How To Raise Money Podcast

The common challenge for borrowers is not being able to meet the deadline. Now, what do you do if you can’t pay back in time? Don’t panic and stay calm! On today’s episode of How To Raise Money Podcast, Ray gives you tips and strategies to find the best solutions to your energy-draining crisis. Learn how to do the first step: finding the root cause so you solve the real problem. Taking actions carelessly might worsen it so learn how to distinguish assumptions from facts. Then, discover how buying yourself time and creating options for yourself can help you arrive at sound decisions. Remember to not rush into things, make sure you’re in the right mindset and you have all the information you need. KEY TAKEAWAYS "Solving the wrong problem can only make things worse." Find the root first cause before solving a problem. Don't let your emotions, assumptions, opinions, or bias get ahead of you. We stop thinking critically when we let emotions win. Change the problem into a question. What can I do that will have th

Ray gives a fascinating insight into his professional journey. He discusses aspects and personal examples of mindset, training and strategy that have contributed to his current expertise and contribution to his “skills stack”. Ray encourages the audience to think carefully about what we can do to progress successfully towards our chosen goals and some of the reasons that may block us from moving forward and how to make changes. KEY TAKEAWAYS Mindset is key to changing your outcomes and achieving goals. Everytime we don’t do anything our goals actually move further away. There are ways of ‘dialling up your successes’ to move closer to your goals. The Principles of gestalt, the often overlooked principles connected with how the brain seeks to make sense of chaos. We view things and possibilities connected with our skills and expertise for example following a course on property conversion we will see the possibilities for conversions all around us. The importance of continuing to develop our expertise and knowl

In this episode, Ray and Nigel discuss the varying influences on investors and developers in connection with the impending withdrawal of the UK from the EU. They explore a central question of Brexit – uncertainty,  in connection with raising money, along with the possible opportunities for investors and developers. Ray and Nigel offer an insight into aspects of supply and demand in the property sector and discuss why demand will continue to grow. KEY TAKEAWAYS There will always be world events that create uncertainty. Business want to plan forward and some may use Brexit as an excuse but there were events prior to Brexit and there will be events in the future, there will always be something. Some see the uncertainty about Brexit as an opportunity especially with the underlying factor of 101. Economics 101 - demand and supply. The number of households in the UK is increasing and there is a shortfall of property. A household is defined as a person or persons requiring somewhere to live. Households are changing

Welcome to another episode of the How To Raise Money Podcast. In today’s episode, Ray and Nigel discuss the investment clock, macroeconomics and if now is the right time for you to invest or simply raise finance. No matter what sector, region or market you’re in, you can analyse your situation on the investment clock. Hear Ray and Nigel discuss the pros and cons of evaluating the investment clock and the fundamentals of the UK property market when it comes to investing in property in today’s economic climate. Learn how to research your market sector and predict the changes in the market. Economical changes usually happen at the top so you can see it coming. KEY TAKEAWAYS The Economic & Investment Clock Boom (22:00 - 00:00) Rising Overseas Reserves Easier Money Rising Real Estate Values Slow Down Area (13:00 - 15:00) Rising Interest Rates Falling Share Prices Falling Commodity Prices Recession (16:00 - 18:00) Falling Overseas Reserves Tighter Money Falling Real Estate Values Recovery (19:00 - 21:00

In today’s episode, Ray and Nigel discuss how to raise money and the obstacles you may need to overcome to secure investments.  The hosts also delve into the many messages they’ve received and answer some of the most frequently asked questions by the How To Make Money community. KEY TAKEAWAYS The minimum and maximum figures an Angel will invest depends on the business, and three key factors; you, your deal and what the Angel’s position is. Larger investments don’t happen quickly. Even crowd-funding, which appears on the surface to be a rapid solution, can take months of preparation.  Ensuring compliance and promoting the project takes time. Tempting investors with all the information they need beforehand means that when it goes live, they are ready to jump in quickly. The cost of cash depends on the security of the investment among other factors, such as risk, projected returns and length of time. The Angels Den deals mainly in Sterling as their investors are predominantly UK based To secure investment, it h

Welcome to another episode of the How To Raise Money Podcast. Tune in today to hear Ray and Nigel discuss Receivership, Bankruptcy and County Court Judgements and how you can secure investment, even if you have a bad financial track-record or a history with financial difficulty. Your hosts respond to popular demand to answer questions from the How To Raise Money community and provide you with the proven reassurance that anyone can raise finance, start a business and secure investment, if you know how to do it. KEY TAKEAWAYS Just about everyone who you see on TV or present themselves as successful entrepreneurs have been through tough times surrounding finance and financial history.  Even Richard Branson has famously been involved with companies that have been through receivership and bankruptcy. Ensure you are always honest and make your investors, angels, dragons and whales aware of your background, how you got there and remind them of how you will make them money. If you’ve had receivership or bankruptcy a

In today’s episode of The How To Raise Money Podcast, discover the 13 Top Tips For Pitching and how you too, can secure investment and fund your idea with a simple but effective 10-minute pitch. If you’re looking to finance your ideas, content, start-ups or scale-ups, pitching matters. A successful pitch will get investors begging to invest in your company and secure you the right investor that can help you grow your business and provide you with the right expertise to achieve success. Learn how to reduce the odds of failure and increase the chance of success, by crafting a pitch that turns heads and gets your idea funded. Tune in today to hear the who, what, why’s and how’s of successful pitching, with your host, Ray McLennan. KEY TAKEAWAYS 13 Top Tips For Pitching Take only 10 minutes - Timing is critical, the less time your pitch takes, the better. Turn you pitch into a story - Storytelling is proven to capture your audience's attention and build engagement. Tell your story, tell it right and you’re bo

In today’s episode, Ray and Nigel discuss the 8 things they’ve learnt over the first 30 episodes of the How To Raise Money Podcast. Tune in today to listen to your hosts dive into previous episodes of the UK’s #1 finance raising podcast and hear a recap of the best moments yet. PLUS, look forward to hearing more from the guys over the next 40 episodes! of the How To Raise Money Podcast, including interviews with successful Dragons Den winner Levi Roots, HouseCrowd’s Fraser Fearnhead and the Bank of Scotland's Ross Mckeown. KEY TAKEAWAYS Time - How to plan and how time flies. It takes longer than you expect to raise finance and you, therefore, must know the systems, processes and sources you can tap into to secure investor finance. Technology - Some of the cleverest things are sometimes the smallest things. Look forward to a future episode where Ray and Nigel interview head of property crowdfunding platform, HouseCrowd, Fraser Fearnhead. Team - There’s a team of people that help to raise finance and a team o

So, you’ve approached an investor and after some talks, it is finally ready to seal the deal. In today’s episode of How To Raise Money Podcast, Ray lays out 10 essential items you need to look into when arranging a deal with your investor. There are things that could slow down the deal and you don’t want that to happen. Discover how these will help you not just speed up the deal but also go through the deal smoothly and trouble-free. If done properly, you can ensure that you’ll be raising money for your business in no time. KEY TAKEAWAYS Due Diligence. What slows it down is not having anything available and what speeds it up is having everything available and accessible. To speed up information, create a data room where you could check the activities of the users. Properly name files. Market Research. Create a properly named file with the current date for the investor to be easily understood. Avoid the mistake called ‘Chinese hat theory.’ Chinese hat theory – There are 7 Billion people on the planet, you’v

In this bonus episode, Ray shares 10 top tips on what to do if you are looking to invest your money in a company. Ray also explains what to expect when investing in a company and defines the difference between the role of a Director and Chairman which can be a very important factor in investing.

