How To Raise Money Podcast

The final topic of the red wine chronicles is brought to the table and served up for you! How to get your deal across the line using WILT. Ray and Nigel explain how many deals just don't happen because people WILT. They also link in hot dog eating, Brian Jacks, Superstars and how to use Nigel's business card creation to network like a hero! Here is the WILT test - do you always pass it for your deals? W - wishful thinking but nothing else; tyre-kickers I - intuition and gut feel is that this will work but can you prove it L - lacking the numbers or detail to back up the intuition T - tenacity to keep going because the deal is a good one - often people give up to quickly. They give up because they are stuck when they should ask for help or work with others to make it happen Think back on your ideas and deals - did they fail because you WILTed? Also we talk about how to network on steroids with an automatic connection using Nigel's Connxxus system. Not only will you connect with more people, faster but you can

Welcome to the second in the Red Wine Chronicles series. This time Ray and Nigel talk through something that everyone talks about as if they are experts and yet so many either don't understand what it is or they don't know what or how to do it!! It is Due Diligence. Listen to 7 simple steps to help stop you taking a metaphorical bath on your next deal. The steps are: 1. Credit History 2. Land Registry and who owns what 3. Drip Feed the money 4. Ask 3 previous investors 5. View the property 6. the 1st charge 7. Do the numbers add up. And there is also a potential rival sponsor to CREST toothpaste as Ray makes a case for being sponsored by Naked Wines!!

What are the Red Wine Chronicles? Listen and you will find out!! Ray and Nigel relax and talk you through a series of podcasts to help you borrow money, lend money & achieve your goals whilst reducing the risk of things going wrong. In part 1 of the RWC we talk about: How to Borrow and Lend money successfully. There is an appearance of the long time non-sponsored (yet!) CREST model as well as some real nuggets. So sit back, reach for a glass of something rather nice and drink in the HTRM podcast with Ray and Nigel

Banks are losing the plot! And if they are not careful they will lose their business too. Ray and Nigel have decided they need to spill the beans! Here is a list of at least 7 things that banks should take note of when it comes to helping businesses or property developers with their fund-raising. It is what banks can learn from the alternative lenders!! Too many times we are hearing from business people who complain about delays with High street banks and other bank lenders 1. Can you make a decision? Are you the person who can tell me yes or no when it comes to my initial application.  2. Do you understand what my business is? 3. Do You understand the value of delays? 4. Do You realise the concept of being over-secured 5. Understand that you cannot get rid of all the risk 6. Sooner or later someone must make a decision. 7. The Future – Speed and simplicity is everything that a bank is not. They need some specialist ability…or they should go back to it as they have lost the knowledge. To get in

Let's get off the fence and start giving a How To Raise Money opinion on things - proposals, deals, books, podcasts, etc. Who is out there at the moment looking to raise money? How are they putting their proposals together? Have they followed the CREST model? Would you agree and lend or invest? So where are Ray and Nigel starting on this series of podcasts? Politics of course!!! Listen in as Ray and Nigel dissect a proposal from a US Presidential candidate, Andrew Yang, that only needs $2.4 trillion to make it work. Is it sensible or crackpot? Will it work? Could it be improved upon? And the BIGGEST question of all...would you vote for him?

Today's special guest is Stephen Wallis.  Stephen has an extensive history of investments, risk and management of both. Why is that useful for the HTRM listeners?  Because Stephen is showing investors that there are a whole range of alternative investments that you may never have heard of or considered and yet they could be just what you are looking for. Turning his expertise to the alternatives has allowed Stephen to analyse what is out there and you may be surprised what there is! Contact Stephen at: www.guerrillainvestors.com 

50 Episodes in to the HTRM podcast and we have an amazing offer for you! Listen carefully to find out how you could get your hands on it! Seriously!! But if you did get your hands on it, what would you do with it? Are you prepared for what it means to you? Can you cope? Would you be wise or crazy? Is it Spend! Spend! Spend! ? Or is it invest, invest, invest? Ray and Nigel celebrate 50 episodes with some thoughts, theories and advice as they lead up to how you could access £50m... ...jump to the application right now at https://www.raisingangelfinance.co.uk/investment-application-form/ 

