Paypod: The Payments Industry Podcast

Episode Topic: Welcome to an insightful episode of PayPod. We get into the critical subject of AI in insider risk and cybersecurity with Michael Crouse, the director of Enterprise User and Data Protection at Everfox. Crouse shares his extensive experience in cybersecurity, focusing on the often-overlooked aspect of insider risk. The conversation explores how AI is revolutionizing the way companies address and mitigate risks from within their organizations. Michael explains the importance of understanding employee behavior and implementing effective insider risk solutions. As technology evolves, so do the threats, making it imperative to stay ahead with innovative approaches. Lessons You’ll Learn: Listeners will gain valuable insights into the intersection of AI in insider risk and cybersecurity. Michael Crouse discusses the significance of focusing on insider risk rather than just external threats. You'll learn about the advanced tools and strategies Everfox employs to protect sensitive data and ensure

Episode Topic: Welcome to an insightful episode of PayPod. We engage with David Birch, a renowned author, advisor, and commentator on digital financial services. The primary focus is on the transformative potential of tokenization and digital currencies in finance. Birch discusses how these innovations are reshaping the financial landscape, from digital identities to decentralized finance. He delves into the practical applications of digital currencies, the impact on traditional banking systems, and the future implications for both consumers and businesses. This episode offers a comprehensive overview of the current state and future prospects of digital financial technologies. Lessons You’ll Learn: Listeners will gain valuable insights into the complexities and opportunities presented by tokenization and digital currencies in finance. David Birch explains the concept of tokenization, highlighting its potential to streamline transactions, reduce costs, and enhance security. Additionally, he explores how

Episode Topic: Welcome to an insightful episode of PayPod. We get into the discussion of the complexities faced by low-income tax filers with Gavin Nachbar, co-founder of Column Tax. Gavin sheds light on why filing taxes in the U.S. is so challenging and how Column Tax aims to simplify this arduous process. Through innovative technology and strategic partnerships, Column Tax integrates tax filing capabilities directly into banking apps, making it easier for users to manage their financial data year-round. This episode is a must-listen for anyone who feels overwhelmed by tax season and is looking for effective solutions to streamline the filing process. Lessons You’ll Learn: Listeners will gain valuable insights into the intricacies of the U.S. tax code and how it disproportionately affects low-income tax filers. Gavin Nachbar explains how Column Tax is designed to reduce the time and money spent on tax preparation by integrating seamlessly with financial platforms. You'll learn about the impact of poli

Episode Topic: Welcome to an insightful episode of PayPod. We get into the world of real estate financing with a focus on fractional real estate investing with Kirill Bensonoff, co-founder and CEO of New Silver. He shares his insights on how this innovative investment strategy is transforming the real estate market. Fractional real estate investing allows individuals to invest in properties without needing to purchase the entire asset, making real estate investment more accessible to a broader audience. Bensonoff discusses the technological advancements that have made this possible, such as blockchain technology, and how these innovations are providing real estate investors with new opportunities and efficiencies. Lessons You’ll Learn: Listeners will gain a comprehensive understanding of fractional real estate investing and its benefits. Kirill Bensonoff explains how this method democratizes real estate investment, allowing more people to participate in the market. You'll learn about the technological

Episode Topic: Welcome to an insightful episode of PayPod. We get into Hybrid Work Models in Finance with Michael Lynch, the Chief Product Officer at Symphony. The discussion sheds light on how the financial sector is adapting to hybrid work environments, balancing in-office and remote work. Lynch shares his experiences from both personal and professional perspectives, offering valuable insights into the challenges and benefits of hybrid models. He emphasizes the role of technology in enabling flexible work arrangements and highlights Symphony’s strategies to ensure data security and compliance in a dispersed work setting. This episode is a must-listen for anyone interested in the evolving landscape of work in the financial industry. Lessons You’ll Learn: Listeners will gain a deep understanding of the dynamics involved in Hybrid Work Models in Finance. Michael Lynch discusses the critical aspects of implementing hybrid work models, such as maintaining productivity, ensuring data security, and fosterin

Episode Topic: Welcome to an insightful episode of PayPod. We get into the dynamic world of social media and email marketing with Nichole Williamson, the chief strategy officer at Zilker Media. Nichole brings a wealth of experience in public relations and brand strategy, particularly within the financial sector. We explore the critical strategies and tools that businesses of all sizes can utilize to enhance their marketing efforts in 2024. From discussing the impact of storytelling in building brand trust to navigating the complexities of the digital marketing landscape, Nichole provides invaluable insights for marketers looking to stay ahead of the curve. Lessons You’ll Learn: Listeners will gain a deeper understanding of how to effectively leverage social media and email marketing to build and maintain strong customer relationships. Nichole shares practical tips on creating engaging content, optimizing email campaigns, and using LinkedIn to its fullest potential. Additionally, she highlights the impo

Episode Topic: Welcome to an insightful episode of PayPod. We get into the transformative power of AI in the supply chain of procurement with Stephen Carter, the director of product marketing at Ivalua. He shares his insights on how artificial intelligence is revolutionizing the procurement process. We discuss the shift from traditional paper-based methods to a truly digital supply chain, driven by innovative AI solutions. The episode highlights the importance of digital transformation in enhancing efficiency, reducing costs, and improving collaboration across the supply chain. Listeners will gain a comprehensive understanding of the current trends and future potential of AI in procurement, as well as practical advice on how to implement these technologies in their organizations. Lessons You’ll Learn: Listeners will learn how AI in the supply chain of procurement can drive significant improvements in business operations. Stephen Carter explains the benefits of adopting digital processes, including incr

Episode Topic: Welcome to an insightful episode of PayPod. We get into the ever-evolving landscape of digital payments with Nabeel Moosa, Vice President of Strategy and Value Creation for Nexi Group, focusing on the mobile wallet payment method. He shares his expertise on the current state and future of payment technologies. The discussion covers the transition from cash-based transactions to digital payments, highlighting the varying levels of digital adoption across Europe. Nabeel provides a comprehensive overview of how mobile wallets are reshaping the way consumers and businesses handle financial transactions, offering insights into the benefits and challenges of this technology. Whether you're a fintech enthusiast or a business owner looking to stay ahead in the digital economy, this episode offers valuable perspectives on the mobile wallet payment method. Lessons You’ll Learn: Listeners will gain a deeper understanding of the mobile wallet payment method and its impact on the global payment lands

Episode Topic: Welcome to an insightful episode of PayPod. We engage in a dynamic conversation with Sol Lax, the CEO of Revenued, a company dedicated to providing tailored funding solutions for small and medium-sized businesses. The episode delves into the intricate world of small business banking, highlighting the evolving landscape driven by both traditional and neo-banks. Sol shares valuable insights from Revenued's recently published Small Business Banking survey, uncovering surprising trends such as the persistence of physical bank branch visits and the growing number of businesses maintaining multiple banking relationships. Listeners will gain an understanding of how these trends reflect broader shifts in the banking industry and what they mean for small business financing. Lessons You’ll Learn: Listeners will learn about the critical role that funding solutions and neo-banks play in supporting small businesses, especially those with lower credit scores. Sol Lax explains how neo-banks are disrupt

Episode Topic: Welcome to an insightful episode of PayPod. We engage in a dynamic conversation with Kelly Fryer, CEO of Fintech Sandbox. The focus is on how Fintech Sandbox helps startups break through barriers by providing free access to crucial data and resources. Kelly shares the organization's mission to advance financial innovation and support early-stage fintech entrepreneurs. Through the Data Access Residency program, Startups with Fintech Sandbox gain access to premium data sets from top providers, allowing them to build and refine their products without the prohibitive costs typically associated with such resources. This episode provides a comprehensive look at how Fintech Sandbox operates and the impact it has on the Fintech startup ecosystem. Lessons You’ll Learn: Listeners will gain valuable insights into the unique challenges and opportunities faced by fintech startups. Kelly Fryer delves into the importance of accessibility to data and how Fintech Sandbox facilitates this for early-stage

Episode Topic: Welcome to an insightful episode of PayPod. We get into the critical intersection of AI ethics and Women in Tech Development with Arti Raman, CEO of Portal26. She provides an in-depth look at the responsibilities and challenges faced by tech leaders today. With AI rapidly advancing, the importance of ethical considerations and data security has never been more paramount. Arti shares her insights on the excitement and momentum driving AI innovations and emphasizes the need for proactive measures to ensure safe and responsible development. This conversation highlights the essential role women play in shaping the future of technology and the unique perspectives they bring to the table. Lessons You’ll Learn: Listeners will gain valuable lessons from Arti Raman on the significance of ethical AI development and the pivotal role of Women in Tech Development. Arti discusses the importance of implementing security measures and the responsibility of tech companies to prioritize data privacy. She a

Episode Topic: Welcome to an insightful episode of PayPod. We get into the niche world of tax receivable agreements (TRAs) and esoteric assets with Andy Lee, founder of Parallaxes Capital. The discussion revolves around how Andy's innovative approach provides liquidity for corporate tax risk, helping businesses navigate complex tax landscapes. TRAs, though not widely known, offer significant financial opportunities for corporations. Andy explains how Parallaxes Capital standardizes terms and enhances transparency in TRA transactions, creating liquidity and diversification opportunities. This episode is a must-listen for anyone interested in alternative investments and understanding the intricacies of corporate tax management. Lessons You’ll Learn: Listeners will gain valuable insights into the world of TRAs and the importance of liquidity for corporate tax risk. Andy Lee shares his journey from an aspiring rap star to a successful entrepreneur in the fintech industry, providing a unique perspective on

Episode Topic: Welcome to an insightful episode of PayPod. We engage sit with Andrew Einhorn, CEO of LevelFields, to delve into the world of Event Proven Stock Trading. This groundbreaking approach leverages artificial intelligence to make high-level financial analysis accessible to everyday traders. By monitoring material events and market psychology, LevelFields provides users with the ability to make informed trading decisions that were once the domain of Wall Street professionals. Whether you’re a seasoned trader or just starting out, this episode provides invaluable insights into how AI can help you navigate the complex world of stock trading with precision and confidence. Lessons You’ll Learn: Listeners will come away with a deep understanding of how Event Proven Stock Trading can transform their trading strategies. Andrew Einhorn explains how AI can monitor thousands of stocks and identify critical events that influence stock prices. This capability allows individual traders to act with the same

Episode Topic: Welcome to an insightful episode of PayPod. We engage Rich Itri, the Chief Innovation Officer at ECI, to explore the evolution and future of financial technology. The conversation delves deep into the world of AI regulation by ECI solutions, providing listeners with an understanding of how secure, compliant AI solutions are becoming integral in the financial sector. Rich shares his journey from his early days with an IBM PCjr to his current role, highlighting the pivotal moments and technological advancements that have shaped his career. Lessons You’ll Learn: Listeners will gain valuable insights into the importance of AI regulation by ECI Solutions and its impact on the fintech industry. Rich Itri discusses the necessity of integrating secure and compliant AI solutions to protect sensitive financial data. You'll learn about the challenges and strategies involved in implementing AI technologies in a highly regulated environment, as well as the significance of maintaining data security. R

Episode Topic: Welcome to an insightful episode of PayPod. We get into the evolving landscape of fraud prevention and cybersecurity with Armen Najarian, the Chief Marketing Officer of Sift. The conversation delves into Armen's unique career journey, from opening a coffee shop to becoming a key player in the tech world. They explore how Sift uses AI-powered technology to combat the impact of blockchain technology and online fraud prevention on the industry. Armen shares insights on various types of fraud, including social engineering attacks like pig butchering and romance scams, and how businesses can protect themselves and their customers. Lessons You’ll Learn: Listeners will gain a comprehensive understanding of the latest trends and challenges in fraud prevention. Armen Najarian discusses the importance of scalability in fraud detection and how adaptive machine-learning models help keep up with evolving threats. He also highlights the role of blockchain technology in fraud prevention, emphasizing it

Episode Topic: Welcome to an insightful episode of PayPod. We get into the world of fintech innovations with Oban McTavish, co-founder and CEO of Spade, on how Card Transaction Data is being revolutionized. Oban McTavish shares his insights on the challenges and solutions related to making transaction robust data clearer and more meaningful. This discussion not only highlights the practical problems many consumers face with cryptic bank statements but also explores the technological advancements being made to address these issues effectively. Lessons You’ll Learn: This enlightening discussion provides a comprehensive understanding of the intricacies involved in payment processing and the importance of high-quality transaction data. The episode sheds light on the direct impact that clear transaction descriptions can have on reducing fraud, enhancing customer experience, and improving financial management both for individuals and businesses. Additionally, listeners will learn about the strategic moves fi

Episode Topic: Welcome to an insightful episode of PayPod. We get into a journey to the evolving landscape of payment technologies with Tracy Prandi-Yuen, the Global VP at Boku. As fintech continues to advance, understanding the dynamics of various payment methods, especially in non-traditional markets, becomes essential. Tracy sheds light on the significance of localized, non-card-based, and real-time payments options and their impact on global commerce. She offers a unique perspective on the technological shifts that are redefining how businesses and consumers interact financially worldwide. Lessons You’ll Learn: This enlightening discussion provides a wealth of knowledge on the integration of innovative real-time payments solutions and the critical role of diversity and inclusion in creating successful corporate cultures. Listeners will gain insights into the challenges and opportunities within the payment industry, the importance of adapting to consumer needs, and strategies for fostering inclusive

Episode Topic: Welcome to an insightful episode of PayPod. We engage Paul Jarrett, CEO and founder of Bulu, a company that's reshaping the landscape of fulfillment and subscription box services. From discussing the intriguing dynamics of college football to diving into the challenges and innovations of the subscription business model, this episode provides a comprehensive look at how personal experiences and professional challenges weave together to create entrepreneurial success. The conversation also highlights the unique aspects of managing logistics in a rapidly evolving industry. Lessons You’ll Learn: Throughout this enlightening podcast, listeners will gain valuable insights into navigating the complexities of the subscription business journey. Paul Jarrett shares his transformative experiences from being a collegiate athlete to becoming a reluctant entrepreneur, emphasizing resilience, strategic innovation, and the importance of adaptability in business. The discussion delves into the realities

Episode Topic: Welcome to an insightful episode of PayPod. We get into the innovative realm of Small Business Automation, with Felix Rodriguez, CEO of Finally, with a special focus on how technology is revolutionizing the way small and medium-sized businesses manage their financial processes. He shares his profound insights and experiences as a serial entrepreneur and discusses how leveraging AI and automation can significantly reduce the workload on business owners and CFOs, allowing them more freedom to focus on core business activities. The conversation illuminates the intersection of technology, strategy, and business efficiency, exploring how automation tools can be a game changer for small businesses. Lessons You’ll Learn: Throughout this enlightening podcast, listeners will gain valuable lessons on the transformative power of Small Business Automation. Felix Rodriguez outlines practical strategies for implementing technology to streamline operations, enhance accuracy in financial management, and

Episode Topic: Welcome to an insightful episode of PayPod. We get into the pressing issue of equitable credit access, a subject that impacts many facets of society. With Mike De Vere, CEO of Zest AI, we invent the intersection of technology, finance, and social justice. The conversation highlights how innovative machine learning tools can not only enhance decision-making in financial services but also ensure that these advancements lead to fairer outcomes. This in-depth discussion provides a window into the transformative efforts aimed at reshaping the future of lending and credit accessibility. Lessons You’ll Learn: Throughout this enlightening podcast, listeners will gain insights into the complexities of the financial industry and the significant role of artificial intelligence in crafting more inclusive financial environments. Learn about the challenges and solutions related to credit scoring systems, the influence of policy on credit decisions, and the broader implications of tech-driven financial