Welcome to another episode of the How to Raise Money Podcast. In today’s episode, Ray responds to popular demand to discuss sophisticated investors and high net-worth individuals and how you too, can use his six-point checklist to help identify the sophisticated investors you’re seeking to secure finance from. If you’re looking to raise finance or are frightened of making mistakes when approaching investors this episode is for you. Ray dives into the complete list of checks, that you need to make in order to agree a deal and seal investment. KEY TAKEAWAYS Six point checklist to identify a sophisticated investor or high network individuals. If it is a simple loan or a straightforward transaction the person does not need to be a sophisticated investor for you to work them. However, if you’re offering a share of the profits you are straying into regulated territory and will there forward need to follow this checklist. Do they have a salary of £100,000 a year or more? Do they have £250,000 or more in assets (n

Jim Duffy co-founded Entrepreneurial Spark in 2011 with the aim of creating an entrepreneurial revolution across the country. As a best-selling author and entrepreneur, Jim went on to help persuade the Scottish Government to establish the Edge Fund, a £1m award scheme for start-ups. In today’s inspiring interview, your host, Ray ask Jim for his best advice and insights into how to raise money and scale start-ups. Discover how to read people, live by a disciplined code, act empathetically in nature, operate gladiatorial in business and never take your eye off the ball. Learn how to focus on the people behind the business, and the mindsets and behaviours needed to take your start-up to the next level. Tune in to the How To Raise Money podcast to hear this exciting interview. KEY TAKEAWAYS Entrepreneurial Spark is the world's largest free business accelerator offering business support to start-up companies. Founded in Glasgow, Entrepreneurial Spark is funded by private capital, contributions from public sect

In today’s episode, Ray interviews Jack Black, one of the UK’s top motivational speakers, successful author and founder of business and personal development company Mindstore. Ray and Jack discuss the value of a positive mindset and how with just a few simple techniques we can take action, be successful and achieve our goals in life. Discover how Mindstore’s simple teachings can make a profound difference in your life and inspire you to take action and create the future you envisage in your mind. Learn how to harness the power of your mindset and attitude and train yourself to succeed. Ray and Jack dive into the subconscious mindset in this thrilling episode and show you how simple changes, a positive dialogue and the perception of coincidence and lead to magical things and make you a winner. KEY TAKEAWAYS Ray: Can you tell us a bit more about Mindstore? Jack: Mindstore is all about helping people achieve the most out of their lives using five techniques: Managing Stress - the consequences of managing st

Ray and Nigel enter into a thrilling and thought-provoking discussion about the morality of debt, beggars and wealth creators. Get inspired by this freestyle episode of The How to Raise Money Podcast. To answer the question; Do you feel bad about getting people into debt? Ray and Nigel explore the realities of both good debt and bad debt and how investors and capitalists (while not perfect) generate finance, cashflowing assets, and job opportunities by following the wealth formula. The word debt describes a whole myriad of words and brings about a host of problems both morally and physically, but in truth debt, begging and raising money is all about mindset. Creating wealth, being in control and becoming a custodian of money is all about the attitude you have and is usually taught by observing the person ahead of you. Investors by definition are making money, so they’re doing something right. Governments hemorrhage money and their only solution to generating money are to increase the tax burden.   Tune in

Welcome to another episode of the How to Raise Money Podcast. Today your hosts and raising money experts Ray and Nigel discuss what it takes to be a sophisticated investor. Learn what to look out for, and what to be aware of when searching and seeking investment from a professional investor, angel, whale or dragon. Ray and Nigel urge you to do your due diligence and understand how to identify a casual investor from the professionals. Hear the easy criteria you can follow if you’re looking for equity investment and an investor you can trust. Ray discusses the simple tips and tricks you can use to help fast-track the process and ensure you’re dealing with a bonafide investor. Learn how to create a one-page checklist for the investor to self-certify and legitimise the deal. KEY TAKEAWAYS A large percentage of an investors money could be taken by the gatekeeper, the manager. This can be up to 7% but ensures the investor in question is legitimate. The person seeking the funding would be required to pay the fee

