Fintech Insider By 11:fs

Our expert hosts, Adam Davis and Kate Moody, are joined by some great guests to talk about the at the evolution of Super Apps. How did the Super App come about in the first place, what constitutes a Super App and will all fintechs become a Super App? The panel also takes a look at some geographical, cultural and technical differences when it comes to Super Apps, and some of the reasons as to why they are more established in some geographies than others. . This week's guests include: Neri Tollardo, VP Strategy, Tinkoff Bank David Handlos. Founder & CEO, StoCard This episode is sponsored by Temenos Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are

Our expert host, David Brear, is joined by some great guests to talk about all things embedded finance. What are the benefits of embedded finance, what it looks like, why it’s a good thing for both businesses and consumers, and what tech actually makes embedded finance possible. Looking ahead to see what the future of embedded finance could be - we’re only scratching the surface right now. With a space full of opportunity and potential of growth, David Brear and his guests unpack embedded and open source finance to get a hint of what the future holds. All of this and much more on today's show! This week's guests include: Wade Arnold, CEO, Moov.io Tui Allen, Senior Product Leader at Shopify Gabriele Columbro, Exec Director, FINOS This episode is sponsored by Temenos Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked,

Our expert host, David Brear is joined by some great guests to dig into what constitutes as progressive regulation and how fintechs work with regulators. We also look at some geographical differences when it comes to regulation, what do fintechs want and expect from a regulator and how can fintechs work to help regulators. All of this and much more on today's epispde! This week's guests include: Deniz Güven, CEO and Executive Board Director of Mox Bank Jo Ann Barefoot, CEO & Cofounder at Alliance for Innovative Regulation Francesca Hopwood Road, Head of RegTech and Advanced Analytics at Financial Conduct Authority This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your busine

Our expert hosts, David Brear and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Livia Benisty, Global Head of Business AML at Banking Circle Natasha Jones, Early Stage investor at Octopus Ventures We cover the following stories from the fintech and financial services space: Fintech logs a record breaking Q1 of 2021 for VC investment globally 03:01 Wealthsimple raises C$750M 18:26 HSBC's Voice ID prevents £249 million of attempted fraud 30:05 Vivid Money raises $73M to build a European financial Super App 40:54 $4.3 billion fintech darling Marqeta is planning an IPO as early as June 47:12 Controversial fintech Lanistar scores FCA approval 49:16 Bitcoin is coming to hundreds of U.S. banks this year, says crypto custody firm NYDIG 51:16 Alt.bank, Brazil’s latest fintech targeting the unbanked raises $5.5M in Series A 54:24 Sotheby's will now accept cryptocurrency, sta

Our expert hosts, David Brear and Sarah Kocianski, are joined by some great guests to talk about insurtechs and fintechs. The panel take a deep dive into what the current UK insurtech market looks like, why fintechs should be aware of insurtechs, and how fintechs are paving the way for insurtech innovation. All of this and more on this episode! This week's guests include: Nigel Walsh, Managing Director, Insurance, Google David Vanek, Co-Founder & CEO, Anorak Sophie Winwood, Investor, Anthemis This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, tech

Our expert hosts, Sarah Kocianski and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jasper Martens, CMO at PensionBee Andy Wiggan, VP Product Management at GoCardless Stuart Sopp, CEO and founder of Current We cover the following stories from the fintech and financial services space: PensionBee’s IPO and listing on the London Stock Exchange 2:54 Current triples its valuation with its Series D round and new investor, a16z 15:36 GoCardless break into Open Banking with new InstantPay initiative 34:13 Barclays US and Amount launch white label BNPL suite 45:45 Dutch neo-broker BUX raises $80 million 54:59 Teen banking service Step raises $100M Series C, as Kids-focused fintech Greenlight raises $260M in a16z-led Series D 57:40 Turkey arrests dozens as crypto exchange boss flees country 59:54 Standard Life Aberdeen faces mockery for Abrdn rebrand 01:02:00 This episode is s

Our expert host, Sarah Kocianski, is joined by some great guests to talk about Open Finance. Earlier this year we produced an After Dark event which focussed on Open Finance, but since then the FCA have released the feedback they got from the industry from the call for input that they issued in December 2019. We have now gathered some of the greatest minds in the industry to discuss the outcome of that, talk about the concerns the FCA identified, but also how we maximise the potential . All of this and much more on today's episode. This week's guests include: Alan Ainsworth, Head of Policy, Legal and External Communications at the Open Banking Implementation Entity Sam Oakley, Head of marketing at Bud Andria Evripidou, Public Policy and Compliance Lead at Yapily This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payme

Our expert hosts, Melissa Stringer and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ellen Moeller - Head of EMEA Partnerships at Stripe Anna Irrera, Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: Stripe Issuing launches in Europe 1:50 Venmo launches crypto buying and selling 14:03 FintechOS nabs $65.5M for a low-code approach to modernizing legacy banking 27:27 Rishi Sunak announces Task Force to explore British CBDC 40:26 Apple introduces Apple Card Family, enabling people to share Apple Card and build credit together 50:19 Klarna launches carbon footprint insights for 90 million consumers 57:50 Revolut plots path to $10bn valuation with new funding 59:12 Goldman Sachs invest $50M in Starling Bank 01:01:00 Slim Jim Has a Dogecoin Strategy. News of It Sends DOGE to a new all time high 01:02:46 This epi

Our expert host, Adam Davis, are joined by some great guests to talk about sustainability in the financial services industry. After covering what products are available for climate aware customers, Adam and the guests now want to look at the bigger and talk about what the financial industry is currently doing, what they could do more of and what a sustainable approach might be for hiring in the future. All of this and much more on today's episode. This week's guests include: Matt Rees of the European Investment Bank and host of the Climate Solutions podcast Georg Ludviksson, CEO & Co-Founder of Meniga Clare Reilly, Chief Engagement Officer, PensionBee This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services fo

Our expert hosts, Sarah Kocianski and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Geoff Charles, Head of Product at Ramp Myles Stephenson, CEO at Modulr We cover the following stories from the fintech and financial services space: Two-year old Ramp joins fintech Unicorn club 2:36 Modulr received strategic investment from the venture arm of FIS 14:41 China Creates Its Own Digital Currency 27:08 Mortgage is suddenly sexy as SoftBank pumps $500M in Better.com at $6B valuation 35:55 Mastercard unveils carbon calculator for banks 46:48 Trustly seeks €9 billion valuation on IPO 48:42 Nubank pumps funds into Mexican unit 50:08 France’s central bank threatens fintech industry with three years imprisonment for misusing the term “neobank” 52:00 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions

Our expert hosts, David Brear and Jason Bates, are joined by some great guests to talk about how you can get to market quickly. What is the next iteration of banking as a service? How can you overcome certain issues and what is a better solution than BaaS? All this and much more. This week's guests include: Ray Brash, CEO PPS Tui Allen, Senior Producer Leader, at Shopify Aadeel Peerally, Director of Product Management at Delivery Hero Brands looking to embed financial services in their products want to get to market quickly. And they don't want the heavy lift of building finance workflows and managing regulation. 11:FS Foundry is the answer. It's our Financial Services Operating System, that lets you embed finance in weeks, not years. And it gives you pre-built smart features that help you win customers. To find our more and get a demo, head to 11fs.com/foundry today! This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions

Our expert hosts, Adam Davis and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Keith Grose, Head of Europe, Plaid Emily Nicolle, Fintech Correspondent, Financial News We cover the following stories from the fintech and financial services space: Plaid raised $425 million in a Series D funding round for a global financial data network 51:40 Coinbase Posts Record $1.8 Billion In Revenue As Crypto Market Shoots Past $2 Trillion 13:10 Revolut to launch major US blitz as it targets a million users this year 23:49 Brazilian Central Bank Gives Green Light To WhatsApp Payments as Facebook US tests P2P payments 35:50 Snoop partners with Accepty for 'hyper-personalised' lending tool 43:40 Clubhouse partners with Stripe to let you send money directly to creators by tapping on their profile 45:24 Former banking lobby chief Jones joins shared branches start-up OneBanks 47:30 Coin-

Our expert host Sarah Kocianski is joined by some great guests to talk about building and maintaining trust in digital financial services. Right now, trust in the FS industry is rising and trust in the tech industry is decreasing — how can we balance the two and create financial products and services that customers trust? We have published a research report with Mitek on this exact topic and we leant on the framework of that report for today’s discussion to look at 4 areas of focus today: capability, competence, care and purpose when it comes to building trust. This week's guests include: Stephen Ritter - Mitek CTO Andy Moore - Design Director, ANNA Money Becky Danks - Product Manager at Yapily To find out more, download the report with Mitek here: http://bit.ly/digitaltrustreport2021 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them

