Paypod: The Payments Industry Podcast

It’s no secret that there have been folks who have made a lot of money trading bitcoin, and people who have lost a lot of money trading it. But what’s the story behind bitcoins price? And how does bitcoin and blockchain technology affect businesses trading in more traditional markets? On this episode, Scott is joined by Ansel Lindner, founder and host of the Bitcoin and Markets Podcast to help answer these questions and more. Ansel has made looking at the market and business side of bitcoin his mission, and he had tremendous insight to share on all of it. Find show notes and more at: https://www.soarpay.com/podcast/

What if everything you ever needed from your bank could be accessed in the palm of your hand, at any time? Imagine a future where you never have to step foot in a bank branch to get your banking needs met. In fact, the future is already happening... and in the United Kingdom, non-traditional banks called Challenger Banks are making waves in the financial world. On this episode, Scott is joined by Jason Maude, who works for Starling Bank, which is one such Challenger Bank. Jason Maude is a coder, coach, debater, and public speaker. He has over a decade of experience working in the financial sector, primarily in creating and delivering software. Find show notes and more at: https://www.soarpay.com/podcast/

We're back with another episode of PayPod: The Payments Industry Podcast! This week, Scott returns to the topic of Bitcoin, with another expert guest, Peter McCormack. This time, discussion is centered around covering other aspects of Bitcoin... particularly how it's mined and traded. Additionally, Scott and Peter touch on how these unique elements of Bitcoin impact its price, and viability as a payments vehicle. Peter McCormack is a Bitcoin and Crypto Trader, Blogger, Podcaster, Advisor and Miner… and the man behind What Bitcoin Did, a twice-weekly podcast where he interviews leaders in Bitcoin, blockchain, and cryptocurrencies. Find show notes and more at: https://www.soarpay.com/podcast/

Have you ever thought about how many millions of transactions and transmissions of sensitive information are going on each and every minute around the world? Have you ever thought about how devastating identity theft, or getting hacked can be? This is something that impacts consumers and businesses, and is particularly important to be mindful of when working in fintech or payments. Our guest this week had so much to share about digital identity and security, because he works for a business leading the way in innovation around these topics. Andre Boysen is the Chief Identity Officer for  SecureKey, one of the leading identity and authentication providers that simplifies consumer access to online services and applications. Listen in as Scott and Andre explore this fascinating topic! Find show notes and more at: https://www.soarpay.com/podcast/

Welcome to another episode of PayPod: The Payments Industry Podcast! This week, we’re diving back into the world of cryptocurrencies... in the first of a number of shows all about the world’s biggest cryptocurrency - Bitcoin. Specifically we want to answer some big questions such as… what can you do with it, where is it going, is it going to be the dominant crypto of the future… will it achieve widespread adoption in payments, and so much more. This episode covers what’s going on with Bitcoin right now and Scott is joined by Stephan Livera, who hosts an excellent bitcoin podcast. In addition to talking Bitcoin, he’s also a Chartered Accountant and has a background in Accounting, Finance, and Information Systems. He works as a technology internal auditor in financial services. Listen in as he breaks down Bitcoin in 2018! Find show notes and more at: https://www.soarpay.com/podcast/

In a world of huge banks, it's easy to forget that millions of folks in the United States bank at smaller institutions in their local communities. These are community banks, and they hold massive appeal precisely because they’re smaller, more nimble institutions. Just like big bank customers, community bank customers are getting credit cards and using them to pay for goods and services, and businesses want to set up merchant accounts with their local banks. This week, Scott discusses all of this and more with his guest Tina Giorgio, who is the President and CEO of ICBA Bancard... the payments wing of the Independent Community Bankers of America. Listen in to learn more about community banking, and how it all ties into the greater payments industry. Find show notes and more at: https://www.soarpay.com/podcast/

It's time for another edition of PayPod: The Payments Industry Podcast! This episode going to be talking about the future of banks, including mid-market and larger banks... and their relationship to their business banking customers. Specifically, diving in to the question of whether the future of business banking is going to be centered around a company's bank relationship, or whether upstart FinTechs companies will continue to displace banks in the mindshare for servicing business clients financial needs. Joining Scott on the show is Clayton Weir, co-founder of FI.SPAN, a company that helps banks preserve and grow their business client relationships by enabling them to offer more robust and better integrated financial services. To put it more simply... it's similar to Zapier, but for banks. Listen in for his great insight! Find show notes and more at: https://www.soarpay.com/podcast/

