Martini Mortgage Podcast

If you are a Servicemember or Veteran and you have a current VA Home Loan then the VA Streamline Refinance also known as the Interest Rate Reduction Refinance Loan (IRRRL) may not just be a great way to save but an express option for you to save.  There are many ways one can refinance a VA Mortgage however in episode 75 of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini the no appraisal required with limited documentation & speedy VA Streamline Refinance is discussed in detail. For additional resources on this common sense and express refinance option for Servicemembers and Veterans with a current VA Home Loan check out the article written by Raleigh mortgage lender Kevin Martini called: VA Streamline Refinance a.k.a. Interest Rate Reduction Refinance Loan (IRRRL) For more information on securing a VA Home Loan for the purchase of a home, be sure to check out: VA Home Loans Made Simple which is episode 72 of the Martini Mortgage Podcast.  Kevin Martini | NMLS ID 143962 | Senior M

There are 4 reason that one should consider to buy a home in the fall of 2019 and Kevin Martini highlights these 4 important reason in the 74th episode of the Martini Mortgage Podcast.  Kevin Martini is not just the host of the Martini Mortgage Podcast…he is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina however serving families all over the great state of North Carolina. Every Season Kevin Martini publishes a homebuyer guide that simply and effectively communicates the current housing opportunity…the Fall 2019 edition was recently released and was the subject of the 73rd episode of the Martini Mortgage Podcast.  In this homebuyer guide that is called the Martini Buyer Guide & that is available for free by going to www.MartiniBuyerGuide.com the marque article is titled ‘4 Reasons to Buy a Home This Fall’ — this article and this episode shares the 4 reasons. ENJOY :) Kevin Martini | NMLS ID 143962 | Senior

Raleigh Mortgage Lender Kevin Martini and Logan Martini release their Fall 2019 Homebuyer Guide called Martini Buyer Guide and episode 073 of the Martini Mortgage Podcast highlights some of the ket articles in this FREE 20+ page homebuyer guide called the Martini Buyer Guide ( www.MartiniBuyerGuide.com ). Kevin Martini and Logan Martini every season publish a homebuyer guide that simply and effectively communicates the current market opportunity…the Fall 2019 edition is available right now but what is the Martini Buyer Guide? Simple put, the Martini Buyer Guide is published 4 times a year and myself, Kevin Martini, and Logan Martini co-author it in order to  simply and effectively communicate the current market opportunity.  The Fall 2019 edition is over 20 pages and it is divided into 3 sections… Section number one highlights what is happening in the housing market…section two goes over what you need to know before you buy a home and the third section covers what you can expect when buying a home.  The homeb

What is a VA Home loan?  Who is eligible to secure a VA Home Loan for a purchase or refinance?  What are the 4 Kevin Martini things you need to know about a VA Home Loans?  What are the 9 benefits of a VA Home Loan? Episode 72 of the Martini Mortgage Podcast with Raleigh mortgage lender & Mortgage Strategist Kevin Martini was curated to share everything you need to know about a VA home loan.   It is called, VA Home Loans Made Simple. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Raleigh mortgage lender Kevin Martini talks about when buying a home a homebuyer should not be concerned about the price because it’s all about the cost of the home NOT the price.  What is important to a homebuyer is very different from what is important to one that is selling a house.  When you are a seller of a house you need to most concerned with the price or the short term price pressures, in other words where are home values headed over the short-term HOWEVER if you are a homebuyer of a home, you should NOT be concerned about the price.  Homebuyers  MUST NOT BE concerned about the price but instead of the long-term cost of the home. Episode 71 of the Martini Mortgage Podcast is called: ‘it’s about the cost…’ and is hosted by Raleigh mortgage lender Kevin Martini.  Kevin Martini is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is headquartered in Raleigh, NC however helps families all over the great state of North Carolina. Kevin Martini | N

It is hard to believe that Fall is knocking on the door and Summer is almost done…this is a Mash-Up of the 3 most popular episodes of the Martini Mortgage Podcast in the Summer of 2019 based on downloads.  Episode 70 will contains a snippets from: Episode 24 | The Cost of NOT paying Private Mortgage Insurance (a.k.a. PMI) … Episode 36 | 7 Reasons that Owning is Financially BETTER than Renting … Episode 46 | Five Financial Reasons to Buy a Home The Martini Mortgage Podcast is curated by Kevin Martini with the mission to simply and effectively communicate the current market opportunity for someone that is thinking of buying a home and getting a mortgage. Kevin Martini is the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage.  Fresh content is released every Tuesday and available on all streaming services or by the website: www.MartiniMortgagePodcast.com Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Ben

Is real estate the best investment for today and in the future for you and your family? Raleigh mortgage lender Kevin Martini shares the data from leading sources to go beyond the headlines with facts to help. In addition, Episode 69 of the Martini Mortgage Podcast will provide data on consumer attitudes, intentions and perception of the housing market.    'I do not know owning real estate is right for every family but for my  family it has been and continues to be the single best investment'.  ~ Kevin Martini   Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

In the simplest form, a refinance is a replacement of your current home loan with a new home loan or mortgage that offers better terms or maybe less risk. Because there has been a major move in mortgage rates in Raleigh and all over the U.S. at the time of this recording, there is a ton of noise about refinancing right now.  Just because there is noise, it does not mean refinancing your current home loan makes sense — or does it? A mortgage should be tailored to your short and long term needs and should be originated and managed by a mortgage strategist because there is not a one size fits all solution for a home loan.  There are advantages and there are disadvantages to refinancing.  Kevin Martini, a Raleigh mortgage lender, will share all you need to know about refinancing you home loan in episode 068 of the Martini Mortgage Podcast. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 214

If you are thinking of buying (maybe for the first time or as a repeat buyer) or are thinking of selling then you need to know and have the top 4 Kevin Martini things you need to know about the housing market of today. In this episode of the Martini Mortgage Podcast, Kevin Martini will share his top 4 list and they are: #1 home prices…#2 interest rate…#3 affordability plus availability & #4 recession. Again if buying a home as a repeat buyer or as a first time homebuyer the steps are ALWAYS the same — step number one is to get approved first not just qualified. Regardless of the market, there is never a substitute for having clarity of your options and having the ability to make a ‘same-as-cash’ offer for your loan. Then, step number 2…go find your home. If you want trusted advice and a custom home loan solution…if you want a great rate with an on-time real estate closing while having a world-class experience, you need to call Kevin Martini with the Martini Mortgage Group. Kevin Martini | NMLS ID 143962 |

Just because something is right it does not mean that it is right for you!  This episode of the Martini Mortgage Podcast was curated to help determine if renting is right for you…yes, there is a time to rent however that time is not now.  Again, just because something is right it does not mean it is right for you. BONUS CONTENT: There are 5 reasons why Kevin Martini does not like renting and they are shared these in episode 66 of this Mortgage Podcast. Kevin Martini is not just the host of the Martini Mortgage Podcast he is the Branch Manger and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina and serves all families all over North Carolina. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equa

Today we live in a digital world that we can get anything at anytime we want however that is not the case in a hot real estate market.  In real estate the 3 most important words are location, location, location.  When securing a mortgage the 3 most important words are local, local, local.  Right now real estate is hot and there are no signs that it will be cooling anytime soon.  This hot real estate market is very competitive and Kevin Martini with the Martini Mortgage Group shares his secret strategies on how to get your offer accepted in a host real estate market in episode 065 of the Martini Mortgage Podcast. Kevin Martini is not just the host of the Martini Mortgage Podcast.  Kevin Martini is the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage which has its headquarters in Raleigh, North Carolina and serves families all over the great state of North Carolina, Kentucky and Virginia.  Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch M

A closed door meeting will start on July 30th and it will end on July 31st with a press conference led by the Fed Chairman, Jerome Powell.  The implications to consumers on the aggregate may be monumental however the impact to mortgage rates may be insignificant.  There is no question the Fed is going to make a move…the question is when.  If they move, the cost to borrow money will be less, should you wait for the lower rates? Kevin Martini is the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage. In addition, Kevin Martini is the host of the Martini Mortgage Podcast and episode 64 is called: “Waiting For The Lower Rates” Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

A myth is a widely held common thought but it is false.  Today, there are several myths about refinancing your current mortgage out there today.  One refinance myth is the Conventional Streamline Refinance…another one is that your rate has to be at least 1% better to make economic sense.  Kevin Martini shared the facts in the sixty-third episode of the Martini Mortgage Podcast.  Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

There is no question, when you are buying a home for the first time or the fiftieth time there are many factors that you and your family should consider such as where you want to live, why do you want to buy or why do you want to sell and a very important one is who will help you along the way.  I truly believe that it should always be loan first than home and to help with the loan you should only work with an experience local mortgage strategist.  What are the MOST important factors to consider? Raleigh Mortgage Strategist Kevin Martini shares his  2 very important factors to watch in today’s real estate market and they will be discussed in this, the 62nd episode of the Martini Mortgage Podcast. For more 'things' that you should consider when buying a home in Raleigh, NC or anywhere in the U.S. ---> be sure to check out the Martini Buyer Guide (www.MartiniBuyerGuide.com).  It simply and effectively shares the current real estate opportunity.  Yes, the Martini Buyer Guide is FREE however it is packed with pri

