How To Raise Money Podcast

To get in touch with Ray & Nigel or to access free guides, training or find out how to work with them, go to www.htrmoney.co.uk  The website is being built as of Dec 2020 but there should be our free guides and contact details there! This episode will have the transcript on www.htrmoney.co.uk/75 (at some point!) Winston Churchill famously said 'If you're going through Hell, keep going' and that is exactly what today's guest Craig Phillips is doing! Craig, ex-navy and now a successful property developer/investor, shows us behind the curtain on one property deal that would have lesser folk want to give up. But when the chips are down, Craig reveals some great tactics and methods to make sure you keep going. These are great lessons for anyone raising money! To contact Craig email him craig@cceoproperty.com

In this episode Ray interviews "Fred"  (Not his real name) from a Boutique UK Based Family Office Fund.  Fred has been in this business for 19 years. He's an accountant by training and worked  for a Top 4 Accountancy firm on Mergers and Acquisitions and Private Equity. In this episode Fred talks about one of their own funds that we deal with which currently has £300m in deals to complete by the end of July 2020. In this current fund they still have a further £350m to spend.  You can apply here:  bit.ly/FredFundUK In anticipation of demand later on this year, due to all the Covid related inactivity, they anticipate raising a similar amount in a second fund to cope with the demand from their existing clients. They are looking for UK Based property deals that include; buying residential and commercial portfolios. Office to residential commercial conversions using permitted development. The conversion of retail parks into residential.  They also like social housing and are preparing

***If you fancy being a guest on the show then let us know!*** Ray and Nigel are back to discuss the massive issues faced by everyone during these 'interesting' times Are the people in charge the right ones for the job? Is the money flowing fast enough and to the right people? Will the action taken by governments now solve the problem or cause a bigger bill in the long run? Thanks for listening and subscribing and we give a few more shout outs to those who have been kind enough to give a review - thank you! Get Ray or me through social media @nigeltbest on Instagram

There is an unrepatriated £40bn sitting in UK banks.  Some of it might be yours.  Find out how to access it by listening to this episode. The rest of the podcast is a discussion with SSAS Pension expert Kevin Whelan from Wealthbuilders.  He talks about story and connection between developers (seeking funding) and Small Self-Administered pension holders...many of whom have an average of £300k available. If you can make the investor the HERO of your story.   If you can let the investor know that his money is SAFE.  If you understand that investors want to LEARN and if your proposal makes an IMPACT, then listen in to how you can access some of the billions available right now...even after the Lockdown ends. You can contact us for a copy of the Templates mentioned in this podcast by emailing: Ray@RaisingAngelFinance.co.uk

Ray and Nigel discuss the banks, CBILS and reality. Hold on to your hats as we open up with both barrels on this episode. Why? Because we care about business, the economy and people. And the way banks continue to behave is going to seriously affect all three. What do you think? Are you a banker? Would you like to join us to give the bank's side of the debate? Let us know!

Ever tried to borrow money from a bank and been left with an experience that makes you question ever using that bank again? We have and we are both fed up with it. In this episode we look further down the line than the short-sighted banks do and we see the light at the end of the tunnel as being a big train of trouble heading straight towards the banks chug along choo-choo. What is it with banks and their customer service? And as for the 'Underwriting department', don't get Nigel started! With customer service and bizarre lending requirements and decisions, banks are seriously going to lose borrowing customers. And whenever there is a void, something will fill it. And that could be Challenger banks or private money.  Big Banks...you are being warned... Enjoy! And of course we would love you to support the show in 3 easy steps 1. Subscribe to the podcast 2. Write a review of the podcast 3. Get in touch with us with ideas for the show or to even feature on an episode email ray@raisingangelfinance.co.uk or&

