Girls On The Air

Karen & Janet's latest podcast starts with Alex Ramirez from Valor Home Finance talking rates and ways Vets can get rate reductions on their V.A. Loans.  Alex talks about the many options there are for those who have a V.A. Loan.  Alex is an expert who specializes in loans for Veterans.  Next up, Phil Atwan, who is a specialist in 1031 Exchanges, Janet and Karen have many questions for Phil and he has the answers, with everything you need to know when it comes to a 1031 Exchange loan, listen and learn with this informative discussion.    Their final guest is author Carol Ricks who just had her book published, Rumpled Brown Bag, a narrative about a young woman, life and social injustice with stories that are filled with history, hope & humor.  A great read and conversation with Karen & Janet... Girls On The Air!

Karen & Janet kick off this podcast with The Reverse Mortgage Queen Shelly Wells... The Expert On Reverse Mortgages because that is her full focus!  Shelly knows who benefits most by getting a reverse mortgage, Shelly will guide you through the process so you know the facts and see how the reverse mortgage helps you right now!  Next up, Jacquelyn Syndergaard, with VCMC's Ronald McDonald Family Room a 2,500 square foot living space that provides respite for parents and families of children who need hospitalization for many critical issues.  This room provides a place to rest, enjoy a meal, do work without leaving the hospital and being with your child at all times.  Jacquelyn has many ways you can support this room that benefits so many families in Ventura County.  They wrap up the podcast with Andi Girl who describes the benefits of meditation.  Andi Girl is a  practitioner of energy and "elevating the vibe" her experience has benefitted many people and often moves them for medication to meditation!  Anot

Karen along with her guest host Bob Ridgway, a realtor with Keller Williams, kick off the podcast with buying opportunities and listings right here in Ventura County. Their first guest is Justin Soenke with Phase 3, he is an expert in creating a website and online presence that gets your businesses phone to ring. Justin makes your website the final destination for customers that shows how you solve problems and create business Justin has been building websites for many years, hear how he creates the perfect one for you!  Next Karen & Bob talk insurance with Denise of Paladin Insurance Services.  From fire to earthquake, leak detection and more, Denise talks about insurance for your home and car... umbrellas too.  Denise is the local expert that explains this confusing world of insurance coverage in simple terms.  To close out the podcast Bob Davis invites everyone to The First Wednesday at Rocks & Drams in Ventura that will raise money for the Ronald McDonald Family Room in Ventura.  A fun "happy Hour

Karen & Janet kick off this podcast with The Way to kick start your business!  Their first guest is Pete Ibarra who designs digital and marketing campaigns that identifies your company's audience, their interests, where they are on social media and what motivates them to reach out to your company. Listen to Pete as he shows how to use analytics to increase business!  Alex Ramirez of Valor Home Loans is the guest for the second half of the podcast.  Alex has focused on Home Loans for Veterans for years. Alex researches each veterans service history and finds every benefit available for Home Buying Vets, make sure you are getting everything you deserve for your service! Hundreds of VA loans have gone to Veterans and first responders because of Valor Home Loans expertise.  If you are a vet or know one, this is a must listen to podcast.  Plus you will learn what is happening in the world of renting and buying right here in Ventura County with Janet & Karen!  Another awesome podcast!

Podcast #559 with Karen & Janet starts off with rental and buying opportunities in Ventura County, they are joined by Joe Parisi who talks about rates & credit, plus programs that will help you qualify for a home purchase and the most important conversation, the creation of wealthy through home ownership!  Their next guest, Shannon Riley owner of Truly Force Free Animal Training, talks about her online animal training academy, a good manners course for your dog plus interaction with friends and strangers.  From rescues to pups and our older best friends Shannon has a program for you and your pet!.  Another great podcast from Janet & Karen, GOTA!

Karen & Janet start off the podcast with Larry Reyes from Smart Home Mortgage with news on rates and the volatile market along with facts you need to know regarding underwriting, bank statements and what an excellent loan officers must do! Megan Palmquist is next, known as the Solopreneur, Megan has awesome ways your kids can have fun during the summer and make money with their skills, knowledge and passion using the internet.  the podcast wraps up with Carlos from Bike For A Cause with many great events coming up for the rest of the summer!  

This podcast is filled with so much information you will have to listen twice!  Karen & Janet's exclusive guest is Green Eileen.  Eileen starts with your garden, from drought tolerant plants to making your landscape fire resistant and saving money while keeping your home beautiful.  Eileen then goes to energy savings inside your house that make your life more comfortable and saves you lots of cash!  This show is all green with Karen, Janet & Green Eileen!

Karen & Janet's first guest for this week's podcast is Larry Reyes from Smart Home Mortgage.  Larry has good news for the market as inventory has picked up - plus learn about how a Cash-out Refi will help you with construction of an ADU and with expenses.  Larry will talk about buyouts for divorcing or separating couples too.  Janet and Karen's next guest is Rob Leatherwood, Government Affairs Director, Ventura County Coastal Association of Realtors.  Rob is a wealth of information for both owners and renters!  Topics Rob discusses on this podcast include, insurance quotes and how changing policies will affect you, learn about laws that apply to renters, buyers and landlords. Understand these laws and how they apply to you.  Rob discusses the protection homeowners still have under Prop 13.  He also covers conversion of commercial space to mixed use  and how it will help Ventura County!  So much information you need from Karen & Janet, Girls On The Air!

Karen & Janet start the podcast with buying and rental opportunities in Ventura County and the news is excellent for both buyers and sellers!  Their first guest is The Revers Mortgage Queen of North America, Shelley Wells!  Shelley talks about HOA's & Condos, the things you need to know when you are considering a reverse mortgage.  How insurance, HOA Fees and rental fees for Mobile Home spaces can affect your decisions.  Shelly has been working in Ventura County market for years, she is an expert on reverse mortgages.  Their next guest is Chris Amendt, a local landscaper who creates spaces that are beautiful and Monarch Butterfly friendly. Chris has a wealth of knowledge when it comes to monarch friendly habitats, check her website at nativemonarchs.org. Karen, Janet & Shelley wrap-up the podcast with a roundtable discussion on relocation and real estate!

Janet & Karen start-off the podcast with buying & renting opportunities throughout Ventura County... and their first guest, Grant Liechfuss of Berkshire Hathaway HomeServices talks about buying opportunities around the county from Ventura to Simi Valley.  Grant tells us that buyer confidence has returned and real estate remains to be one of the best ways to build wealth, find out when the best time to buy is, it could be right now!  The Reverse Mortgage Queen of North America is next, Shelley Wells tells you how a reverse mortgage can be a great way to purchase something you otherwise could not afford, Shelly has the inside tips.  Karen & Janet's last guest is Susan Noone from Vitalant, The Blood Provider for Ventura County! Today is National Blood Donor Day and Susan tells us how important it is to give blood and the fun gifts you will receive for giving this month!  Appointments are available and it takes less than an hour to donate a pint of blood and literally save a life!  Another incredible

Karen & Janet start-off this podcast with rental and buying opportunities in Ventura County from Ventura to Thousand Oaks.  Their first guest is Derek from Smart Home Mortgage.  Derek will take us through the jobs report, activity from The Feds along with expectations on where interest rates will be for home buyers.  Derek also talks about getting appraisals for home owners looking to rent their properties.  Next up it's Tamera Rossi Molina from Choice Home Warranty, Tamera explains that everything from plumbing to heating and AC plus electrical can be covered for under  $700 per year.  Learn about how appliances can be covered too!  To wrap up the show Karen & Janet have a brand new guest, Judy Pittman with 805 Property Restoration, their general contractors are fully licensed, certified in all areas of restoration, mold inspections too.  If you are an owner, renter or landlord hear how 805 Property Restoration will protect you and your family along with your home.  Another awesome podcast with Karen

Karen & Janet have an awesome podcast for you that starts off with a wrap-up on last Tuesday's Ventura City Council Meeting, lots of ground to cover regarding rental properties and the rights that tenants & landlords have.  Their first guest is Joe Parisi with a look at possible moves by The Feds when it comes to mortgage rates, how the jobs report can affect rates and many mortgage myths that are NOT Facts!  Next up Lisa Morris is on the podcast inviting listeners to First Wednesday at The Yard in Ventura, this is a fundraiser for Relay For Life which now includes ten cities in Ventura County, a great event that you should be a part of.  Their last guest is Alex Ramirez who created Vets Valor USA.  Alex invites listeners to their event in Simi Valley on June Fifth, listen in to get the details and find out how many veterans who have served our country don't know about the many benefits they have earned that will help them purchase a home!  Another fantastic podcast with Karen & Janet, Girls On Th

Episode #551 is full of information on buying & selling opportunities along with rentals in Ventura County. Janet & Karen and their special guest Suzzie Brown from Berkshire Hathaway Home Service Properties urge landlords and tenants attend this Tuesday's Ventura City Council Meeting that will address tenant investment ordinances.  Shelly Wells is next informing us about the advantages of a reverse mortgage, how you can qualify and what the money means to you.  They close out the podcast with an extensive conversation on insurance with Denise from Palladin Professional Insurance Services.  More carriers are opening which is good news, Denise talks about the new fire maps and how they affect homeowners, learn how the map is created.  Ordinance and law, what the top claims are, what a Shock Loss Claim is compared to Water Loss Claims... which are covered and how they affect your rate and coverage.  Everything you need to know on this GOTA Show!

