Fintech Insider By 11:fs

Our expert hosts, David Brear and Lindsey Kistler, are joined by some great guests to talk about designing products for fintech & insurtech. We cover how to make design in the context of Fintech & insurtech stand out, gamification, getting information across to users seamlessly, the role of the UX designer, and much much more. This week's guests include: Dominic Holton, COO, DeadHappy Edoardo Moreni, Co-Founder & CEO, Emma All of this and much much more on today's episode! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than th

Our expert hosts, Adam Davis and Nick Funnell, are joined by some great guests to talk about the role of the engineer in the context of Fintech. Engineers are essential to any software company, large or small, but they may not always be the most front-facing figures in a product build. Engineers are traditionally seen as builders, and what we will get into today is how the face of the engineer has changed since the birth of fintech, what are some challenges they face, and how do they go about explaining technical processes to their stakeholders? This week's guests include: Simon Vans-Colina, Co-Founder at Fronted Chris Margonis, Senior Developer, Plum Amber Goldberg, Software developer at Curve All of this and much much more on today's episode! This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individ

Our expert hosts, David Brear and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Layla Qassim, Head of Strategy and Shareholder Relations at Solarisbank Alex Frean, Head of Corporate Affairs at Starling Bank We cover the following stories from the fintech and financial services space: Solarisbank raises $224M and acquires its competitor 4:19 Starling Bank makes their first acquisition as they buy Fleet Mortgages for $50m, while flying high in account switching race 9:40 Visa to acquire CurrencyCloud 23:10 Lloyds and Mastercard aim to take A2A payments mainstream 27:51 Gojek integrates with Jago for digital banking push 40:20 Tesco Bank to close all its current accounts 41:30 Goldman Sachs boosts transaction banking biz with Fiserv tie-up 43:10 Chicago Bulls team up with Shopify to launch an NFT series 44:30 This episode is sponsored by Temenos. Temenos is the

Our expert host, Simon Taylor, is joined by some great guests to talk about what is happening in the world of payments. The world is moving away from traditional payment methods - what now? This is not only on the consumer side, there is a lot of innovation on the B2B side as well. Is this movement only a good thing, is there a financial inclusion angle here and will our wallets get completely swapped out for our mobile phones? Listen in to find out more about this and much much more! This week's expert guests include: Myles Stephenson, CEO, Modulr Keith Grose, Head of UK, Plaid Sophie Guibaud, Chief Growth Officer, OpenPayd Vegar Wikhammer Heir, Chief Commercial Officer, Vipps This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software bank

Our expert hosts, Sarah Kocianski and Adam Davis, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Carlo Gualandri, Founder and CEO at Soldo Kate Drew, Director of Research at CCG Catalyst Consulting We cover the following stories from the fintech and financial services space: Revolut raises $800 million to become UK's most valuable fintech 5:20 Soldo raises $180M for its business expense platform 17:51 Square launches small business banking 32:10 IPO roundup: Robinhood is seeking a market valuation as high as $35 billion from their upcoming IPO and Paytm look to IPO in India with a raise of $2.2bn 42:55 Yapily raises $51M for its open banking API 52:59 Serena Williams invests in credit building startup Esusu 55:16 Treasury Prime announce Customizable Card Controls to Increase Transactions While Reducing Fraud 57:10 FCA loses £300k worth of electronic devices, this news arises a year aft

Our expert hosts, Adam Davis and Mariette Ferreira, are joined by some great guests to dive into all things influencer marketing. Influencer marketing is something common in travel, fashion and beauty, but it’s also become a common phenomenon in the financial industries. We want to look at what influencer marketing looks like in the context of finance, how it is executed but also some of the barriers that surround it. Listen in to find out more about this and much much more! This week's expert guests include: Alexandra Frean, Chief Corporate Affairs Officer, Starling Bank Adam Hadi, VP Marketing at Current AJ Coyne, Head of Marketing, Klarna This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital exper

Our expert hosts, Sarah Kocianski and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ali Niknam, Founder & CEO, Bunq Nigel Verdon, CEO, Railsbank We cover the following stories from the fintech and financial services space: Bunq celebrates $228 million funding! 2:40 Railsbank raises $70m in global expansion plans 12:21 NatWest launches carbon footprint tracker for its mobile banking app 26:06 The BuyNowPayLater roundup, starting with: Apple partners Goldman Sachs for BNPL play 35:30 US proptech Better HoldCo has acquired UK mortgage provider Trussle 45:18 NAB invests A$160m in branch revamp 46:38 Tide banking valued at $650m, after securing $100m in funding 48:20 Nude lets couples ‘Team-up’ to see each other’s savings progress 50:36 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion pe

Our expert hosts, David Brear and Tim Heard, are joined by some great guests to dive into all thing new banking business models. We start by looking at what the industry looks like now. Where are we, what are the banking models that we’ve seen come out and how has the industry changed due to them? What is driving transformation and new business models, is it new tech, or is it that banks are trying to keep up with others, or is it down to customer expectations? The second part of this conversation focuses on looking at digital transformation in the financial industries, and how we best take advantage of these and what the bank of the future will look like. How do we best take advantage of new business models? Listen in to find out more about this and much much more! This week's expert guests include: Janine Hirt, CEO, Innovate Finance Sam Sidhu, President & CEO, Customers Bank This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks ser

Our expert hosts, Simon Taylor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Billie Simmons, CCO and co-founder, Daylight Peter Lord, CEO of Codat Soundbite: Daniel Marovitz, Senior Vice President of Fintech, Booking.com We cover the following stories from the fintech and financial services space: Robinhood files to go public 2:40 Daylight raises millions to build a digital banking platform designed for and by the LGBTQ+ community 14:58 Codat raises $40M from Tiger for its SMB-focused API service 27:54 Booking.com creates fintech unit 37:00 Nigeria's FairMoney raises $42m 48:02 Pleo raises $150M for managing expenses for SMBs 49:06 Barclays stops UK clients from sending funds to Binance 50:11 Chase customers become instant billionaires 51:26 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks s

Our expert host, Sarah Kocianski, is joined by some great guests to dive into the gig economy. The gig economy is en route to generate $455 billion globally by 2023, and in 2020 gig workers represented around 35% of the US workforce. There currently is no universal definition of a gig worker, but one common explanation is that gig workers are independent contractors or freelancers who typically do short-terms work for multiple clients. Why is it so difficult for financial services companies to cater to gig workers? Are the workers' financial needs too unusual? What impact does a growing gig economy have on the financial services industry — does it force providers to look for ways to serve the market to avoid being left behind? These are some of the questions we try to answer on today's episode. This week's expert guests include: Craig Lewis, Founder & CEO, Gigwage Oona Rokyta, Co - Founder & CEO, Lance Atif Siddiqi, Founder & CEO, Branch This episode is sponsored by Temenos. Temenos is the wo

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Gabriel le Roux, Co-founder of Primer.io Joakim Sjöblom, Co-founder and CEO of Minna Technologies Soundbites: Oliver Prill, CEO Tide We cover the following stories from the fintech and financial services space: Visa to buy Swedish fintech Tink for $2.2 billion 3:51 Nordic mobile wallets Vipps, MobilePay and Pivo to merge 15:20 Tide prepares to enter India with a 5 year strategy 27:04 Financial watchdog bans crypto exchange Binance from UK 41:45 Mastercard and Ant back effort to get a billion people to take green action 49:52 Killer Mike's bank has to postpone its launch again to catch up to high customer demand 51:33 SoftBank shrinks robotics business, stops Pepper production 53:10 Fed official warns CBDCs could be an “embarrassing fad”and compares them to MC Hammer’s trousers 5

Our expert host, Simon Taylor, is joined by a great panel of guests to talk about all things crypto. In the first part of the show, we want to take a look at just how far we’ve come. How far the crypto space has come in the last year - not just in terms of bitcoin surges but also the real steps forward in terms of adoption by big organisations, regulators and even central banks to start taking this crypto phenomenon seriously. Why is it booming so much now? Does crypto matter more now than it ever has before? And last but not least, is crypto mainstream, and why should we care about it? This week's expert guests include: Shivani Siroya, CEO and founder of Tala Diogo Monica, CEO of Anchorage Cuy Sheffield, Head of Crypto, Visa This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked,

Our expert hosts, Adam Davis and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shane Happach, CEO Mollie Emily Nicolle, Fintech Correspondent, Financial News Soundbites: Anna Irrera, Chief Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: JPMorgan buys investment platform Nutmeg in UK retail push 1:43 Mollie’s Series C funding round puts it in the top 5 most valuable European startups, and top 20 worldwide 13:25 AML regulations driving up compliance costs across UK 29:26 Revolut's results show a “bumper year” as revenues grow… but so do losses 39:15 11:FS Foundry, the Financial Service Operating System built by 11:FS, has today released its first drop, 11:Money 50:32 YES Bank launches musical logo 55:06 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over

Adam Davis is joined by a fantastic panel of guests to discuss lending. Lending has traditionally been the fastest and arguably most lucrative route for banks to make money, and we want to look at why so many new fintechs are turning to lending as the next product in their arsenal, and how competition is hotting up in this space. We also want to take a look at the new lending models and companies coming onto the scene and how they are finding new and innovative ways to better serve the end customer or business, vs the traditional banks. Our expert guests are: Valentina Kristensen, Director of Marketing and Comms, OakNorth Tucker Haas, CEO and founder, Quo Mark Mullen, CEO Atom Bank This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software ba

Our expert hosts, Adam Davis and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Gus Tomlinson, General Manager Identity Fraud Europe, at GBG Sammy Fry, Net Zero Lead at Tech Nation Soundbites: Matt Henderson, EMEA Business Lead at Stripe Kathryn Petralia, co-founder of Kabbage We cover the following stories from the fintech and financial services space: Stripe moves beyond payments with Stripe Identity 4:22 UK tech leaders team up to fight climate crisis 14:50 AmEx opens its first business accounts with Kabbage 29:01 Shopify expands its one-click checkout, Shop Pay, to any merchant on Facebook or Google 37:10 Laybuy brings in store BN/PL to the UK 44:50 Bitcoin tops $40,000 after Musk says Tesla could use it again 46:50 Fintech giant Wise push button on long-awaited listing 48:51 Web founder Berners-Lee to auction source code as NFT 51:09 This episode is sponso

Welcome to the latest installment of After Dark, called New World Order. We are joined by the best and the brightest in fintech and financial services industry to talk all about innovation. Innovation is happening faster than ever and fintech continues to be at the absolute forefront of it. From having all your needs in one app, to ever changing banking business models, people's wants, habits and understanding of tech have evolved dramatically. And the fintech industry is way ahead of them. Our fantastic panel conists of; Moderator Louise Smith, Chief Digital Officer, Lloyd's Panel 1 Sarah Kocianski, 11:FS Head of Competitor Strategy Daniel Hegarty, Habito Founder & CEO Panel 2 Jason Bates, 11:FS Co-Founder & Deputy CEO  Neri Tollardo, Strategy Director at Tinkoff Group Panel 3 David Brear, 11:FS Co-Founder & Group CEO Janine Hirt, CEO, Innovate Finance The full agenda: Jason Bates, What does Truly Digital mean? Round 1: Who is at the steering wheel of innovation?

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: AJ Coyne, UK Marketing Lead at Klarna Natasha Jones, Investor at Octopus Ventures Ruth Foxe-Blader, Partner at Anthemis We cover the following stories from the fintech and financial services space: Nubank’s $750M “megaround” 03:03 Klarna takes on credit cards with in-app instalment shopping at all UK online retailers 14:40 Marqeta prices IPO above range, valuing startup at $15 billion 27:26 Bank of England lays down regulatory expectations for stablecoins 38:56 Plum moves into retirement savings 50:00 Hong Kong goes all in on Fintech 51:39 Massachusetts sets up fintech hub 53:06 Rapper A$AP Rocky becomes Klarna CEO for the day 54:44 This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our

Our expert host, Sarah Kocianski, is joined by some great guests unpack anti-money laundering — or AML — practices in banking and financial services and how they can be rethought and reconstructed. We take a look at challenges of AML in its current form, the current status of financial crime in the UK and Europe, how can FIs improve the quality of data they’re using from both internal and external sources, as well as deep-diving into the future of AML and what it holds. All of this and much more on today's episode! This week's guests include: Livia Benisty, Global Head of Business AML at Banking Circle Natasha Vernier, Co-founder and CEO at Cable/ Senior Advisor at FINTRAIL - formerly head of Financial Crime at Monzo Sian Lewin, The “Reg Doctor”, Co-Founder & Head of Client Delivery at RegTech Associates, Founder of RegTech Women This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Vi

Our expert hosts, David Brear and debutante co-host Benjamin Ensor, Director of Research at 11:FS, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Pablo Viguera, CEO and co-founder of Belvo Aisling Finn, Reporter at Altfi We cover the following stories from the fintech and financial services space: Belvo, Latam’s Plaid, raises $43M to scale it’s API for financial services (03:41) Crowdcube to launch IPO platform for retail investors as Curve smashes the Crowdcube funding record (17:14) Cash to account for just seven percent of in-store purchases by 2024 (28:31) SVB-led $100M investment makes Chipper Cash Africa’s ‘most valuable startup’ (40:07) Sandwell Bitcoin mine found stealing electricity (48:24) If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter to join the conversation, or alternatively email podcasts@11fs.com! This episode

Our expert host, David Brear, is joined by some great guests to talk about mortgages and how the industry has evolved in the last few years. The government announced a stamp duty holiday during lockdown, the property market boomed despite a shaky financial landscape - but how have mortgages evolved during this time? Joining us today are: Francesca Carlesi, Co-Founder & CEO of Molo Finance Richard Hayes, Co-Founder & CEO of https://mojomortgages.com/ We also hear from Daniel Hegarty, Founder & CEO of Habito, to give us his view on how the market has evolved. This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn