Fintech Insider By 11:fs

Our expert hosts, Simon Taylor and Adam Davies, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Frean - Head of Corporate Affairs, Starling Bank Alan Ainsworth, Head of Policy for Open Banking We cover the following stories from the fintech and financial services space: Starling eyes M&A as it is valued at £1.1bn in £272m funding round OBIE and UK Finance set out the future model for Open Banking Passion Capital invites the general public to join venture fund SoFi to buy community lender to accelerate bank charter application Africa’s Flutterwave banks $170 million in fresh capital And finally - the Winklevoss twins' crypto company to sponsor Oxford and Cambridge boat race *This episode is sponsored by Banking Circle! * A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries,

This Monday was International Women’s day, and theme of the day is #ChooseToChallenge. So on today’s show we’re choosing to challenge why fintech app assistants are overwhelmingly female, what this means for the industry and particularly for the view of women in the industry, and whether app assistants should have a name or a gender at all. Sarah Kocianski hosts a fantastic panel of guests to dig deep into this. We were joined by: Emily Nicolle - Fintech correspondent, Financial News Soledad Abad - UX and content designer, BBVA Elise Nunn - Head of Product Data at Plum Amanda Cercas Curry, PhD student Heriot-Watt University in Edinburgh and co-host of the podcast Let's Chat Ethics As always, if you want to join the conversation, find us on social media just search for 11:FS or Fintech Insider or email podcasts@11fs.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear

Our expert hosts, Ross and Mel, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Asya Bradley, Founder and COO First Boulevard Anna Irrera, Fintech Correspondent, Reuters We cover the following stories from the fintech and financial services space: Square Financial Services Begins Banking Operations First Boulevard raises $5m for Black community-focused neobank FCA hires top team of women to stem financial scandals Revolut, Starling Bank and Wise bosses among 15 CEOs joining Bulb’s Tech Zero taskforce Money for Nothing as Crowdcube funding record is smashed Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of w

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ron Kalifa, OBE, Chairman of Network International and Future Learn Charlotte Crosswell, CEO of Innovate Finance We cover the following stories from the fintech and financial services space: The Kalifa Fintech Review 03:22 Basiq brings Open Banking to bear on consumer BNPL debt as AfterPay teams up with Stripe 31:58 Former Bank of England Governor Mark Carney joins the board of Stripe 39:21 Brex files for bank charter 48:18 Michael Bolton wants you to break up with your brokerage 1:03:19 Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehe

Simon Taylor is joined by some great guests to talk about cashless societies. In recen years the popularity of cash has dwindled as digital payments have become faster, cheaper and more convenient. In the UK, Sweden, China and many parts of the world we’re moving closer and closer to a cashless economy. The panel explores what would happen if we started from scratch now: What would our ideal financial system look like and how can we get from where we are now to where we want to be - and would we use cash at all? Joining us today are: David Dechamps – Senior Vice President, Digital Payments & Labs for Mastercard in Europe Joseph Hajj - Chief Strategy Officer, Swish Nadia Costanzo - Head of Banking for MEA & Latin America at Wise This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Serv

Our expert hosts, Simon Taylor and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Jamie Campbell, CEO and co-founder, Fronted Tom Renwick, Business Banking Propositions Manager at Atom Bank Jonas Templestein, CTO and co-founder of Monzo We cover the following stories from the fintech and financial services space: Atom signs Open Banking deal with Plaid A big week for Monzo Fronted launches to offer loans to cover rent deposits IPOs: Marqeta has filed for one, PensionBee plans to give customers access to their shares when they IPO, and many US fintechs take the SPAC route to going public Build your own bank: Ikea acquires 49% stake in Ikano Bank This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBank

On the surface, the world of payments is constantly evolving. With the likes of PayPal, Venmo and a multitude of other consumer fintechs, peer-to-peer payments and consumer-to-business payments have seen rapid and innovative advancements in recent year. The same, however, cannot be said for business-to-business. Although global B2B payments dwarf any other kind, they still seem to dwell in a relative Stone Age of innovation and efficiency. So how can B2B payments be better? Are stablecoins the answer or does the solution lie in the existing infrastructure? In this episode, Simon Taylor and guests try to answer just that. Joining the show this week are: Jeremy Allaire - Co-founder and CEO at Circle Rita Liu - Chief Operating Officer at Mode Robert Leshner - Founder & CEO, Compound This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of M

Our expert hosts, Simon Taylor and Kate Moody are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Rhian Lewis - Author of the Cryptocurrency Revolution & Co-developer of altcoin portfolio tracker CountMyCrypto Nicolas Weng Kan - CEO of Yolt and Yolt Technology Services We cover the following stories from the fintech and financial services space: Tesla says it has bought $1.5 billion worth of bitcoin Yolt brings Open Banking to mortgage lending Monzo on course to raise a further £50 million Klarna opens first bank account; eyes $500 million fund raise Anonymous fintech start-up Millions raises $3 million and gives away cash on Twitter This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Bank

In this episode of Fintech Insider, David Brear and guests delve into all things cloud. Focusing on how banks and financial services can migrate to the cloud and remain compliant along the way, we also examine how technology and regulation can work together as cloud technology evolves. Joining David to discuss the topic are: Howard Boville - Head of IBM Hybrid Cloud Platform Jo Ann Barefoot - CEO & Cofounder at Alliance for Innovative Regulation; Cofounder at Hummingbird Regtech Together they explore the regulatory challenges in financial services and how cloud implementation can help, the ways in which technology and regulation can work symbiotically, and their predictions on what will come next in the cloud and finance space. This episode is sponsored by IBM. Want to check out the IBM Public cloud offering? Check it out here! http://ibm.co/36eJOnC Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products t

Between various office moves, company growth and of course, the pandemic, 4+ years and 500 episodes has whizzed by. In honour of the momentous occasion, David Brear, Simon Taylor and Jason Bates have come back together to look back on the biggest fintech and financial services topics from our time in your podcast feed. We take a trip down memory lane and revisit some of our key episodes and catch up with some of our favourite guests. Joining us for this special episode are: Anna Irrera - Chief Correspondent at Reuters Jack Gavigan - Executive Director at the Zcash Foundation Nick Ogden - Founder of RTGS.Global and Clear Bank Sam Maule - Key Account Executive at Google This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global l

Between BaaS and SaaS, cloud and core banking it seems like every company is involved in outsourcing in some way. In this episode, we lift the lid on how outsourcing works in the banking ecosystem from an integration, risk and compliance standpoint, and explore the opportunities and challenges that come along with it. Joining David to discuss this week are: Latha Katam - COO, RFT at Deutsche Bank Andreas Wolf - Chief Commercial Officer at Raisin Bank and Head of Banking at Raisin Joanne Dewar - CEO at Global Processing Services This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligenc

Our expert hosts are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Ossama Soliman - Chief Product Officer, TrueLayer Enzo Casasola - Head of RegTech at Suade Labs We cover the following stories from the fintech and financial services space: TrueLayer launches payments-as-a-service product Mastercard to increase fees for UK purchases from EU Stripe leads $102m funding round for one-click shopping startup Fast Big US banks pilot data sharing risk assessment service GameStop can’t stop going up This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification soluti