Homeownership matters…there are financial benefits to owning a home and there are also social benefits to owning a home.  The homeownership rate is volatile, the homeownership rate in the U.S. for Q1of 2019 was 64.2%.  During Q2 & Q4 of 2004 the homeownership rate recorded its highest reading in modern history at 69.2%.  Right now, in my opinion, there is a ground floor opportunity for homeownership & this episode talks about the 4 Kevin Martini Reasons to be Optimistic about Homeownership.  Kevin Martini is not just the host of the Martini Mortgage Podcast…Kevin Martini has been in the financial services since the late 80’s and has exclusively worked in the mortgage arena since 2006 and is the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage which is headquartered in Raleigh, North Carolina.  In Episode 61 of the Martini Mortgage Podcast, Kevin Martini shares his 4 Reason to be Optimistic about Homeownership.  SPOILER ALERT: Number 1 is: the economy. 

There could be several reasons why one wants to own a home.  Some of the reason may be financial and some may be social however ready or not, Summer 2019 is here and there are 4 reasons to buy a home in summer 2019! Kevin Martini, the host of the Martini Mortgage Podcast explores these 4 reasons to buy a home this summer in episode 60 of the Martini Mortgage Podcast.  Kevin Martini is also the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage which is headquartered in Raleigh, NC and serves families all over the North Carolina and Virginia.  One of the many goals of the Martini Mortgage Podcast is share information so one can make an educated decision on whether homeownership is right for you and your family.  The topic of the 60th episode was inspired by the Summer 2019 Edition of the Martini Buyer Guide called: Things to Consider when Buying a Home.  The Martini Buyer Guide is free however it is packed with priceless information to help make an educated decis

Every season, Kevin Martini and Logan Martini with the Martini Mortgage Group at Benchmark Mortgage curate a homebuyer guide that simply and effectively communicates the current market opportunity.  Their Summer 2019 Homebuyer Guide is called: Things to Consider when Buying a Home.   The 59th episode of the Martini Mortgage Podcast is all about this priceless homebuyer guide.  Host, Kevin Martini will talk in detail about the 3 sections in the Summer 2019 Homebuyer Guide.  They are: Section I of Things to Consider When Buying a Home discusses what is happening in the housing market.  Section II of the Martini Homebuyer Guide highlights what you need to know before you buy a home.  In Section III ... it clearly illustrates what to expect when buying a home. “At the Martini Mortgage Group, we understand that purchasing a home is more than just one single event. It is a process. Part of the process is education hence, the Summer 2019 Edition of the Martini Buyer Guide.  There is truly no substitute for educati

Officially, June is National Homeownership Month however it really does not matter what month or day it is since it's always a great time to celebrate owing a home.  In the spirit of celebrating homeownership episode 058 is NOT about the financial benefits of owning home but about the Kevin Martini top 8 social benefits to owning a home. Homeownership is one the most covenanted goals people of all generations want to achieve since it is truly part of the American Dream and the benefits are not just social.  Your host of the Martini Mortgage Podcast, Kevin Martini, will share his top 8 social benefits to owning a home. Enjoy :) Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Kevin Martini is a trusted Raleigh Mortgage Lender with the Martini Mortgage soup at Benchmark Mortgage and he is also the host of the Martini Mortgage Podcast.  In episode 057, Kevin Martini, will be talking about Annual Percentage Rate (a.k.a. APR). What is APR?  Is it a good tool to compare 2 products?  Should one use APR only to decide which home loan or mortgage they should get? APR (Annual Percentage Rate) was created to help a consumer compare 2 loan products.  It was created with and is used today with the purest of intentions however, it is my opinion, APR can be misleading.  Episode 057 defines what APR is and shows highlights some of the shortcomings. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

The question is not is not “if” a recession will happen, it is “when” it will happen. When it happens what will happen to housing market?  When it happens what will happen to housing values?  When it happens, will it be like the great recession of 2008? Episode 56 of the Martini Mortgage Podcast with Kevin Martini is called:  it is coming, recession If you assume that the next recession will be as bad as the one in 2008, you need to tune in.  If you believe that it has been too ling since the last recession and the next one is going to be worse, then you need to tune in.  Kevin Martini is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage and has been in the financial services since the late 80’s and has been exclusively working in the mortgage arena since 2006.  Kevin most recent eBook is called: Things to Consider when Buying a Home — free access to this priceless information is available by going to: www.MartiniBuyerGuide.com Kevin Martini | NMLS ID 143