Ever struggled with High Street Banks? We have!! And the new kids on the block are after our business as a result. Challenger Banks are shaking up the status quo.  Have you got one of the new banking apps? What do you think? Will the Big 4 struggle in the future? Is it purely down to tech or is customer service (or lack of it) what will make you choose your next bank? Would you like to hear one of the bank bosses on the podcast? If you know one of them tell us and we will see if it can be arranged! Subscribe, review and get in touch with us! ray@raisingangelfinance.co.uk on email @nigeltbest on Instagram The description below is courtesy of good old Wikipedia

Do you want to invest in companies or property? You may already invest. If you are, then here's a top 10 of things to consider. If you think I've left something out or if you are an investor with anything to add.... Feel free to email me with any tips or advice of your own; Ray@RaisingAngelFinance.co.uk

How do Ray and Nigel plan, record and produce their podcast? What do they discuss? What are they doing back there? Apologies the audio is less than perfect on this one but we hope you still enjoy it!

Dragons Den/Shark Tank (style) exposure and how you can make that work for you. In the past the theory was it took 7 touch points before a person would buy. New research says that may be up to 33 touches!! And that it may take up to two years for 80% of people to make the decision to buy - with fewer than 15% willing to buy in the first 30 days. What does this mean for you? Get on Dragons Den?! Possibly. But as that is unlikely, you need to take control of your digital footprint. Remember that people will check you out online so what are you going to put out? Here is our guide to what might help you: 1. Create a video - a short 3 minute pitch to “whom it may concern”. This is your own Dragons Den style pitch. Why? Because this will be viewed by people checking you out!  2. What does your digital footprint say about you? Why is this important? It should reflect you in whatever light you want - professional, investible?   3. Make sure you have consistent info about you across Google  Website Blo

On the HTRM podcast we often talk about 'big' deals and 'big' money but what if you believe a few £000 is 'big'? Does the scale, size and risk of raising money scare you? Put you off raising money? Hold you back from what you want to do? Keep you locked in a job you no longer love? If that feels like it could be you then today's episode is perfect for you.  Whatever the level of raising money you attempt, it can always feel scary - like you're risking everything and you could lose it all.  That's why we have Joanne O'Connor, a disillusioned Art teacher, on the podcast. Joanne is a great example of how to overcome those mental hurdles when you want to do something more but the fear of money and risk might be holding you back. This is a lesson(!) in trust and faith in a process that is well known and well-worn (Property). Because when you begin to doubt, worry and fret, you need something to hold on to and the process may just be what you need. Joanne talks about money she didn't know she had, asking

Today we have a special interview for you! Ray met up with Thor Holt, the Entrepreneur in Residence at MIT in Boston. Thor specialises in helping deliver client pitches for money...nice! So get your pen and paper ready to take some notes! To get in touch with Ray you can message him on Twitter @ray_mclennan or Nigel at nigel@nigeltbest.com

Chicken or egg?  Money or deal? Which comes first? It's a real dilemma for many people and we are going to give you the HTRM answer! As ever, we are very grateful that you have taken the time to listen to us today and we'd love you to share the podcast with friends (and strangers!!) and of course if you review us then we will give you a shout out...fame at last!! @ray_mclennan for Ray on Twitter access the online HTRM application here https://m.me/businessprofitclub?ref=w6046334 and try Nigel's Rock Paper Scissors challenge at https://m.me/businessprofitclub?ref=w7842812 

A good product, a good idea or a good offer may get the attention of an investor BUT at the end of the day an investor will invest in a team and in a team of people they trust The 7 Steps to a Good Pitch – what we’ve learned from 000s of pitches over many, many years. The 7 Steps: 1. Be authentic. You can’t fake it 2. Be scalable 3. Have a team that can answer technical and financial questions 4. Be a problem solver 5. Show the unique difference between you and your competitors 6. Demonstrate the Marketing plan 7. Explain the team The link to the application to raise or invest is here via our chatbot: https://m.me/businessprofitclub?ref=w6046334 Contact Ray on @ray_mclennan

This is the final part of our 101 Guide to raising money and today's episode is how to Choose and Close the investor and investment! Choosing and Closing Focus your choice on what an investor can do for you and your business - now and in the future: Remember why you want an investor, what you want them to bring and what you want them to do/not do. Don't forget an investor now may not be the investor in the future. Hire the right legal advisor and get all legal documents in order: Find someone experienced in what you are doing. Don't ask a divorce lawyer to prepare commercial agreements just because you know them! Set-up a repository for all your due diligence materials: You will need to share lots of info with lots of people. Make life easier by setting up a Dropbox or similar repository for all the info. It's all in one place, you share the same info to all parties and it will save you time. Understand what you are agreeing to!!: Make sure that you fully understand what the agreement is, the penalties a

Let's go with Part 3 of our 101 Guide to raising money! And you have got your list of investors and then you have created and tested your presentation so now let's move onto the...  Meeting Preparation Do your homework: Be respectful, curious and thorough about your investors - learn as much as you can about them before your meeting with him or her. Every meeting needs to have a reason: What is the outcome you want (and what is theirs?). The Call-to-Action at the end of the meeting - what is it? People like to know what happens next. Be clear. Can your network give you a warm intro to your investor: Don't approach your (perceived) top prospect first. It may be wise to meet with (less likely) investors first as it may help you learn and refine your presentation and pitch. Refine after every meeting. Feedback is the breakfast of champions! Listen to it and incorporate the feedback (remember to ask for it!!) into your next presentation. Be careful to not do wholesale changes - try incremental adjustm

Welcome to Part 2 of our take on How To Raise Money 101 The episode stands alone as it is a great summary of putting a presentation together but it fits into our 4 part series. What we talk about: Executive Summary: Keep it to one page. Say what problem you are solving, your solution, etc. Create your 'Elevator Pitch': It's a verbal Exec Summary and hook for your investor Create a Presentation: Keep it short - 10 slides or so. Keep it short in time too Frequently Asked Questions (FAQ): Find friends, colleagues to play 'Devil's Advocate' to get you ready for awkward questions. Test the Executive Summary and Presentation: For feedback and to improve it Practice your presentation using a video camera: What you learn and how much you can improve is massively increased using video. Practice your Presentation with a 'difficult' audience: Wow, this can make you learn to think on your feet. Refine Refine and Practice Prepare for due diligence: Get all your info together and easy to access This is a

Ever wondered where to start when it comes to raising money? Perfect! Because Ray and Nigel talk you through the '101 basics' of raising money. Spread over the next four episodes, they break it down and make it easier for you to raise the money you want for your property or business venture. Each episode is self-contained but listening to them as a series can be beneficial. This episode focuses on building a list of investors and why some investors bring more to the party than just the money! To get in touch with us contact @Ray_McLennan on Twitter or send an email to nigel@nigeltbest.com

It's easy. It's cheap. They love you. They won't refuse you no matter crackpot the idea. Borrowing from friends and family...what could possibly go wrong? Ray and Nigel are still in the car - so its time to tackle the thorny issue...should you and how can you borrow from family and friends... Of course it can work and for many it works beautifully (lucky you) But how do you make it 'business and not personal' without ruining things? Listen and decide for yourself...is borrowing from friends and family for you?

Raising money is easy, fast and cheap! Or is it? Ray and Nigel have recorded 'The Car Chronicles', which are a series of episodes recorded whilst sat in the car and the first one is a goody! People often gloss over things and say it's easy and cheap and this and that when it comes to raising money. But is it? Have a listen because to be forewarned is to be forearmed. The 9 are: It can be costly and not just in money terms Privacy Experts can be wrong Not all money is the same Takes longer than you think Legal agreements It can collapse at the last minute Transferring money Expect the unexpected Hopefully this episode will allow you to raise money successfully without unnecessary stress. Let us know how you get on! And share and review us on iTunes - you may get a shout out!! Thanks for listening