Whether you’re offering merchant services, or just a small business owner selling products and services to customers… when it comes to credit card processing, chargebacks are the enemy. Unfortunately, too many people underestimate just how costly chargebacks can be, and don’t bother with tools and information that could help them reduce, fight, and even eliminate chargebacks. Scott was joined on this episode by Melissa Fitzsimmons, who works on Business Development for Chargebacks911, a company that specializes in helping merchants manage chargebacks. Melissa had fantastic advice for how to reduce chargebacks, and made an incredible business case why focusing combating them can have an incredibly positive financial impact on businesses. Find show notes and more at: https://www.soarpay.com/podcast/

Welcome to another episode of PayPod: The Payments Industry Podcast! This week, we're finally dedicating a whole episode to a topic that has had people in payments and FinTech buzzing for a while... cryptocurrencies. Unless you've been living under a rock, you've probably heard about Bitcoin, the most famous cryptocurrency. But do you truly understand how cryptocurrencies work? Furthermore, do you know what the future holds for them... will they change the financial world as we know it and achieve widespread adoption among consumers and businesses? Our guest this week is Will Salisbury, co-founder of Blockchain Decrypted, which is a site dedicated to staying up to date with the latest in cryptocurrency and blockchain news. Will also trades cryptocurrencies full time, so we couldn't think of a better guest to give a bit of a 101 course. Listen in as Scott and Will serve up a primer on crypto! Find show notes and more at: https://www.soarpay.com/podcast/

Small business owners have so much to worry about... and if you're offering merchant services or other business solutions to them, knowing how to address those worries is crucial. But before you can even hope to do that... you need to know exactly what keeps small business owners up at night. Our guest this week has the answers because his company has conducted multiple surveys and analyzed a tremendous amount of customer data to address small business owners needs. Our guest is Barry Davis, VP of Business Development at Womply, a company that helps small businesses "thrive in a digital world." Listen in as Scott and Barry discuss all of this and reveal key small business problems that ISOs and other companies in payments can speak to when presenting their value proposition. Find show notes and more at: https://www.soarpay.com/podcast/

It's time to listen in to another episode of PayPod: The Payments Industry Podcast! This episode we have our first repeat guest as Scott was again joined by Adam Carlson. In addition to being the CEO of Soar Payments LLC, Adam also runs a sister business called Tactical Payments. TacticalPay focuses on helping businesses in the firearms industry, which are hard to place, find credit card processing solutions, so Adam has a lot to share on the subject! Based in Houston Texas, Tactical Payments is a top rated credit card processing solutions provider for the firearms, ammunition and firearms accessories industry. Their extensive partnerships with 2nd Amendment friendly processors and sponsor banks, enable them to provide the most reliable credit card processing solutions in the industry, packaged in easy-to-use solutions, and backed with world-class US customer support. Find show notes and more at: https://www.soarpay.com/podcast/

Do you know what it takes to successfully market an ISO in 2018? Our guest this week had some great advice and insight on doing just that! Scott was joined by Michelle Geraci who is VP of Sales with Transaction Services. Michelle and Scott spoke at length about the keys to marketing an ISO in a rapidly changing payments landscape. Things aren't quite as simple as they used to be, but understanding what your ISO has to offer, and what the needs of merchants are is key to effective marketing and business partnership building. Listen in as Michelle walks through how Transaction Services has been able to separate themselves and deliver great value to the businesses they work with. Find show notes and more at: https://www.soarpay.com/podcast/

Fintech is pushing the world forward in incredible and surprising ways... but predicting where it will all lead is something only a few experts have true insight on. Fortunately, Scott was able to chat with one such expert, Chris Skinner, who has dedicated his career to exploring the present, and future, of payments and fintech industries on this week's show. Chris Skinner is known as an independent commentator on the financial markets and Fintech through his blog, The Finanser. He is also as an author of the bestselling books, ValueWeb and its new sequel. In his day job, he is Chair of the European networking forum The Financial Services Club, Chair of Nordic Finance Innovation, as well as a Non-Executive Director of the Fintech consultancy firm 11:FS. He has been voted one of the most influential people in banking by The Financial Brand, a FinTech Titan by Next Bank, one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News, and so much more. Find show not

