show to discuss their app that enables users to make payments with gold from their mobile phones. With advances in financial technology, particularly distributed ledger technology, and mobile apps... innovation is impacting even the "OG" currency. Find show notes and more at: https://www.soarpay.com/podcast/

Millennials, as well as Gen Xers, represent important demographics for banks and fintechs. But what offerings do Millennials want to see in particular? NTT DATA Services recently surveyed 5,000 banking customers to answer some of these questions. Listen along as Wayne Busch, President of NTT Data Services, and Michael Goodman, VP, Business Insights join the show to discuss. Find show notes and more at: https://www.soarpay.com/podcast/

In any business, building a cohesive team, managing projects, and fostering a culture of innovation is important. In the field of fintech, payments, and other technologies... it becomes even more critical. Jahn Karsybaev, CIO of MyBasePay, a comprehensive Back-Office, Payroll and Talent Acquisition platform joins to offer insights on leadership and talent acquisition in tech. Find show notes and more at: https://www.soarpay.com/podcast/

Credit Unions play a crucial role in their communities, and will continue to do so. But what are the keys to growth in a landscape with increasing consumer demands, competition, and fintech-driven innovation? Kirk Drake, President and Founder of Credit Union 2.0, which is dedicated to helping credit unions with branding, marketing, and more joins to explore. Find show notes and more at: https://www.soarpay.com/podcast/