Financial Independence Europe Podcast

Hello everybody, welcome back to another podcast! Today we're going to dive into the world of backtesting with our guest Yoran. He recently built a free tool for backtesting portfolios for European investors, and we’ll talk with him about many aspects of this topic. Enjoy!We also talk about:Simplicity of portfoliosCopying investment strategiesSharpe RatioData sources

Hello! In today's episode Alvar will talk with the ‘Poor Swiss’ from the Poor Swiss blog, who recently has published an article in which he re-read the Trinity Study with a few twists in order to use it all the way up to 2018 instead of 1995. Also, he looked at if the four percent safe withdrawal rate is still holding up for 50 years instead of the 32 Trinity Study is using, as in general retirement can now last longer and it would be extremely nice if our money can keep up for this period as well. So sit back relax and enjoy the show!We also talk about:Inflation and interest ratesCurrency riskStock/bonds ratioJL Collins’s structuresTracking expensesStock markets

Welcome to another Community episode! Today Alvar, Mathias and Michael talk about investing in yourself and developing new skills, and how it can compound over time making for a valuable asset just like any other investment. Enjoy!We also talk about:Learning from the right peopleWhen to start investingThe Gallup StrengthFinder testLifelong learning

Hello FI people! Today we talk about a method that will help you to remove money as a source of stress from your relationships with friends, coworkers, family and your spouse. We all lie several times each day to avoid conflicts, in order to not hurt somebody, avoid shame, judgement and try to manage other peoples feelings without even being asked. Tuulia is one of the first certified radical honesty coaches and is leading workshops across Europe with her partner Pete from Amsterdam. Do you want to stay true and honest when talking about money in relationships to take them to a far deeper level? Then keep listening and learn about radical honesty by the examples Tuulia will mention in this episode. Enjoy!If you like the episode then leave us some feedback about it in our blog at financial-independence.eu or in our Facebook Group that you can find at https://financial-independence.eu/community.We also talk about:Completion talksAssumptions about moneyAI and the art of knowing ourselvesHow rich and poor people

Welcome to another Community episode! Today Alvar and Mathias talk with Michael about the different options to reach FI as an employee VS being self employed. Enjoy!We also talk about:9 to 5 mentalitySupport for the unemployedLife/work balanceSide hustles as a fulfilment

Hey FI Europeans! In this episode, Mathias interviews Christoph Heuerman: he is a self-described Perpetual Traveller, has visited 160 countries worldwide and keeps travelling. Besides travelling he is also an investor and expert on international tax and flag theory. His knowledge of tax systems and offshore countries led him to discover that there are options to live a fulfilling and active life while minimizing taxes. Christoph studied Administrative Sciences at the University of Konstanz in Germany and he knows the parliaments of Berlin and Brussels from the inside as he did internships there. We will talk with him to see how those strategies may help someone to reach FI quicker and continue growing wealth. Enjoy!We also talk about:Flag TheoryCitizenshipInsuranceFlag Theory within the EUFlag Theory and family/kids

Hello from FI Europe for another Community Friday. Today Mathias talks with a member of our community, his name is Tobias and he calls itself a lazy investor. He's an Austrian who lived in Germany and now lives in Switzerland, so we talk about how he works towards FI in these high costs countries and how the pension systems works there. We also talk about his favourite investment strategies. Enjoy!We also talk about:The value of MastersDigital acceleratorsTax regimesLife hacks in SwitzerlandCooperative flatsLooking for job in Switzerland

Hello everyone! This week Araminta is back with an interview she did for Jonathan in his podcast, where she talks about her current life in Malaysia, some personal finance tips for people in their 20s and her theories about career testing. Enjoy!We also talk about:BudgetingCareer capitalTransferable skillsCareer adaptationOnline side incomeThe FIE Podcast!

Hello and welcome FI Europeans! We do another Community Friday episode and the topic for today is how to prepare for recession. People are expecting a recession since 2015 so it's always good to check. Are you prepared? What is a recession? How does it come from and how to spot it may be also before? These are some of the questions we will try to address today. Enjoy!We also talk about:Definition of recessionHedgingEconomic cyclesTiming the marketRecession-proof portfolioInvesting in your skills

Welcome to another episode of the FI Europe podcast! Today we dive deep into very interesting topics like geoarbitrage, moving to the US and getting a high income salary and then potentially moving back to Europe: we’ll discuss all that and everything in between with Mr. and Mrs. NomadNumbers, sit back and have fun!We also talk about:The Simple Path To WealthInvesting between US and EuropeVanguard ETFA typical day as a FI nomadUS travel hackingUS tax benefits