Advanced payment gateways can bring huge benefits to businesses. Everything from security, to ease of transaction completion for consumers can be improved with the right gateway. That's our topic for todays episode! Scott was joined by Adam Zamecki who is the Sales Director at SecurionPay, a fast growing payment gateway with a ton of great offerings. They're Swiss based, but Adam himself works out of their offices in Poland. Listen in to hear his insight on things like fraud prevention, increasing sales, and so much more! Find show notes and more at: https://www.soarpay.com/podcast/

When it comes to running a successful business, staying on top of your accounts receivable is critical. How you handle AR management can lead to increased revenue, or huge financial problems (if done poorly). Joining Scott to explore all of this on this week's PayPod episode is Nicole Dwyer who is the Chief Product Officer at YayPay. YayPay helps business stay on top of their AR management. The goal of YayPay is to make collecting money fast, easy, and highly predictable. The key to YayPay's success is in how they help businesses stay ahead of (and manage) late paying customers, as well as collections. This commitment to quality AR management can directly impact the bottom line of companies using YayPay. Find show notes and more at: https://www.soarpay.com/podcast/

We've spent a lot of time focusing on the payments industry in the US... but it's important to also think globally! On this episode of PayPod: The Payments Industry Podcast, Scott was joined by aa true expert on the global payments industry, Faisal Khan. Faisal is a banking / payments consultant specializing in cross-border payment systems and a crypto money evangelist. He is the co-host of Around the Coin, a weekly podcast on Payments & Fintech with over 20,000+ listeners. Mr. Khan is also a talent scout for Series A & B financing for various fintech VCs/funds. He is also a frequent contributor to popular Q&A site Quora where he has been a Top Writer for 6 consecutive years. Listen in to hear his insight into the WORLD of payments. Find show notes and more at: https://www.soarpay.com/podcast/

We've got another great episode of PayPod: The Payments Industry Podcast for you! On this particular show, we did something a bit different, however. Scott attended a fantastic payments industry conference, the Midwest Acquirers Association (MWAA) Conference 2018! While he was there, he was fortunate to watch some great talks, mingle with some of the best in brightest in the industry, and even interview a few experts about their companies and the conference. Scott was first joined by Pete Philomey, National Sales Manager of South Seas Data LLC, which provides Point of sale (POS), equipment replacement and maintenance solutions for payment terminals and PC Hardware as their primary focus. Later Scott was joined by Andrew Russell, the President of Sound Payments, which creates simplified, cost-effective technology solutions in the payments, financial services and health industries. Listen in to learn more about a growing payments industry conference and attendance can be so valuable for businesses and professio

It's time to dive into another episode of PayPod: The Payments Industry Podcast! On this episode, we're covering another topic that is crucial for business owners and payments industry professionals to be familiar with... digital fraud protection. Digital fraud can create massive problems for a business, including financial penalties, an erosion of customer trust, and more. Scott was joined by an excellent guest who has a great deal of insight on this subject. Don Bush is the Vice President of Marketing at Kount, a technology company which helps businesses boost sales by reducing fraud. Kount offers patented machine learning technology which analyzes transactions to stop fraud and increase revenue for online businesses, merchants, acquiring banks, and payment service providers. Needless to say, preventing fraud is their bread and butter! Find show notes and more at: https://www.soarpay.com/podcast/

It's time to dig into another episode of PayPod: The Payments Industry Podcast! This week, we're talking about independent sales organizations (or ISOs)... specifically what it takes to succeed as an ISO today. Helping Scott explore all this is a brilliant guest who has been working in the payments industry for over 30 years. Mark Dunn is the founder of Field Guide Enterprises LLC, a company that offers consulting services for ISOs. He's also the Co-Founder of the Midwest Acquirers Association Inc. which hosts an annual Conference for ISOs and acquirers. Mark has helped many ISOs improve their sales. He's also helped executives start ISOs, and knows the process inside and out. Find show notes and more at: https://www.soarpay.com/podcast/

We're back with a new episode of PayPod: The Payments Industry Podcast! This week, we're exploring a payments issue that affects many businesses... chargebacks. Our guest this week who helps us explore this is a true expert on the subject. Scott Stone, CMO of Chargeback. Chargeback sets out to build software and tools that help all merchants, large and small, high risk or not, prevent and manage chargeback fraud. As you'll learn when you listen in, prevention is one of the most important things any business can strive for. Chargeback's tools (both old and new) are built around making the process of chargeback prevention and management seamless. Find show notes and more at: https://www.soarpay.com/podcast/