How To Raise Money Podcast

Don't pay tax! Hold on Nigel and Ray, that's illegal isn't it? Ok, let's say Don't Pay Tax when you don't have to!  Not paying tax when you have to pay tax is definitely illegal (it's called tax evasion). But paying tax when you don't have to, simply because you didn't set your affairs up correctly, is crazy, right? And if you could arrange things so that you DON'T pay tax then that would just be seen as sensible, yes?  In fact paying tax when you don't have to is often called a tax on being ignorant. Now tax is a really contentious issue and when you talk about (not) paying tax it provokes a vicious and often unwarranted outburst from many. But let's just take a calm and rational look at things shall we? If you feel at the end of this that the tax laws are wrong then please don't get angry, instead it should be your mission to get elected and change them! In this episode what we are talking about is what is often called 'Estate Planning'. In brief this is where you look long-term, beyond your lifet

Who would have thought it? Ray and Nigel have made it to 100! A huge thank you from us both to all of our wonderful listeners. Without you we would just be two blokes chatting to each other. Instead we have really felt we are talking with friends. Thank you. Here's to the next 100. Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are

Do we really need legal documents? And if so what are they? When do we need them? Who should use them? And what happens if I don't? There is a lot of incredible info in today's episode and you may want to listen a few times. But we will have the notes and a checklist for you. Keep an eye out on the website www.htrmoney.co.uk to get a download. Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort

This episode was requested by Jay, a member of our Facebook group (click here to apply to join for free), and it is a great topic - thanks Jay! Using other people's money: do you have the right mindset for success? Ray and Nigel cover the following topics: What is other people’s money? How do you use other people’s money? Why would you want to use OPM? Biggest problems people have: Fear of asking for money; Fear of asking for enough; Fear of asking for more Risk – of it all going wrong this is the what if scenario planning – balance the optimist and pessimist CREST – I have holes in the CREST model so it won’t work for me Paying it back – on time, with interest Communication – laying out the terms of the loan and how it ends When should you look for OPM? Where do I look for OPM? What if they say no…what if they say YES! Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link:

Make your life easier by thinking for a moment about the biggest fears an investor might have investing in you...and answer those fearful questions BEFORE they even ask them. Why?  Because it shows understanding, builds trust and is good for business! Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment

Ray and Nigel discuss the economy and the impact on raising money. Is it all positive or are there rocky times ahead? Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that yo

We didn't think it could happen but the Banks have finally revealed their most shocking assessment yet...and Nigel just could not believe it.  Also, as a shortage of small chocolate flakes threatens the an ice cream meltdown, we ask the important question.  Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for en

It is an often asked question - "Can I get 100% funding?" - and so Ray and Nigel discuss the answer...is it possible? Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE  https://www.htrmoney.co.uk/ Join the new HTRM Facebook Group! Here is the link: https://www.facebook.com/groups/htrmoney/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information t

Wooah! What on earth are Ray and Nigel doing, diving into the murky world of politics?  Well they have selflessly done it so you don't have to! Does an election or do politics matter? Let's find out... Resources: Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE or https://www.htrmoney.co.uk/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you

Today Ray and Nigel walk you through the template that you can use to increase your chances of success when creating a proposal to raise money Get your free copy of The 'Perfect' Proposal Template in Just 20 Slides - HERE or https://www.htrmoney.co.uk/ If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always

We both have huge sympathy with those sectors and people who have really, really suffered through the pandemic. Many have lost loved ones and what they love. But this may offer some hope for the future because we discuss how there is more money available than ever before and it may be that NOW is the time for you to get out there and access it. If you would like Ray and Nigel to work with you then get in touch - email us at hello@htrmoney.co.uk The 'Perfect' Proposal Template in Just 20 Slides - HERE or https://www.htrmoney.co.uk/ The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like t

How to Raise £1m+  Is it possible? Is it doable? And if so how should I do it? Today Ray and Nigel talk through some of the things you MUST do to give yourself a MUCH BETTER chance to raise £1m+ To get the download of the template and guide notes, please go to https://www.htrmoney.co.uk/  and click the link for the relevant bit! The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your

One of the biggest killers of dreams is fear! Fear has stopped more people from living the life they desire than probably anything else. Why is that? Ray and Nigel discuss fear and suggest simple ways to 'punch fear in the face' and overcome things that may be stopping you from raising money. The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as

Today we look at knowledge and the fact is You Don't Know What You Don't Know - for example do you have £1m that you don't know about???!!! The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Before you do anything else, remember that anything Ray or Nigel talk about, share, discuss, etc is for entertainment purposes only. It is not financial, legal or any other advice of any sort! Do not rely on anything we say or share or do because we are doing it for entertainment purposes only. Think of it like this...we are discussing topics that people may like to investigate further; ideas and information that you might want to consider further; and that sort of thing. You should always seek your own independent advice from relevant people such as lawyers and accountants. Although Ray is a qualified solicitor and Nigel is a qualified accountant, we do not have any agreement with you unless expressly

The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Find the transcript of the episode and have a laugh at the audio-to-copy translation, there are often a few funny words the computer throws in

What have we learned from a month of Clubhouse insomnia? Today Ray and Nigel discuss HOW to get on Clubhouse, WHAT it is and WHY you might want to join the party! Check out the How To Raise Money YouTube channel to see the video demo (that is talked about in this episode) The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Find the transcript of the episode and have a laugh at the audio-to-copy translation, there are often a few funny words the computer throws in

In between recordings, Ray and Nigel chat. This bonus episode is an example of how they like to whinge...! The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Find the transcript of the episode and have a laugh at the audio-to-copy translation, there are often a few funny words the computer throws in

When Ray opens the conversation with that, the podcast is sure to go in a different direction to what we planned! Thanks to everyone who tunes in to hear us - we love you, love hearing from you and would love to hear you feedback via the Apple podcasts player! The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Find the transcript of the episode and have a laugh at the audio-to-copy translation, there are often a few funny words the computer throws in

Ray and Nigel have longed talked about banks and bankers...and now we have one! Well, actually a former banker - Danny Wicks. Danny shares why his experiences of the credit crunch, banks and customer service are so important for you today. Danny has created the 5S system to help entrepreneurs step up and grow to the next level: Strategy Structure Systemise Scale & Succession  Catch up with Danny and check out his bio in the Clubhouse @dannywicks The HTRM Book – click HERE or enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HERE or https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Find the transcript of the episode and have a laugh at the audio-to-copy translation, there are often a few funny words the computer throws in

The HTRM Book – click HEREor enter https://www.htrmoney.co.uk/book The scale of the economic impact of Covid 19 is huge!! Today, Ray and Nigel collaborate with growth expert Matt Lenzie to discuss how easy it is to start and grow a business as a way to raise money and help the economy get out of the hole it is in. The 4 Best Business Growth Strategies: 1. Increase the number of customers you have (better marketing) 2. Increase the number of purchases each customer buys (repeat or multiple purchases) 3. Increase the average spend each customer makes (upsells, cross selling, higher level sales) 4. Improve the effectiveness of the systems in the business (efficiency, friction, payment simplicity) Matt has launched the Growth Show - check him out on your favourite podcast player or at www.mattlenzie.com The HTRM Book – click HEREor enter https://www.htrmoney.co.uk/book Our website is appearing (slowly!!) HEREor https://www.htrmoney.co.uk/ Email us at hello@htrmoney.co.uk Find the transcript of the episode and