Welcome to Part 2 of the two bonus episodes on Pathway to Sleep! Note: This is a practical exercise of what was learned from Part 1. This involves relaxation so make sure you’re not driving or doing anything that needs your high level of awareness. And, if you haven’t listened to the first part yet, do it now. You’ll be able to learn how to construct your sleeping quarters in your mind above others. Let the voice of Ray guide you to full relaxation on today’s episode. Find your sleeping quarters. Be relaxed. Let’s start! KEY TAKEAWAYS Practice this sleep exercise to get the best out of your sleep. Find a comfortable place where you could the sleep exercise. Just lie down and enjoy the silence. Clear your mind. Go find your sleeping quarters. Find a place from your memory or a dream that makes you feel comfortable. Relax your body. Feel the tension and slip away. Release the tension from your muscles. Take deep breaths. If thoughts are still coming in while doing it, brush it away. Have firm thought that yo

Lie down. Close your eyes. Relax. Then, Sleep. On today’s bonus episode of How To Raise Money podcast, Ray discusses on how you could get deep sleep at night. Sleep is very important. Ray can’t emphasize that enough. You don’t need external influences like that chamomile tea or the sound of the rain to get you to sleep. You just need a technique that will work for you. From reading Jack Black’s MindStore: The Ultimate Mental Fitness Programme, Ray was able to adopt a sleeping technique of constructing his own sleeping quarters in his mind. Ray will be sharing the techniques he uses, find out now if it might be effective for you. Watch out also for the second part of the special bonus episodes! KEY TAKEAWAYS Go to sleep without an alarm clock. Program yourselves to wake up early. We've tried it with a room at least 50 people, they go off and give me guarantee that they will wake up on time. Different feedbacks. The study's purpose is to show how important sleep is and how quickly you can adapt to new sleepin

Welcome to another episode of the How to Raise Money Podcast. Today your hosts and raising money experts Ray and Nigel talk about what an investor looks for when choosing to invest. The type of person, the personality and the characteristics needed, to attract JV partners and investment finance. All whales, dragons, angels, and investors are looking to invest not only in upcoming projects but in the people who carry them out. Ray and Nigel bring you the five things you need, in order to be the ideal investment opportunity and answer the question many of you have been waiting for Why would an investor want me? KEY TAKEAWAYS Time - Investors are often short on time and If you have time available and can make investors money work for them. Interest rates are eroding money away in the bank, therefore investors will look to leverage others time in order to invest and manage their money. Expertise/Experience - If you have expertise in an area in which an investor is looking to invest, you have credibility. If you

Welcome to another episode of the How to Raise Money Podcast. In today’s episode, your hosts Ray interviews Angel Investor, entrepreneur, owner and executive director of 9 companies and wealth creator Chris Jones. Ray and Chris dive into the essential need for due diligence in business. The purpose of due diligence is to ensure if you are putting time or money into a company or looking to acquire a company that everything is out in the open and you are aware of all the information before making a decision or taking action. Listen to this episode of the How To Raise Money Podcast to find out more about due diligence and you too could save thousands, simply by doing your due diligence. Discover the 40+ points Ray and Chris discuss and the tips and tricks you can implement in your business right away. KEY TAKEAWAYS Warranty -  a promise that something in furtherance of the contract is guaranteed by one of the contractors, especially the seller's promise that the thing being sold is as promised or represented

Welcome to another episode of the How to Raise Money Podcast. In today’s episode, your hosts Ray and Nigel discuss how to raise money from your traditional highstreet bank and must the myth that banks aren’t lending. Ray speaks to the chief executive officer of a national bank and the head of property to gain an insight into highstreet bank lending and reveal the secrets of how to access the bank's money a little easier. Discover how to get the banks on your side by getting to know their property manager, build credibility and confidence and get the banks lending with a relatively low level of interest. Finally, Ray and Nigel discuss why you should get started right away, even if you haven’t yet found the deal you need funding for and always remember collateral, cashflow and character. KEY TAKEAWAYS The Highstreet banks want three things to secure lending Collateral - Unencumbered property as security for the loan. You need to have a stake in the transaction. Cashflow - To service the loan. For businesses