Hello, welcome to a new episode of the FI Europe Podcast! Today it's a special episode because it's the first episode of a new format we were thinking about for a long time. We’ll be talking about the topics you care about and answering community questions, just the host or co-hosts, so we would like to call the episodes Community episodes. Today we will have Michael as a co-host and our main topic will be bonds. Enjoy!We also talk about:Peer-to-peer and bondsBond taxesGreek and Turkish bondsBond funds advisorsAssessing investment situationsUS Treasury bonds

Hi, this is Mathias, and today we talk about inheriting with Gisela Enders from Berlin who is already FI. She’s got a coaching business and specialized in coaching women when they have to deal with the money of their parents. We talk about how to prepare with your brothers and sisters, social norms, the emotions involved, the mindset you need, tax issues, how to write down your last will and so on. Attention: this is not only relevant for men and people above 50! It’s of course also interesting for people in their 30th. Have fun!We also talk about:Inheritance taxesTalking about inheritanceInheritance and real estateCulture shockFinancial consultantsPreparing last will

Hello and welcome to another episode of the Financial Independence Europe Podcast! Today we talk with Kristina Mayer-Walcker: she works for a leading Digital Bank and is also the host of Employay - a podcast about leadership, employee satisfaction and company culture. Today we talk about how people can be more satisfied and happy in the workplace, how to improve happiness and how to find out when it's time to move on to somewhere else. This episode is packed with a lot of actionable advice and personal stories. Hope you enjoy it!We also talk about:The new work movementAgile methodologyRemote workingHow to know when to leaveThe future of employmentThe importance of managing free time

Hello good people! In today’s episode, we talk with Alex about some very interesting topics about personal finance and mental health, and how they correlate with each other. We address questions about how to manage stress from expenses, finance management and scarcity. Sit back and enjoy it! We also talk about: Escaping the scarcity mindset Citizens Advice Bureaus Value perspectives Sleep/meditation apps Impulse purchases Automated budgeting

Good morning! Today Alvar interviews his neighbour Omar, who has worked for quite a few large financial institutions within the sector of active funds: we will talk about mutual funds, active trading, large funds, and hear Omar’s insights on investing from his unique perspective. Enjoy! We also talk about: Funds implementation Bond issues Currency operations FTSE 100 Hedge funds regulations Geographical allocation

Hello! Today we will talk with Ed from the UK, and we will dive deep into how to build a real estate portfolio, strategies, how to behave as a landlord and much more. Sit back, relax and enjoy!We also talk about:Investing strategiesDiversifying a property investment portfolioFinding the right business partnerUK taxes on propertiesInvesting in different areas of EnglandSelf-analysis paralysis    

Hello everyone! Today our guest is Genecia, a former beauty queen turned entrepreneur from Singapore. She is the founder of Soul Rich Woman, a community that helps women build businesses in south east Asia and improve their financial independence, career and personal life. We talk about doing business in south-east Asia, how women can succeed in starting a business there and if it can be an attractive place for people from outside to move to or start a business there. Enjoy!We also talk about:Online networkingPrice warsThe evolution of Asia’s online landscapeMixing online and offline business elementsFinancial independence strategiesThe importance of financial education    

Hello! Today we interview Oliver from the blog frugalisten.de: we will talk about being frugal not only as a strategy but also as a life philosophy, evaluating the pros and cons and looking at some examples and life hacks as well. We hope you will find some food for thought in our discussion, so sit back, relax and enjoy!We also talk about:Saving and social environmentPortfolio management timesLean FIHow to be frugalTracking expensesRepair cafes    

Hello good people! Today we interview Michael from Playing With FIRE: he’s originally from New Zealand and now living in Ireland with his wife and three kids, and we’ll be talking about his very interesting take on FI, focusing on the journey more than the goal, and the purposes of doing it all in the end. In doing so, we will touch many other topics including, going part time, side hustles and much more. Enjoy! We also talk about: Portfolio distributions Taxes in Ireland Vanguard ITF Healthcare in Ireland Budgeting and micro-managing Kids and time management

Hello listeners! In today’s interview we talk with Scott Young, a Canadian author who has recently published a book on ultralearning, defined as “intense self-education”: it can be seen as a great alternative to Universities and formal studies or as a power tool to widen the range of skills we have at our disposal. Scott has learned in 1 year the MIT 4-years computer science program and achieved other remarkable goals, so he’s talking from his own experience and will share some great insights with us that can be very useful within the context of FI. Enjoy! We also talk about: Purposes for ultralearning Ultralearn a sport How many projects? The role of motivation Ultralearning with other people Implications in the hiring process