Our expert hosts, Adam Davis and Melissa Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Daniel Lanyon, Editor in Chief at Altfi. Nuno Sebastao - CEO Feedzai We cover the following stories from the fintech and financial services space: Regulator applies brakes to Crowdcube and Seedrs merger, we also heard from CEO & co-founder of Crowdcube Darren Westlake to give us their perspective (3:10) Feedzai achieves Unicorn status on $200 million fund raise (15:03) Santander UK to close 111 branches and overhaul office space as Nationwide allows employees to “work from anywhere” (29:11) Stripe invests in Ramp at $1.6 Billion Valuation (37:10) FS giants join $40m Greenwood funding round (44:08) US fintech Sincere to target “pet parents” with debit cards (52:47) This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Financial Insti

Our expert host Simon Taylor is joined by a panel of great guests to talk about payroll APIs. Fintech enablers and infrastructure has been one of the most important catalysts for recent growth in the financial services. In recent months we’ve seen new platforms pop up that give fintechs access to more data, using payroll APIs. But what is it, how does it work and what problems does it really solve? This week's guests include: Kurt Lin, Co-Founder & CEO of Pinwheel Ahmed Siddiqui, VP Product, Branch Katie Neal, Outreach and advocacy manager, Plaid This episode is brought to you by Banking Circle. A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business. Find out more at bankingcircle.com Fintech Insider by 1

Our expert hosts Adam Davis and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Charles McManus, CEO of Clear Bank Babs Ogundeyi, Founder and CEO of Kuda Bank We cover the following stories from the fintech and financial services space: The dark side of BaaS: One third of European fintechs have faced regulatory intervention because of their partner bank 02:31 Nigerian challenger Kuda Bank raises $25m in Series A funding 20:12 OakNorth profits surge to £77.6m despite pandemic 36:22 Comment from Valentina Kristensen, Director of Marketing and Comms at OakNorth 37:29 Freetrade raises £50M 45:25 Zopa raises £20 million after exceeding bank performance targets 53:25 Comment from Jaidev Janardana, CEO of Zopa 54:27 Monty Python gets in on NFTs 01:04:23 This episode is sponsored by Banking Circle A fully licensed bank focused on payments, Banking Circle gives Fina

Simon is joined by some great guests to talk about to talk about banking architecture and how banking technology is structured. We’re looking at how bank tech works today, how it's typically and histrocially been strucutred and why that playbook doesn't necessarily work in a digital age. We discuss the challenges the big banks currently face but also the opportunities that they could take advantage of and how to get there. This week's guests include: Ewan Silver, 11:FS CTO Simon Van-Colina, CTO and Co-founder of Fronted Peter Hazlehurst, Co-founder and CEO and Synctera Christin Brown, Global Financial Services Strategy & Solutions Lead, at Google Cloud. *This episode is sponsored by Banking Circle! * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banki

Our expert hosts, David Brear and Mel Stringer are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Oscar Williams-Grut, Senior City Correspondent at Yahoo Finance Miguel Armaza, Co-President & Podcast host, Wharton Fintech We cover the following stories from the fintech and financial services space: Stripe raises $600 million at a $95bn valuation BlockFi Completes $350 Million Series D Funding Round New challenger Ikigai (ee-key-guy) combines digital banking and wealth management CommBank steps into BNPL fray Tencent Loses $62 Billion, Wiping Out Value of Fintech Business And Elon Musk now identifies as Technoking of Tesla *This episode is sponsored by Banking Circle! * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost

Our expert hosts, Sarah Kocianski & Adam Davis are back leading another Fintech Insider After Dark event! This time we are focussing on Open Finance. Open Finance is easily one of the hottest topics in the financial services industries at this moment, but how much do we actually know about this technology? The panel takes a look at what the differences and similarities are compared to the PSD2 implementation, and what some of the concerns are in regards to GDPR and customer security. We also talk about what opprtunities this technology opens up, bust some common myths and answer the burning question: Should we be excited about the possibilities of Open Finance? Joining us to talk about this are: Dan Kahn, Open Finance Lead at Plaid Jack Wilson, Head of Policy and Public Affairs, TrueLayer Nilixa Devlukia, Founder, Payments Solved This podcast is brought to you by Mitek. Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mit

Welcome to Fintech Insider 'In conversation with", recorded live on Clubhouse. In this very special episode, David and Jason spoke to Boe Hartman, CTO at Nomi Health, and one of the lead architects behind Marcus by Goldman Sachs to discuss whether banks can really build tech? Boe shares some key learnings from his career to date; how he created change within some of the biggest banks in the world, the challenges he faced and how he overcame them; and also insights into his brand new start up in the insurtech space, Nomi Health. Come and join the conversation next time we're live! Search 11:FS Fintech Insider on Clubhouse to join our club! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive int