How To Raise Money Podcast

Massive media hype over the Pandora Leaks and how the world leaders are 'on the fiddle'! But is everything revealed illegal?  Or are there some legal, correct and perfectly acceptable tax planning strategies that you should be taking advantage of? Let's find out in today's episode! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ How to Leave a Review on Apple Podcasts click HERE Go to the Resources section for links (e.g. for tax inspection insurance) https://www.htrmoney.co.uk/resources Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only.

Do you have your Pitch ready?  Is it a good one? If you either need one or your current pitch needs a bit of work then this is for you! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ How to Leave a Review on Apple Podcasts click HERE Go to the Resources section for links (e.g. for tax inspection insurance) https://www.htrmoney.co.uk/resources Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment

10 important things to know about private investors! 1. Private investors tend to keep out of the limelight! 2. They are wealthy, but how wealthy? 3. The majority of business angels are men (90+%) 4. Investors tend to 40 or 50+ years old 5. Investors are not predictable. They do not necessarily invest in the same things or in the same way every time. 6. They may invest in anything from 1 to 100 deals in their career 7. Some get actively involved in the businesses they back; others do nothing except wait for the payout.  8 Some have day jobs too!  9. Every one of them has a disaster story to tell! 10. Every angel will have their own investment criteria, BUT they all look for great management teams. Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ How to Leave a Review on Apple Podcasts click HERE Go to the Resources section for links (e.g. for tax inspection insurance) https://www.htrmoney.co.uk/resources Join t

We have had some requests from investors to help them choose what to invest in! So here is a Ten Top Tips for Investors 1 Deals which have a sound business plan, financial model and financial projections.  2. Don't just back a great idea, back a great management team 3. Back deals with explosive growth potential that may give you a 10-100X return on your investment.  4. Back businesses which are organised: in terms of legals, as well as day-to-day operations. 5. Do deals that other investors want to do; but beware of pack hysteria! 6. Deals that are properly valued for where they are in their life - not where the person things they will be in 10 years!  7. Deals where your lawyer has assured you that all is in order - part of your due diligence  8. Deals where you trust the management and the other investors and where all your interests are aligned.  9. Deals where your interests will be looked after, especially after you made the investment.  10. Deals which you feel happy with

Always keep your investors informed...because it keeps them happy! So here are 10 top tips about sharing information with investors Write the business plan first and the executive summary afterwards, but send the summary FIRST and the business plan SECOND. Organise the other information you will need before you start fundraising and keep it all in one place Allocate responsibility to one person to manage the information and the requests that come in from investors Decide whether to have an NDA and when you might insist on using it Try to be as organised as possible about arranging the different meetings, so you do not waste your own time. Don't be surprised (or offended) when investors ask you to change your financial projections and to rewrite your business plan. A successful deal will depend on mutual respect, so do not be afraid to put across your own point of view just make sure you have the back-up arguments ready! Most investors will also ask their advisers to look you over, so be prepared

When it comes to getting things done in business then these 3 obstacles keep cropping up. And the effect they can have on your business can be huge BUT the knock-on effect on your mental health can be even worse. Marketing, How To Get More Customers and Procrastination are all problems. Sometimes they all merge into one big problem. So today we are going to have a quick look at some simple things you can do to overcome them. Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, l

Interest rates are at historic lows Property valuations are at historic highs Can you release equity and have cash ready for the forthcoming downturn? Is there a downturn coming?  Well usually there is one every so often and perhaps we are due for one soon. That may be a little uncertain but something far more certain is the fact that in the last downturn - the 'credit crunch' - those who had cash got the best bargains. So is it worth reviewing your position to see if you could take advantage of the current circumstances to build a war chest to grab the bargains?? Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before

Tuning in from Israel, our special guest, Avi Rabinovich from www.vidalgo.ai gives a great insight into the digital world present and future and he answers Nigel's question on NFT and art! For many content creators, the rewards can be very thin but Avi explains how tokenisation with NFTs and AI and Crypto can all help you monetise your value. Perfect for anyone wanting to raise money! And Avi tells you exactly the right time to start marketing your business. Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment pu