As we steadily move our lives online, the financial experiences of children and young people are becoming increasingly digital too. In this episode of Fintech Insider, Simon Taylor sits down with guests from the industry to discuss child accounts, kids’ cards and financial literacy for young people. We find out how the use of financial tools for kids is developing - particularly as a result of the pandemic - and the risks, challenges and opportunities that come along with an increasing number of children engaging with digital financial products. Joining Simon for the discussion are: Stephen Dury - Direction of Innovation, Santander Louise Hill - Co-founder & Chief Operating Officer, gohenry Maisum Dairkee - Lead Product Owner, Revolut Junior This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Oliver Prill - CEO, Tide Tosin Agbabiaka - Early Stage Investor, Octopus Ventures. We also spkoe to we spoke to Vidya Peters, CMO at Marqeta to hear more about their story. We cover the following stories from the fintech and financial services space: It been a busy week for Goldman, as Marcus offers checking accounts with Marqeta in the US, while hunting for acquisition opportunities for Marcus UK. Tide to launch in India Monzo founder Tom Blomfield is departing the challenger bank and says he’s ‘struggled’ during the pandemic - Grab’s financial services arm raises $300M Paypal takes full ownership of Chinese payments company GoPay Jamie Dimon says JPMC should be “scared shitless” about fintech This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal

As COVID-19, the ensuing economic crisis, and recent calls for racial justice show, the cost of complacency toward matters of equity is reaching an inflection point. With statistics that show that both those making the decisions and those receiving the benefits are overwhelmingly white and male, the VC industry clearly has a diversity problem that needs to be addressed from top to bottom. In this episode of Fintech Insider: Insights, Simon Tayor is joined by some great guests to dive into the topic: Jillian Williams - Investment Principal at Anthemis & Head of BLCK VC NYC David Mott - Chair of the Venture Capital Committee at the British Private Equity and Venture Capital Association & Co-Founder of Oxford Capital Jennifer Neundorfer -  Co-Founder & General Partner at January Ventures This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of

Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Shamir Karkal - Co-founder and CEO of Sila, former Co-founder and CTO of Simple Bradley Riss - Chief Commercial Officer, Checkout.com We cover the following stories from the fintech and financial services space: BBVA says that it is shutting down banking app Simple, and will transfer its users to BBVA USA London’s Checkout.com becomes Europe’s most valuable fintech at $15bn Plaid and Visa end plans for their monster merger, almost a year after it was announced Online lender SoFi to go public through merger with SPAC FCA sounds alarm bell over high risk crypto assets as banks won’t accept transfers from crypto wallets Two guesses left to access £175MILLION bitcoin account This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that hel

With the help of fintechs, BaaS, third party providers and even M&As, banking as we know it is changing. Partnerships are proving to be the key to unlocking what the future of the banking ecosystem will look like. In this episode, Adam Davis sits down with a panel of guests for an insightful conversation about how partnership in finance could have the potential to change the entire ecosystem of banking. Joining Adam on the show are: Victoria Roberts - Director of Fintech Delivery Panel at Tech Nation Jason Wilkinson-Brown - Head of Partnerships, TSB Keith Grose - Head of UK, Plaid This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest a

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Anna Irrera - Fintech Correspondent, Reuters Iana Vidal - Head of Policy and Government Affairs at Innovate Finance We cover the following stories from the fintech and financial services space: Brexit: UK to start talks on quick EU financial services agreement (03:28) China tries to reign in Ant Group as Jack Ma seemingly goes missing (13:18) Goldman Sachs to offer digital wealth management to Main Street investors (22:38) N26 scoops Brazilian banking licence to take on Nubank (30:26) Robinhood user says $300,000 restored from hack, then taken back! (37:48) Google workers form tech giant’s first labour union (48:45) This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentia

How we save has gone through some major transformations over the years, and the pandemic is only propelling these changes further. From fintech disruption and the power of Open Banking to the role of financial education and generational differences, Simon sits down with a fantastic panel of guests to dive into why and how the ways in which we approach saving is changing. Joining Simon for this episode are: Chris Hutchins - Head of Financial Automation, Wealthfront Corinna Lamberti - VP of Product, Chip Giuseppe Caltabiano, Co-Founder & CEO, EverUp This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportuni

As the crazy year that is 2020 has finally come to an end, David, Simon, Sam and Sarah take this episode to look ahead at what they think the financial services industry will look like in 2021. They talk going all-in on digital, tailored financial advice, autonomous financial services, M&As and much more. Tune in to hear how last year's predictions went and the big themes to look out for this year! This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is a