Financial Independence Europe Podcast

Hello everybody! It’s Sunday morning and Alvar and Matthias address some questions from the community: the main theme is ‘how can you maximize your savings while raising kids?’ and Matthias will become our case study. We will review how he manages many aspects of his life to achieve an optimal balance between saving and using money. Enjoy! We also talk about: Subsidies and tax savings for children in Europe Children and career Relationship costs! Frugal holidays with kids Single parents Side hustles

Hello FI people! In today’s interview we meet Stanley, a smart guy from the Netherlands we met at the FI-Europe Retreat in Portugal. We’ve been quite impressed with his unique mix of day job and side hustles in the field of medical research, so we hope you will enjoy listening as he explains how he manages all of that and what possible evolutions it can have. We also talk about: Saving rates and targets Flat advertisement model Balancing day job and side hustles Innovating conference styles The importance of actually starting a project Focusing on the target audience

Dear FI listeners, today’s episode is not for everyone! It’s aimed at all the financial geeks who want to dive deeper in the art of investing and are interested in how to make 2 to 4 per cent more than the average. Luis, a professional investor, will take us through the facets of this complex topic, and it’s worth the effort for sure! We also talk about: The efficient market hypothesis The value factor Joel Greenblatt’s Magic Formula Tools for factor investing Quantifying increases in returns Factors and market phases

Hello FI Europe listeners! In this episode we talk with Roisin, who attended our Retreat in Portugal with her husband and two daughters, and discuss with her about financial education, how she is raising her daughters providing them a drive and a purpose and letting them know how money works and how it can be used to find a satisfying career and ultimately a better life. We also talk about: Real estate investment Landlord strategies Setting goals Part-time jobs Money games The cult of not being busy

Hey guys, this week we have the second part of our interview with Mark from The Obvious Investor! We focus on Portugal as the country of choice for retirement, and follow Mark as he explains how to take advantage of the country’s tax system and culture from his first hand experience as an early retiree in the region. We also talk about: Weather variety in Portugal Real estate taxation The impact of geoarbitrage on retirement age A day in the life of an eraly retiree Social interaction in a new country Portuguese language

Hello listeners! In today’s episode we interview Cody from Fly to FI: he’s US-based and makes a full-time income from side-hustling, and he’s starting a course on this topic. We talk with him about many aspects of side-hustling, career- and skill-building. Enjoy! We also talk about: Acquiring skills Finding clients Contracts Protecting headspace Business automation Cash-flow FI

Hello and welcome to another episode! This is actually part 1 of our interview with Mark from Portugal, because so many interesting topics have been touched that we found two episodes were necessary to cover it all. Today we focus on strategies to choose a country, portfolio and investment method for early retirement. We also talk about: Portfolio diversification Bonds p2p landing Using spreadsheets for tracking US brokers Portuguese way of life!

Hello listeners! Today we have an amazing discussion with B. from Fire The Boss on the 4 per cent rule, its pros and cons and the alternatives to it for European investors. Sit back, relax and enjoy! We also talk about: Different withdrawal strategies Investing strategies and European tax regimes How the market influences withdrawal strategies AirBnB and tax regulations Mixing active, semi-active and passive income streams p2p lending

Hello listeners! Today we interview Max from Dusseldorf, Germany. We discuss setting up a business in developing countries, how to find co founders and the evolution of Max's business.We also talk about:Digitalization of country-specific activitiesFinding local partnersScaling a businessOnline and offline promotionUnused capacities as an assetThe right focus on a project    

Hello FI-Europeans! Today we jump again to the other end of the world, to talk again with Ben from BlueDollarBull on how to improve your career through specialization, when and how to specialize, leverage your skills and use diversification to put your assets to profit. We also talk about: Examples of specialization Specialization and leadership Specialization in investing Meta-skills to enhance specialization AI and disruptive changes Diversifying through the internet

Hello everyone! Today we talk with Nicolas, an Argentinian who moved to Spain 5 years ago. He has experience living in a country with hyper-inflation and since then has used his own strategies and techniques to manage his financial assets and surviving the 2008 crisis.We also talk about:Investing strategiesManaging other people’s moneyFundamental analysis and other techniquesThe Austrian School of EconomicsMoving from Argentina to SpainIndex funds    

Welcome to another episode of the FI-Europe podcast! Today we interview Jessica of the Fioneers blog from the USA. We also talk about: Saving percentages FI and social acceptance Changing company’s culture Side interests can empower career as well Getting a part-time role Student loans in the US

Welcome back! Today we interview Sonia from the blog Money For the Modern Girl. We discuss the FI hierarchy of needs, what you need to reach FI in London and how to spread the word of financial education. We also talk about: Debts and mortgages Investing strategies Uk’s ISA tax regime Passive income Being an independent contractor The commute factor

Hello listeners! Today we dive into the very basics of this podcast: What does financial independence mean and why does it matter so much? We do it by getting to know the personal history and motivation of each one of our three hosts, and how they are actually working to reach their objective. This is a very personal episode and we hope you will find it useful!We also talk about:The history of FIWhat it actually isTarget numbers and strategiesSaving vs. earningChoosing and building skillsAmazon’s strategies    

Hello listeners! Today we interview Jesus, a Spaniard who has lived and worked in the UK reaching financial independence at the age of 33. He now lives in Barcelona and travels around the world. We talk with him about his perspective on FI from his point of view in Spain, the implications and strategies this implies and the advice he can give to other Spaniards on the way. We also talk about: Investment tax regimes in Spain and UK Pensions Real estate investment Benefits of working in the UK Financial education in Spain The importance of measuring

Today we are thrilled to present our first guest from France! Marc from the Chief Money Man blog will talk with us about career advancement, financial independence and many other interesting topics, exposing his personal perspective right from the heart of EU. We also talk about: Reframing objectives on the road to FI Investment strategies Communication and dress codes Being goal-driven Salary and bonuses Benefits for financial independence in France

Today's episode features Peter from Serbia! Our first episode with a more unusual Serbian perspective. A great episode that shows that financial independence is achievable even from different starting points. We also talk about: Serbia’s historical highlights Recession and its consequences Serbia’s tax regime Real estate investing Fully funded lifestyle change Turning off autopilot

Dear FIE listeners, finally we have a crypto episode! We talk with Alexandros, who is currently living in Germany, about cryptocurrencies, blockchain and all the usual crypto topics from an FI perspective: we also take a look at how to invest in cryptocurrencies and what options are currently available. We also talk about: Bitcoin as a crypto standard Other uses of blockchain Investing at the right time Diversifying the investment Cryptocurrencies and tax regimes Blockchain and privacy

Hello and welcome to this new episode! Today our guest is Mr. RIP from Zurich, and while we initially planned to have geoarbitrage as our main topic, the conversation landed on many other topics, with very interesting insights and useful hints from our guest. We also talk about: Technology and ability to concentrate Visualizing your future Cross-border strategies FI as an insurance Passion and career steps Behavioral aspects of investing

Today we talk with Ben from New Zealand about inter generational wealth; how to pass on wealth to your children and make it last for generations. Ben shows us what he believes to be methods to pass on wealth effectively and the strategies he is using himself. We also talk about: Family culture Managing a lottery win Family organization Actual ways to transfer different types of capital Long-term investments Specialization and diversification