*** If you are affected by anything to do with money worries then please seek help - you are not alone and everything is figureoutable *** Today we have Mr BounceBack in the studio! Have you got a BounceBack Loan? Touted as the saviour of small business during the pandemic, many are now finding the saviour may rapidly be turning into a millstone around your neck. What is the solution? What is going on? Who can we get answers from?  Thankfully we have Mr BounceBack himself to tell us more... Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share

It's a question we get asked a lot...when should I raise money? And just like the proverb about 'when is the best time to plant a tree? Answer...20 years ago' that doesn't really help. Thankfully the proverb gives us an alternative second option which is 'today'. So we generally answer with the second option in the proverb of today. BUT... the follow up question is often 'ok if I should raise money today, what should I raise money for?' And that can be a little harder to answer. Especially given the dire economic circumstances with the economic Covid devastation. So today Ray and Nigel discuss the impact the massive government debt might have on your project and give pointers as to what we should consider raising money for and investing in. Are you ready to raise money?! Resources: NOT SURE WHERE TO START? Start here by clicking the link below Get your free resource guides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you w

'Everyone has a plan until they get punched in the face' - Mike Tyson So your project or property venture is not quite going to plan...and the bottom line is that you need more money. What can you do? Well as Ray and Nigel discuss to day the one thing you can't do is put your head in the sand! Instead listen to today's episode to find out some potential solutions. Resources: Get your free resource guides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment

Let's face it, however much money you need to raise, it pales into insignificance compared to the National Debt! And thank goodness for that you probably say!! But what can be learned from raising money, the economic situation and how can you use that info to help you? Nigel and Ray investigate (chat) the situation. Resources: Get your free resource guides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are di

Don't pay tax! Hold on Nigel and Ray, that's illegal isn't it? Ok, let's say Don't Pay Tax when you don't have to!  Not paying tax when you have to pay tax is definitely illegal (it's called tax evasion). But paying tax when you don't have to, simply because you didn't set your affairs up correctly, is crazy, right? And if you could arrange things so that you DON'T pay tax then that would just be seen as sensible, yes?  In fact paying tax when you don't have to is often called a tax on being ignorant. Now tax is a really contentious issue and when you talk about (not) paying tax it provokes a vicious and often unwarranted outburst from many. But let's just take a calm and rational look at things shall we? If you feel at the end of this that the tax laws are wrong then please don't get angry, instead it should be your mission to get elected and change them! In this episode what we are talking about is what is often called 'Estate Planning'. In brief this is where you look long-term, beyond your lifet

Who would have thought it? Ray and Nigel have made it to 100! A huge thank you from us both to all of our wonderful listeners. Without you we would just be two blokes chatting to each other. Instead we have really felt we are talking with friends. Thank you. Here's to the next 100. Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are

Do we really need legal documents? And if so what are they? When do we need them? Who should use them? And what happens if I don't? There is a lot of incredible info in today's episode and you may want to listen a few times. But we will have the notes and a checklist for you. Keep an eye out on the website www.htrmoney.co.uk to get a download. Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort

This episode was requested by Jay, a member of our Facebook group (click here to apply to join for free), and it is a great topic - thanks Jay! Using other people's money: do you have the right mindset for success? Ray and Nigel cover the following topics: What is other people’s money? How do you use other people’s money? Why would you want to use OPM? Biggest problems people have: Fear of asking for money; Fear of asking for enough; Fear of asking for more Risk – of it all going wrong this is the what if scenario planning – balance the optimist and pessimist CREST – I have holes in the CREST model so it won’t work for me Paying it back – on time, with interest Communication – laying out the terms of the loan and how it ends When should you look for OPM? Where do I look for OPM? What if they say no…what if they say YES! Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link:

Make your life easier by thinking for a moment about the biggest fears an investor might have investing in you...and answer those fearful questions BEFORE they even ask them. Why?  Because it shows understanding, builds trust and is good for business! Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment

Ray and Nigel discuss the economy and the impact on raising money. Is it all positive or are there rocky times ahead? Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that yo

We didn't think it could happen but the Banks have finally revealed their most shocking assessment yet...and Nigel just could not believe it.  Also, as a shortage of small chocolate flakes threatens the an ice cream meltdown, we ask the important question.  Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for en

It is an often asked question - "Can I get 100% funding?" - and so Ray and Nigel discuss the answer...is it possible? Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE  https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information t