The Dynamic Duo are back and here to explain how you can raise money, including an incredible way to swap a paperclip for a house!! The 7 ways are: 1. Mortgage 2. Loans 3. Increase the value 4. The Controversial (?) Equity Release 5. Business  6. Leverage the Digital Economy  7. Trade Up If you want to get in touch then email maria@raisingangelfinance.co.uk Thank you for listening and for reviewing us! Send us a screenshot of your review and we will give you an honourable mention on the show! The link to the equity release advice can be found here (remember to do lots of research and seek impartial advice when doing any finance transaction because you make your bed so you have to lie in it!!) https://www.moneyadviceservice.org.uk/en/articles/equity-release And the Trades that went from Paperclip to House are summarised here https://en.wikipedia.org/wiki/One_red_paperclip

How to raise £100,000 for your business Raising £100,000 might feel like climbing Mount Everest when you are just starting, or it is still the early days of your business But it need not be that hard.  There are a few ways to get going. Some questions to ask yourself 1. What is your business? If it is for a property? People understand that. How about an internet or tech company? Well, then you might need more money than you think and someone to invest who likes higher risk (and higher returns!!) 2. Is there security? – For property deals there probably is some well understood, solid security (which is good) 3. What is the time frame? How long do you have to raise the money? Remember that shorter time = higher costs and maybe fewer options being available. [So start raising the money sooner rather than later] 4. What risks are you prepared to take in order to get what you need? For example, are you prepared to use your own money or relatives’ and friends’ money? Maybe seek alternative funding from investo

Ray and Nigel discuss an often asked question - should I do a Joint Venture (JV) deal and if so how do I set it up correctly? First of all - Yes you probably should do a JV because it is a great way to leverage other people's money and skills. Secondly - get a JV wrong and it can be PAINFUL and COSTLY! So getting it right is super important. This is our list based on our experience and knowledge. See the 10 points below. You may have some other top tips - if you do then send them to us at https://www.raisingangelfinance.co.uk/contact/ Tell us about your JV experience - was it good? Or not so good??!! These are our personal thoughts and not to be considered legal advice in any nature. Points Have a professional experienced solicitor draw up the agreement Consider having a SPV- Special purpose vehicle ( separate company) Have a clear plan as well as a back up plan. ie. Flip and back up strategy is property is rented whilst trying to be sold…ie it is cash flowing Control – Who owns the property. We prefer

Ray and Nigel are back with a challenge!  Are your beliefs stopping you from raising money, handling debt and growing your property empire? YES is the simple answer! If you want to change them then first you have to spot them>>> Ray and Nigel share Nick Hall's Five Categories of Beliefs  1. Core Beliefs — Your deepest convictions, core beliefs are hard-wired into your emotional brain. Putting yourself in conflict with these beliefs at work or in your personal life can heighten your susceptibility to pain and illness.  2. Cultural Beliefs — Beliefs you grew up with—acquired from political doctrines and religious institutions among other sources — cultural beliefs influence your choices and value system.  3. Hand-Me-Down Beliefs — Though they may come from any source, hand-me-down beliefs most often come from parents or grandparents when you are most impressionable. They have considerable impact on your career choices and your relationships.  4. Advertised Beliefs — The promote

Imagine you are a landlord, you've saved and borrowed to create a portfolio of houses to rent out. You pay tax on the net profit you earn after deducting the interest paid on the mortgages you have.  Now imagine that the law changes and you now pay tax on money you may not have. That could make many landlords actually lose money. It would be a nightmare right? Well that nightmare day is here.  Listen to Sue Bryer explain all about the Landlord Tax Bombshell and what, if anything you can do about it. Contact Sue at https://suebryerlandlordtaxtraining.com/

Ray is going solo on this one with Nigel busy on something else. But relax as he has Frazer Fearnhead on today's show Frazer started his career as a lawyer in the music industry, where he worked for six years, before concluding that the law was not for him. He has been investing in property since 1994 and, since 2003, has helped other people invest over £140m in UK property. He sold his previous property investment consultancy Armchair Property Investor in 2007 for over £2M. Frazer is dismayed that, despite all the press coverage, millions of people have not yet started to make provision for their retirement. He passionately believes in helping those people that want to do something to build their wealth and live comfortable in their old age. The purpose of The House Crowd is to enable them to do so as quickly and safely as possible with the optimum ratio of risk and reward. In keeping with that ethos, following the financial crisis in 2008, where he saw banks unethically seize assets from property developers