Karen & Janet start Episode 550 with buying & rental opportunities in Ventura County.  Their first guest is Larry Reyes from Smart Home Mortgage talking about rates, investor opportunities, ADU's, along with a variety of loan programs that can get you into your dream home, even if you have credit issues there is a program for you!  Next guests are Alex and Sunday who invite you to their free seminar in Oxnard at The Courtyard Marriott, 500 east Esplanade Drive.  The first 50 people who arrive receive a free Starbucks gift card, they are also giving away 3 big screen TV's!  The seminar includes classes on ADU's, Buying A Home 101, Living Trusts, Credit Repair, Benefits of Solar and more!  Alex and Cindy know the area and this seminar will give you the information for purchasing a home in Ventura County. Justin Soenke wraps up the show with ways to get the phones ringing at your small business.  Justin helps you tell your story, about your customers, your history and expertise and how to use AI to your

Karen & Janet start this week's podcast with home buying and rental opportunities in Ventura County. There are many options to choose from.  Their first guest is Shelley Wells, "The Reverse Mortgage Queen" Shelley talks about the many ways a reverse mortgage can help you with everything from buying a home, college costs, paying off bills or vacation plans. There are many advantages to getting a reverse mortgage and Shelly explains those to you.  Next up it's Christa Hermance, " The Estate Planning Mom" Christa talks about wills, probate, trusts, inheritance and how to select a trustee.  This process can be very intimidating, Christa will assist planners and trustees through this complex process with zero stress.  Another fun and informative podcast with Karen & Janet!

Karen & Janet start off this week's podcast with information they received during their trip to Sacramento, essential news for buyers, renters and landlords!  Their first guest is Kevin Brannon with Reel Guppies, a program for kids and families that teaches them how to "Catch A Memory"... Reel Guppies takes kids and families on fishing adventures from the shore to piers, boats and out to the islands too!  The program helps kids build confidence, educates us about local fishing environments and gets kids away from their screens and into nature, right here in Ventura County! Joe Parisi is up next with a busy week of economic reports that affect interest rates... Joe points out that while many people suggest renting over buying, home ownership is always the goal for security and building wealth!  Karen and Janet's last guest is  Marcie Yountz from 805 Community Children. Marcie invites everyone to First Wednesday, this Wednesday at Medici Pizza on Main Street in Ventura.  This fundraiser helps fund programs

Karen & Janet focus on Fair Housing with their expert guest Cindy Diaz Tully.  Essential topics included in this Fair Housing conversation are: Rules & Laws for discrimination issues, Section 8 rules and the fact that it does not matter where a potential renters income is derived, you will learn about "steering people and redlining" DEI information and how it can be triggered along with ADA & handicap rules plus unintentional bias.  A must listen for renters and property owners from Karen & Janet.

This Easter Week Podcast with Karen & Janet Starts off with Derek Contreras from Smart Home Mortgage.  Derek points out that this is a great time to buy with property values increasing year-to-year in Ventura County, rates are in the 6% range, refi when they move down and take advantage of the increase value of your property.  Derek answers all of your questions.  Next up Jeff Harley of Rolling Suds, they power wash roofs, houses, patios and driveways to make your home look beautiful and get rid of mold while they're at it.  Any sized home or business, listen in to get the facts from Jeff!  The Ventura Harbor is Hoppin' for Easter and The Greek is the place to go with your celebration for lunch or Easter dinner.  Lynn from The Greek has all the info on Ventura Harbor fun for the whole family!  Another awesome podcast from Karen & Janet!

Karen & Janet's latest podcast starts off with The History of Reverse Mortgages with The Reverse Mortgage Queen herself Shelly Wells!  Shelly begins with the first reverse mortgage in 1979 and tracks the way the program has grown & become the incredible benefit for homeowners that it is today. A product that lasts a lifetime and helps owners with vacation cash, home improvements, paying off debt and more.  Next up Toni Guy, a realtor with Berkshire Hathaway, gives us a history of The Gamble House, a historical Green Home in Ventura that is available for purchase and she can give you an in-person tour! Listen in for the details of this unique home, there is just one in Ventura!  Plus the benefits of buying a historic landmark like The Gamble House. GOTA ends the show with Adam Casillas inviting listeners to The West Coast Outdoors & Sports Fishing Expo.  Last year's was a huge success and there are more Vendors for this year's show... RV's, boats, fishing & camping gear, demos and more.  Over 1

Karen & Janet start this podcast with news for renters along with homeowners who have an excellent opportunity to sell their homes to people who are making all cash offers in Ventura.  Larry Reyes is the first guest, Larry has good news on rates as they went down a bit due to the tariffs.  Rates in the low sixes and even high fives are possible!  Larry tells us how equity can be used for investment properties, he also has the latest on new buyer programs.  Denise Pomboonreung of Paladin Professional Insurance closes out this GOTA podcast with important info on homeowners insurance.  Denise is an insurance broker who works with 50 insurance companies.  She creates a personalized package for each of her clients to find them the best rates.  Paladin will focus on high risk properties to help clients navigate through this complex industry.  Her years of experience have earned her respect in the industry, Denise knows the red flags, what to do if there is an inspection of the property and more, great conversat