We are living in turbulent, emotional times whether it’s Brexit or financial autonomy, so a little bit more calmness is always a good thing. However, It can be hard to manage your emotions with the highs and lows of running a business. The ability to manage your emotions is an extremely important skill for anyone who wants to succeed in property or business. In today’s episode, Ray goes through the best strategies to ensure that your decisions aren’t negatively affected by your emotions. Key Takeaways What Is Emotion? It is a feeling or sentiment which is instinctive, or intuitive as distinguished from knowledge and reason. We want to aim to bridge from instinctive and intuitive to knowledge and reason. Emotions are from the most primitive part of the brain and were helpful in the past to save your life, but they are not helpful in today’s society. Older people tend towards more stability with emotion compared with children. This is what we want in doing a deal in property, to be stable and in control of o

Welcome back to another episode of the How To Raise Money podcast with your hosts Ray McLennan and Nigel Best. In this latest episode, Ray and Nigel go through the 12 step process that they go through when receiving an enquiry from a client looking to gain finance from an investor or lender. This is an essential checklist for anyone looking to raise money for their new project in whatever sector.   Key Takeaways   Have They Completed An Application Form? The Online application form can be found at RaisingAngelFinance.co.uk. This is a really simple, short application form which asks you for key information and a series of questions. There are certain things that we need to check and that’s what this form is for. Completing the form also shows a level of interest in taking your project seriously.   Is The Application In The Name Of A Limited Company? This means it’s a legal entity in its own right. At this stage it’s pointless just making a name up, intending to make a company later on. You still have to re

Not all deals get funded and they don’t all get put in front of the right people, the decision makers. In today’s episode of The How To Raise Money Podcast Ray and Nigel bring you the ninja tactics you can use to get your pitch, proposal or presentation to the top of the list.   Ray and Nigel share with you experiences from real life deals and discuss the key learnings from successful pitches. Learn what to do and what not to do when pitching and discover the four things you can do to stand out from the crowd and secure investment. KEY TAKEAWAYS Four Things To Help You Stand Out” 1. To present well on paper. 2. Offer an amazing deal. 3. Know the right people. 4. Present well in person. Consider: What is it Why are we doing it How are we doing to do it What if it doesn't go well When is it needed Who you are and why you have expertise   How To Construct A Pitch: Framing and frame control. Status of the people involved Hot cognitions Eliminating neediness Social dynamic Self-confidence BEST MOMENTS "To

Welcome back to another episode of the How To Raise Money Podcast, with your host Ray Mclennon. In this episode, Ray talks through the Economic clock, its history, and how it can help you in your business or property venture. Ray talks through why a rise in interest rates is a good thing, and finally lets you know where we are on the clock between boom and bust? Key Takeaways What Is the Economic Clock? The economic clock is a 150 year old indicator of the state of the economy built by economists after they noticed patterns in the movement of the economy. It indicates the cycle of the economy as it moves from boom to bust. Each hour on the clock indicates a stage in the process, and what you will see in the economy in each process. No one, however, can tell the timing of when these things will change from one hour to another. It is all Emotional. Media, and other sources drive people's emotions, such as Brexit which then leads to actions. However, people act in logical ways which can be seen in over 100 ye

In this episode, Ray McLennan discusses reasons why deals fail to close. He brings this topic up because according to him, there seems to be a proliferation of deals that should have closed over the last few months but they were left on the table. Learn why some deals close while others don’t and hear the techniques you can use to get your deal over the line. Ray discusses experiences with several people/investors and angels from different walks of life and comes up with the 7 reasons why deals fail to close and today he shares them with you. KEY TAKEAWAYS   Not a big enough deposit. Deals fail to close because the angel investors want to do a loan and then the lenders at the commercial rates don't want you to have too many loans because they think it's overexposed, they want to see you with more skin in the game. And the more skin you can put into the game, the happier they are and the more comfortable they are. You may not have enough money for you to close the deal.   Planning. Planning has not been gra

In this episode Ray and Nigel welcome special guest Fredrik Sandvall, who is an entrepreneurial individual with multiple business interests including property development and a global sales consultancy. He has raised money for projects in a number of ways including crowd- funding. Tune in to hear Fredrik discusses the key ‘game changers’ you need to know to grow your business. Fredrik also reflects on the vital components required in business and in life to make substantial leaps forward. KEY TAKEAWAYS The hardest thing for people to do in business is to learn how to get out of their own way. Understanding that you do not need to do everything yourself is a game changer when growing a business Getting other people involved and moving from the knowing part to the doing part is a vital part of a team work approach. Organisations such as Progressive Property and PIN offer stability and structure around property investment, they are encouraging, pulling up and helping others. Trusting other people through delega